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Find Home Insurance Agents Near You in Cape Coral, FL

Browse home insurance agents serving Cape Coral, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Cape Coral, Florida is Fiesta Auto Insurance & Tax Service, rated 4.9 stars across 486 reviews. Other highly rated options include Simily Insurance, Brightway Insurance, The Seuffert Agency, Chapman Insurance Group. This directory lists 21 home insurance agents serving Cape Coral.

Showing 21 home insurance agents in Cape Coral, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service1622 Del Prado Blvd S Suite #3(239) 230-2015
2Simily Insurance1420 SE 16th Pl Suite #103(239) 210-6900
3Brightway Insurance, The Seuffert Agency814 SW Pine Island Rd #207(239) 214-0055
4Chapman Insurance Group4507 SE 16th Pl(239) 205-2012
5Anchor Line Insurance : Allstate Cape Coral3423 Chiquita Blvd S(239) 542-1117
6GreatFlorida Insurance: Peter Look Phd4903 Chiquita Blvd S(239) 500-1117
7Your Choice Insurance303 NE 3rd Ave #3(239) 201-3844
8Sherzer & Associates Insurance Agency1227 Del Prado Blvd S Suite 201(239) 673-9301
9Delaplane Insurance3316 Chiquita Blvd S Suite 2(239) 540-0606
10LP Insurance Solutions1423 SE 16th Pl # 103(239) 829-0200
FA
1622 Del Prado Blvd S Suite #3
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Cape Coral, FL

Fiesta Auto Insurance & Tax Service provides residential home insurance options for homeowners in Cape Coral, Florida. Commercial coverage is also available for local businesses needing property protection across the surrounding area. The agency explains essential policy differences between dwelling and personal property coverage. Adjustments and new quotes are prepared during each appointment for clients reviewing terms. Follow-up service remains available between regular visits to answer emerging questions or update expiring policies.

SI
1420 SE 16th Pl Suite #103
Simily Insurance
Home Insurance Agent · Cape Coral, FL

Cape Coral homeowners often face humid summers and storm threats that test any property. Simily Insurance works to match each residence with a coverage plan addressing moisture damage, wind exposure, and liability risks common in Southwest Florida. The agent helps local customers navigate policy details that safeguard dwellings and personal belongings. By considering each home’s age, location, and construction, they identify appropriate limits and deductibles. An initial inspection of the property’s roof, windows, and overall condition typically begins the process of tailoring a policy.

BI
814 SW Pine Island Rd #207
Brightway Insurance, The Seuffert Agency
Home Insurance Agent · Cape Coral, FL

Serving homeowners in Cape Coral, Brightway Insurance, The Seuffert Agency provides property insurance solutions tailored to individual coverage needs. The agency assists clients in navigating the complexities of home insurance, helping secure appropriate protection for their residences. Their services extend to dwelling, liability, and additional coverage options that address the specific risks of living in a coastal Florida environment. In addition to serving Cape Coral, the agency also covers the neighboring community of Fort Myers, ensuring broader access to its insurance guidance.

CI
4507 SE 16th Pl
Chapman Insurance Group
Home Insurance Agent · Cape Coral, FL

Chapman Insurance Group in Cape Coral, Florida, is known for helping homeowners secure reliable property coverage to protect their investments. The agency offers standard home insurance policies that cover dwelling, personal property, and liability risks. It also assists clients with understanding local flood and windstorm requirements common to the region. For specialized needs, the agency can add coverage for valuable personal belongings such as jewelry or fine art.

AL
3423 Chiquita Blvd S
Anchor Line Insurance : Allstate Cape Coral
Home Insurance Agent · Cape Coral, FL

Anchor Line Insurance : Allstate Cape Coral provides a full range of home insurance options tailored for local property owners in Cape Coral, Florida. Its standard plans cover dwelling protection, personal liability, and additional living expenses. Service or maintenance plans typically include policy reviews and claims assistance to help clients maintain adequate coverage. The agency regularly services single-family homes, apartments, retail spaces, and restaurants within the Cape Coral area.

GI
4903 Chiquita Blvd S
GreatFlorida Insurance: Peter Look Phd
Home Insurance Agent · Cape Coral, FL

Specializing in protecting homes from hurricanes, flooding, and storm damage, this Cape Coral, Florida agency also handles standard homeowners policies for area properties. Its work includes assessing coverage needs for coastal dwellings and advising on flood insurance, wind mitigation, and umbrella liability protection. Clients receive guidance on securing adequate policy limits for home structures and contents. The agency helps address specific seasonal concerns, such as preparing for the Atlantic hurricane season by reviewing deductibles and ensuring hurricane protection coverage is current.

YC
303 NE 3rd Ave #3
Your Choice Insurance
Home Insurance Agent · Cape Coral, FL

Your Choice Insurance in Cape Coral, FL offers both one-time policies for specific property needs and recurring annual plans for ongoing home protection. Coverage includes essential residential safeguards against common regional weather risks and standard liability concerns common to Florida homeowners. Property evaluations and policy adjustments are available as part of each service package. The agency schedules work on a one-time, scheduled, or as-needed basis depending on client preferences and coverage requirements.

SA
1227 Del Prado Blvd S Suite 201
Sherzer & Associates Insurance Agency
Home Insurance Agent · Cape Coral, FL

Sherzer & Associates Insurance Agency provides home insurance services to clients in Cape Coral, Florida. The company can tailor policies to include specialty coverage add-ons such as flood insurance, which is essential for properties in this coastal region, as well as protection against windstorm damage. For commercial real estate needs, the agency is equipped to secure policies for office spaces, warehouses, and food service establishments, ensuring business assets are appropriately covered against potential liabilities.

DI
3316 Chiquita Blvd S Suite 2
Delaplane Insurance
Home Insurance Agent · Cape Coral, FL

Delaplane Insurance works with homeowners in Cape Coral, Florida, to secure policies that provide essential property protection. It also offers specialized coverage for valuable belongings, liability risks, and natural disasters common to the region. The agency helps families find the right coverage to safeguard their homes and assets against unexpected events. Commercial clients are also supported, including those who operate offices, warehouses, and food service establishments in the local area.

LI
1423 SE 16th Pl # 103
LP Insurance Solutions
Home Insurance Agent · Cape Coral, FL

LP Insurance Solutions serves Cape Coral and the surrounding Lee County area as a local home insurance agent. The agency assists homeowners in selecting dwelling coverage and personal property protection tailored to their needs. They guide clients through policies that address Florida-specific weather risks, including windstorm and flood damage. LP Insurance Solutions manages standard homeowners policies and also helps arrange separate wind and hail insurance options for this coastal region.

SI
4419 Del Prado Blvd S Unit 2
Simily Insurance
Home Insurance Agent · Cape Coral, FL
similyinsurance.com
GI
2125 Santa Barbara Blvd S Unit#2
GreatFlorida Insurance: Peter Look Phd
Home Insurance Agent · Cape Coral, FL
(239) 945-2886
capecoral.greatflorida.com
GI
441 Del Prado Blvd S Suite 6
GreatFlorida Insurance: Peter Look Phd
Home Insurance Agent · Cape Coral, FL
(239) 458-0500
northcapecoral.greatflorida.com
HF
601 Del Prado Blvd N #11
Halbrehder Family Agency
Home Insurance Agent · Cape Coral, FL
(239) 772-1287
myautoinsuranceflorida.com
LI
441 Del Prado Blvd N
Look Insurance Agency
Home Insurance Agent · Cape Coral, FL
(239) 458-0500
lookinsuranceagency.com
SF
1216 SW 4th St #1
Schuman Family Insurance
Home Insurance Agent · Cape Coral, FL
(239) 242-1234
sflins.com
FI
1716 Cape Coral Pkwy E
FLB Insurance Agency
Home Insurance Agent · Cape Coral, FL
(239) 205-1500
flbinsurance.com
DG
1708 SE 47th St
D. Gates Insurance Group
Home Insurance Agent · Cape Coral, FL
(239) 205-7480
dgatesinsurance.com
AL
2135 Santa Barbara Blvd S Ste 103
Anchor Line Insurance : Allstate Insurance
Home Insurance Agent · Cape Coral, FL
(239) 458-1122
anchorlineinsurance.com/auto-insurance-cape-coral-fl
CC
4825 Coronado Pkwy #2
Cape Coral Insurance Center
Home Insurance Agent · Cape Coral, FL
(239) 549-6255
ccicins.com
SI
2801 Del Prado Blvd S
Schuman Insurance Agency, Inc.
Home Insurance Agent · Cape Coral, FL
(239) 945-8888
agents.allstate.com/david-schuman-cape-coral-fl.html

What Does a a Home Insurance Agent in Cape Coral Cost?

Typical home insurance costs in Cape Coral Florida range from 1200 to 4000 dollars per year for a standard policy. Windstorm coverage can add 500 to 2000 dollars annually. Flood insurance averages 700 to 1500 dollars per year. Actual costs depend on your homes age construction materials location and coverage limits. This is general information and not insurance advice.

About home insurance agents in Cape Coral

A home insurance agent in Cape Coral Florida helps you find coverage for your property in a coastal area. Florida law requires insurers to offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. Agents also guide you through the Florida Insurance Guaranty Association protections if your insurer becomes insolvent.

Frequently Asked Questions

What does a home insurance agent in Cape Coral do?

A home insurance agent in Cape Coral helps you compare policies from different carriers. They explain Florida-specific coverages like sinkhole loss and windstorm exclusion options. They also assist with filing claims and understanding your policy terms.

Do I need flood insurance in Cape Coral Florida?

Flood insurance is not required by Florida state law but most mortgage lenders in Cape Coral require it because the area is in a flood zone. A home insurance agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.

How does Florida law affect home insurance costs in Cape Coral?

Florida law requires insurers to offer windstorm coverage and allows for a 3 percent hurricane deductible. The state also has a 90-day claim filing window for hurricane losses. These rules influence premiums and policy options that your agent will explain.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.