ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse home insurance agents serving Clearwater, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 home insurance agents in Clearwater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Strategic Insurance
5830 142nd Ave N, Clearwater, FL 33760
(727) 546-6000
flstrategic.com
Acceptance Insurance
1670 S Missouri Ave, Clearwater, FL 33756
(727) 203-7021
locations.acceptance.com
Freeway Insurance
1993 Drew St, Clearwater, FL 33765
(727) 203-7001
locations.freeway.com
Craig Duncan - State Farm Insurance Agent
2454 McMullen Booth Rd #421, Clearwater, FL 33759
(727) 725-3668
cduncan.net
Achieva Insurance Agency
4590 Ulmerton Rd Suite 208, Clearwater, FL 33762
(888) 351-4672
achievainsurance.com
GreatFlorida Insurance: Jeff Callahan
1700 N McMullen Booth Rd Ste D2, Clearwater, FL 33759
(727) 315-0805
safetyharbor.greatflorida.com
Island Insurance Specialists Inc
29170 US Hwy 19 N, Clearwater, FL 33761
(727) 754-5036
islandinsurancespecialists.com
The Turner Insurance Advisor Group aka Turner Insurance
2121 NE Coachman Rd, Clearwater, FL 33765
(727) 442-0012
turnergroupfl.com
Bay Area Insurance Shop, Inc.
1452 Court St, Clearwater, FL 33756
(727) 446-4416
bayareainsuranceshop.com
Gotta Havit Auto Insurance
918 S Missouri Ave, Clearwater, FL 33756
(727) 446-7735
gottahavitinsurance.com
Arrington Insurance of Florida
1934 Soule Rd, Clearwater, FL 33759
(727) 595-8405
aioflorida.com
Dimmitt Insurance
25191 US Hwy 19 N B, Clearwater, FL 33763
(866) 763-6627
dimmittinsurance.com
Single Source Insurance
1345 S Missouri Ave, Clearwater, FL 33756
(727) 298-0302
singlesourceme.com
GreatFlorida Insurance: Mike Lazanis
1468 Gulf to Bay Blvd, Clearwater, FL 33755
(727) 441-9080
clearwater2.greatflorida.com
Impel Insurance, LLC
1831 N Belcher Rd. STE A1, Clearwater, FL 33765
(727) 223-3765
impelinsurance.com
Simmons Insurance Inc
1465 S Ft Harrison Ave #104, Clearwater, FL 33756
(727) 216-1111
simmonsinsuranceinc.com
Gator Auto Insurance of South Clearwater
1200 S Highland Ave, Clearwater, FL 33756
(727) 447-8408
gatorautoins.com
Community Insurance Services
24600 US Hwy 19 N, Clearwater, FL 33763
(727) 849-7564
cisagencyfl.com
KEY PALM INSURANCE
28463 US Hwy 19 N #102, Clearwater, FL 33761
(727) 796-1312
keypalminsurance.com
Auto Insurance Plus
1212 Cleveland St, Clearwater, FL 33755
(727) 446-9116
autoinsureplus.com
A home insurance agent in Clearwater Florida can help you navigate the unique risks of living on the Gulf Coast. Florida law requires insurers to offer windstorm coverage and sinkhole coverage in certain areas. An agent can explain policy options and help you meet mortgage and state requirements.
What Does a Home Insurance Agent in Clearwater Cost?
Home insurance costs in Florida are among the highest in the nation. For a typical Clearwater home, annual premiums often range from 2000 to 6000 dollars depending on the homes age construction and location. Windstorm deductibles usually range from 2 to 5 percent of the dwelling coverage. Costs vary by individual risk factors and policy details. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Clearwater do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain Florida-specific endorsements like windstorm and flood coverage. They also assist with claims and policy changes.
Do I need flood insurance in Clearwater Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Clearwater is a coastal city with high flood risk. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
What is the Florida statute of limitations for home insurance claims?
Florida law sets a five-year statute of limitations for filing a lawsuit on a property insurance claim from the date of loss. However policy terms may require faster reporting. Always notify your agent and insurer promptly after damage occurs.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Clearwater who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.