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Find Home Insurance Agents Near You in Clearwater, FL

Browse home insurance agents serving Clearwater, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 569 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Craig Duncan - State Farm Insurance Agent. This directory lists 23 home insurance agents serving Clearwater.

Showing 23 home insurance agents in Clearwater, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Florida Strategic Insurance5830 142nd Ave N(727) 546-6000
2Acceptance Insurance1670 S Missouri Ave(727) 203-7021
3Freeway Insurance1993 Drew St(727) 203-7001
4Craig Duncan - State Farm Insurance Agent2454 McMullen Booth Rd #421(727) 725-3668
5Achieva Insurance Agency4590 Ulmerton Rd Suite 208(888) 351-4672
6GreatFlorida Insurance: Jeff Callahan1700 N McMullen Booth Rd Ste D2(727) 315-0805
7Island Insurance Specialists Inc29170 US Hwy 19 N(727) 754-5036
8Bay Area Insurance Shop, Inc.1452 Court St(727) 446-4416
9The Turner Insurance Advisor Group aka Turner Insurance2121 NE Coachman Rd(727) 442-0012
10Arrington Insurance of Florida1934 Soule Rd(727) 595-8405
FS
5830 142nd Ave N
Florida Strategic Insurance
Home Insurance Agent · Clearwater, FL

Florida Strategic Insurance serves homeowners throughout Pinellas County from its Clearwater office. This agency assists clients in obtaining property coverage tailored to single-family homes, condominiums, and rental properties. The local market often requires protection against wind and flood risks, so the agent reviews policy options to meet these specific needs. A typical appointment includes comparing coverage limits and deductibles from multiple carriers. The agency also guides customers through the process of adjusting or bundling their home insurance with other policy types.

AI
1670 S Missouri Ave
Acceptance Insurance
Home Insurance Agent · Clearwater, FL

Acceptance Insurance serves the Clearwater, Florida area as a home insurance agent. It works with homeowners to find coverage policies suited to their property and personal needs. The agent helps residents navigate insurance options for protecting their homes against the typical weather and liability risks in this region. This local office assists clients with comparing policies from different carriers. Among the specific services it handles here are standard homeowners insurance and dwelling fire coverage for residential properties.

FI
1993 Drew St
Freeway Insurance
Home Insurance Agent · Clearwater, FL

Freeway Insurance provides a broad range of home insurance services in Clearwater, Florida, including coverage options for property damage, liability protection, and additional living expenses. It offers routine policy reviews and claims assistance to help clients maintain adequate protection as their needs change. The company serves residential properties such as single-family homes and apartments, as well as commercial spaces including retail stores and restaurants.

CD
2454 McMullen Booth Rd #421
Craig Duncan - State Farm Insurance Agent
Home Insurance Agent · Clearwater, FL

Craig Duncan, operating as a State Farm Insurance Agent in Clearwater, FL, offers a full range of personal insurance services, including tailored home coverage. Policies are structured to protect against common Florida risks like hurricane damage, with routine support available through established service plans and policy reviews. Account management includes easy billing and claims assistance for both standard and customized plans. Its client base includes owners of single-family homes, apartments, retail shops, and local restaurants.

AI
4590 Ulmerton Rd Suite 208
Achieva Insurance Agency
Home Insurance Agent · Clearwater, FL

Achieva Insurance Agency serves homeowners in Clearwater, Florida, by offering home insurance policies designed to protect single-family residences and condominiums against common local risks such as hurricanes, fire, and theft. The agency assists clients in reviewing coverage options and deductibles to match individual property values and personal needs. Policyholders receive guidance on navigating claims processes when storm damage occurs. The agency also services homeowners in the nearby communities of Largo and Dunedin, providing the same residential insurance assistance throughout northern Pinellas County.

GI
1700 N McMullen Booth Rd Ste D2
GreatFlorida Insurance: Jeff Callahan
Home Insurance Agent · Clearwater, FL

GreatFlorida Insurance: Jeff Callahan serves homeowners throughout Clearwater, Florida and the surrounding Pinellas County communities. The agency handles residential property policies, covering standard perils like wind, fire, and theft for local clients. It also addresses flood coverage and liability protection tailored to Florida’s coastal environment. For each customer, the agent reviews the specific risks of the home’s location, then compares options from multiple carriers to find a suitable policy that meets the homeowner’s budget and needs.

II
29170 US Hwy 19 N
Island Insurance Specialists Inc
Home Insurance Agent · Clearwater, FL

Island Insurance Specialists Inc in Clearwater, FL distinguishes between one-time policy consultations and recurring service agreements for home insurance coverage. Their team assists homeowners in selecting policies that protect against common regional risks, such as storm damage and liability claims. They explain coverage options and help clients adjust deductibles or add endorsements as needed. A standard claim filing process is offered for clients who experience a loss. Service for existing policy reviews and new quotes runs on an as-needed basis.

BA
1452 Court St
Bay Area Insurance Shop, Inc.
Home Insurance Agent · Clearwater, FL

In the wake of a Florida storm, homeowners in Clearwater often face the challenge of filing claims and comparing coverage for wind or flood damage. Bay Area Insurance Shop, Inc. helps local residents navigate these needs as a home insurance agent serving the area. The company works with clients to review existing policies and identify possible gaps in protection for houses or condos. Before issuing a quote, an agent typically schedules a walkthrough of the property to assess its condition and take preliminary measurements.

TI
2121 NE Coachman Rd
The Turner Insurance Advisor Group aka Turner Insurance
Home Insurance Agent · Clearwater, FL

Serving Clearwater, Florida, The Turner Insurance Advisor Group, also known as Turner Insurance, specializes in tailoring homeowners policies to protect local coastal properties. Its team works to match each client with a policy that balances necessary dwelling, liability, and personal property coverage against the unique weather risks of the Gulf Coast region. It assists with routine policy reviews and claims support for day-to-day home incidents. For seasonal concerns, the agency helps residents prepare for and review their coverage ahead of the annual Atlantic hurricane season.

AI
1934 Soule Rd
Arrington Insurance of Florida
Home Insurance Agent · Clearwater, FL
GH
918 S Missouri Ave
Gotta Havit Auto Insurance
Home Insurance Agent · Clearwater, FL
(727) 446-7735
gottahavitinsurance.com
DI
25191 US Hwy 19 N B
Dimmitt Insurance
Home Insurance Agent · Clearwater, FL
(866) 763-6627
dimmittinsurance.com
II
1831 N Belcher Rd. STE A1
Impel Insurance, LLC
Home Insurance Agent · Clearwater, FL
(727) 223-3765
impelinsurance.com
GI
1468 Gulf to Bay Blvd
GreatFlorida Insurance: Mike Lazanis
Home Insurance Agent · Clearwater, FL
(727) 441-9080
clearwater2.greatflorida.com
SS
1345 S Missouri Ave
Single Source Insurance
Home Insurance Agent · Clearwater, FL
(727) 298-0302
singlesourceme.com
SI
1465 S Ft Harrison Ave #104
Simmons Insurance Inc
Home Insurance Agent · Clearwater, FL
(727) 216-1111
simmonsinsuranceinc.com
CI
24600 US Hwy 19 N
Community Insurance Services
Home Insurance Agent · Clearwater, FL
(727) 849-7564
cisagencyfl.com
GA
1200 S Highland Ave
Gator Auto Insurance of South Clearwater
Home Insurance Agent · Clearwater, FL
(727) 447-8408
gatorautoins.com
FA
1955 Drew St
Fox Agency Inc
Home Insurance Agent · Clearwater, FL
(727) 447-8585
foxinsurancefl.com
AI
1212 Cleveland St
Auto Insurance Plus
Home Insurance Agent · Clearwater, FL
(727) 446-9116
autoinsureplus.com
KP
28463 US Hwy 19 N #102
KEY PALM INSURANCE
Home Insurance Agent · Clearwater, FL
(727) 796-1312
keypalminsurance.com
FA
3165 N McMullen Booth Rd Building G-2
The Fessler Agency, Inc.
Home Insurance Agent · Clearwater, FL
(727) 726-3377
fessleragency.com
GF
1700 McMullen Booth Rd Ste D2
GREAT FLORIDA INS OF SAFETY HARBOR
Home Insurance Agent · Clearwater, FL
(727) 315-0808
safetyharbor.greatflorida.com

What Does a a Home Insurance Agent in Clearwater Cost?

Home insurance costs in Florida are among the highest in the nation. For a typical Clearwater home, annual premiums often range from 2000 to 6000 dollars depending on the homes age construction and location. Windstorm deductibles usually range from 2 to 5 percent of the dwelling coverage. Costs vary by individual risk factors and policy details. This is general information and not insurance advice.

About home insurance agents in Clearwater

A home insurance agent in Clearwater Florida can help you navigate the unique risks of living on the Gulf Coast. Florida law requires insurers to offer windstorm coverage and sinkhole coverage in certain areas. An agent can explain policy options and help you meet mortgage and state requirements.

Frequently Asked Questions

What does a home insurance agent in Clearwater do?

A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain Florida-specific endorsements like windstorm and flood coverage. They also assist with claims and policy changes.

Do I need flood insurance in Clearwater Florida?

Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Clearwater is a coastal city with high flood risk. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.

What is the Florida statute of limitations for home insurance claims?

Florida law sets a five-year statute of limitations for filing a lawsuit on a property insurance claim from the date of loss. However policy terms may require faster reporting. Always notify your agent and insurer promptly after damage occurs.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.