Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 home insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274
robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134
teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
(863) 269-0066
myflsfagent.com
Acceptance Insurance
910 Havendale Blvd NW #134, Winter Haven, FL 33881
(863) 733-7006
locations.acceptance.com
Freeway Insurance
1136 6th St NW, Winter Haven, FL 33881
(863) 733-7003
locations.freeway.com
Barfield Insurance & Financial Services Inc.
110 Spirit Lake Rd Unit 5, Winter Haven, FL 33880
(863) 293-5400
insurewithbarfield.com
Joseph Bullington: Allstate Insurance
1900 Havendale Blvd NW ste c, Winter Haven, FL 33881
(863) 299-6449
agents.allstate.com
Karen Bryan - State Farm Insurance Agent
391 Ave A SW, Winter Haven, FL 33880
(863) 268-2800
choosekaren.com
Ryan Gunkel - GEICO Insurance Agent
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700
geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034
zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600
winterhaven.greatflorida.com
American Insurance Inc
3610 Havendale Blvd, Winter Haven, FL 33881
(863) 965-2886
americaninsuranceinc.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990
clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885
cypressinsuranceonline.com
J&KC Life Insurance Agency
1750 Havendale Blvd NW STE 1, Winter Haven, FL 33881
(863) 368-5964
facebook.com
Sealy Insurance
3395 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 324-3100
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330
dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111
cminsure.com
Swift Insurance Agency FL
400 Ave C NE, Winter Haven, FL 33881
(863) 546-8440
Home insurance agents in Winter Haven, Florida help residents find coverage for their homes and personal property. Florida law requires insurers to offer windstorm coverage, and agents can explain how this applies to your policy. Working with a local agent ensures you understand the specific risks in Polk County, such as sinkholes and hurricane damage.
What Does a Home Insurance Agent in Winter Haven Cost?
The average cost of a home insurance policy in Florida is around $2,000 to $4,000 per year, but rates vary widely based on location, home value, and coverage limits. Winter Haven residents may pay more due to hurricane and sinkhole risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Winter Haven do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like wind, flood, and personal property. They also assist with filing claims and understanding your policy terms.
Do I need flood insurance in Winter Haven Florida?
Flood insurance is not required by state law, but your mortgage lender may require it if you live in a flood zone. Winter Haven has many lakes, so flood risk can be higher in certain areas. An agent can help you determine if flood insurance is right for your property.
What is the Florida windstorm insurance requirement?
Florida law requires all residential property insurers to offer windstorm coverage. This can be included in your standard policy or added as a separate endorsement. Your agent can explain the deductible options and how wind coverage applies to hurricanes.