The top-rated home insurance agent in Tampa, Florida is Jim Cornwell - State Farm Insurance Agent, rated 4.9 stars across 906 reviews. Other highly rated options include Joseph Ledo - State Farm Insurance Agent, Seibert Insurance Agency, Insurance Elevated. This directory lists 70 home insurance agents serving Tampa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Cornwell - State Farm Insurance Agent | 4305 W Bay to Bay Blvd | (813) 835-8892 |
| 2 | Joseph Ledo - State Farm Insurance Agent | 11001 N Dale Mabry Hwy | (813) 969-3331 |
| 3 | Seibert Insurance Agency | 5121 Ehrlich Rd STE 111 | (813) 960-4672 |
| 4 | Insurance Elevated | 3609 E 7th Ave | (813) 697-7607 |
| 5 | Insurance Direct | 2800 N Mac Dill Ave suite b | (813) 849-7000 |
| 6 | Webb Insurance Group | 3212 S Dale Mabry Hwy | (813) 887-5531 |
| 7 | Professional Insurance Services | 13907 Carrollwood Village Run | (813) 963-6701 |
| 8 | Crown Insurance Group, Inc. | 6903 Gunn Hwy | (813) 933-9990 |
| 9 | GreatFlorida Insurance: Mike Polivchak | 4034 W Hillsborough Ave | (813) 870-2334 |
| 10 | Univista Insurance | 5537 Sheldon Rd Suite D | (813) 315-4248 |
Jim Cornwell - State Farm Insurance Agent serves the Tampa, Florida, metro area as a home insurance agent. The company provides standard homeowners insurance policies to protect residential properties. These policies typically cover dwelling structures, personal belongings, and liability protection against accidents. Clients in the region can obtain coverage for perils like fire, theft, and certain weather events. The agency also assists with renters insurance for tenants and offers dedicated homeowners policy reviews to ensure adequate coverage limits.
Joseph Ledo, a local home insurance agent in Tampa, FL, provides specialty services including policy customization for flood and windstorm coverage, along with its general work of bundling home and auto plans for clients in the area. The agency evaluates property risks unique to the Tampa region, such as hurricane exposure, and assists with annual policy reviews to ensure adequate protection. It helps clients address concerns about hurricane season preparedness and sudden storm-related roof damage throughout the year.
Seibert Insurance Agency in Tampa, FL differentiates between a one-time policy purchase and ongoing service as a client’s home insurance needs evolve. Coverage solutions can be structured to protect a residence from local weather risks common in Florida, such as windstorms and flooding. The agency administers service on an as-needed basis, handling policy updates, claims support, and renewal questions whenever a client requires direct assistance without a fixed schedule.
Insurance Elevated serves the Tampa, Florida area and its surrounding communities, handling home insurance needs for local homeowners. The company assists clients in securing coverage that protects their property and personal belongings against common regional risks. Providing personalized guidance, agents help evaluate different policy options to match individual circumstances and coverage requirements. A typical job begins with a thorough review of the home’s details and the client’s priorities, followed by a comparison of available plans to recommend a suitable choice.
Insurance Direct serves homeowners throughout the Tampa, Florida metro area, helping them secure coverage that protects their property and personal belongings against common perils. The agency assists clients in evaluating different policy options to find appropriate levels of dwelling and liability protection. It also works with property managers and landlords seeking insurance for residential investment properties. Their service area includes the surrounding suburbs and extends south to the nearby community of Brandon as well.
Florida homeowners often face unpredictable storms and humid climate conditions that can lead to costly damage. Webb Insurance Group, based in Tampa, helps residents navigate these local risks by crafting tailored home insurance policies. The agency reviews individual coverage needs and explains policy options for protecting property against weather-related events. From hurricane season preparation to routine liability concerns, the company guides clients through available plans. An initial inspection or detailed assessment of the home typically begins the process of securing appropriate protection.
Professional Insurance Services in Tampa, FL, is known for connecting local homeowners with policies that protect against regional weather risks. Its service range includes standard dwelling coverage, liability protection, and contents insurance for single-family homes and condominiums. The company also assists clients with bundling home and auto policies for possible discounts. As a specialty service, it can offer flood insurance to address potential water damage from heavy rains or storm surges.
Crown Insurance Group, Inc. assists homeowners in Tampa, FL, with securing coverage for their properties. The agency helps clients evaluate standard policies and explores specialty add-ons such as flood protection or wind mitigation savings. Agents conduct personalized consultations to match coverage with individual housing needs and risk exposures. These solutions are available for single-family homes, condominiums, and rental properties. The company can also serve commercial sectors, including offices, warehouses, and food service establishments.
GreatFlorida Insurance Mike Polivchak provides residential home insurance services in Tampa, Florida, while also offering commercial coverage options for business properties throughout the local area. The agency helps homeowners protect their property and assets with appropriate risk management solutions. Clients can expect guidance tailored to the specific needs of Tampa homeowners. The company encourages follow-up service to review coverage upon renewal or when property circumstances change between regular visits.
Univista Insurance serves the Tampa, Florida metro area as a home insurance agent. The agency helps local homeowners find policies that protect their property and personal belongings against common regional risks. Its services include assisting clients in selecting coverage for their primary residences, condominiums, or vacation homes. Comprehensive property insurance shields a dwelling from damage caused by fire, theft, or windstorms. Univista Insurance also handles flood insurance policies, which are essential for homes in this region.
What Does a a Home Insurance Agent in Tampa Cost?
The average cost of home insurance in Florida is about $1,900 per year but rates in Tampa can range from $1,200 to $3,500 depending on the home value age and location. Factors like roof condition and proximity to the coast also affect premiums. This is general information and not insurance advice.
About home insurance agents in Tampa
A home insurance agent in Tampa Florida helps you find coverage that meets state requirements and protects against local risks like hurricanes and sinkholes. Florida law requires insurers to offer windstorm coverage and allows for a separate deductible for hurricane damage. An agent can explain these rules and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in Tampa do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options such as dwelling protection personal property and liability. Agents also assist with claims and policy changes.
Do I need flood insurance in Tampa Florida?
Standard home insurance policies do not cover flood damage. Tampa is in a high risk area so many lenders require flood insurance. You can buy a separate flood policy through the National Flood Insurance Program or a private insurer.
How does Florida law affect home insurance in Tampa?
Florida law requires insurers to offer windstorm coverage and allows a separate hurricane deductible usually 2 to 5 percent of the home value. The law also gives you a 3 day right to cancel a new policy for a full refund. Agents must follow these rules when writing policies.
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