The top-rated home insurance agent in Tallahassee, Florida is McGinniss Himmel Insurance Agency, rated 5.0 stars across 1,256 reviews. Other highly rated options include Waterhouse Insurance and Financial Services, Acceptance Insurance, Alliance Insurance. This directory lists 20 home insurance agents serving Tallahassee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGinniss Himmel Insurance Agency | 2367 Centerville Rd | (850) 329-6996 |
| 2 | Waterhouse Insurance and Financial Services | 2880 Apalachee Pkwy | (850) 412-1099 |
| 3 | Acceptance Insurance | 1426 Capital Cir NW | (850) 204-3913 |
| 4 | Alliance Insurance | 1138 E Tennessee St | (850) 878-9664 |
| 5 | Woodham Insurance | 2286 Wednesday St STE 1 | (850) 597-9503 |
| 6 | Doug Croley Insurance Services | 2814 Remington Green Cir | (850) 386-1922 |
| 7 | Fuqua Insurance Agency | 1836 Hermitage Blvd | (850) 386-2300 |
| 8 | Bridges Insurance Agency | 1913 Capital Cir NE | (850) 354-8900 |
| 9 | Quality Insurance Of Tallahassee | 1225 S Monroe St | (850) 224-6250 |
| 10 | Premier Insurance Agency | 113 S Monroe St | (850) 749-4611 |
McGinniss Himmel Insurance Agency serves the Tallahassee, Florida, metro area as a local home insurance agent. The company works with homeowners to evaluate property insurance needs and identify appropriate coverage options. Policies are designed to protect against common regional risks, such as storm damage and liability claims. The agency assists with customizing dwelling coverage and offers guidance on securing adequate personal property protection.
Waterhouse Insurance and Financial Services provides home insurance agent services for property owners in the Tallahassee, FL area. Their standard offerings include evaluating coverage needs, comparing policy options from multiple carriers, and explaining policy terms and exclusions to clients. They assist with policy adjustments as circumstances change and offer guidance through the claims process when damage occurs. The agency typically helps with individual situations such as updating coverage after renovations or adding protection for valuable belongings. They service a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance provides personalized home insurance coverage options to safeguard properties in Tallahassee. It assists clients in selecting policies that protect against common perils, such as fire and theft. The agency also guides residents through claims processes and policy adjustments, ensuring adequate protection for their homes. During the Atlantic hurricane season, it helps homeowners secure appropriate windstorm and flood coverage to mitigate potential storm damage.
Alliance Insurance serves homeowners, property managers, and businesses throughout the Tallahassee area. The agency works with local clients to secure coverage for single-family homes, condominiums, and rental properties. Standard policies can be tailored to protect against common Florida risks including storms and flooding. The agency also offers guidance on liability coverage and dwelling protection to meet varying property needs. Alliance Insurance extends its home insurance services to clients in neighboring communities such as Woodville and the southern parts of Leon County.
Hurricane season brings the threat of storm damage to Tallahassee homes, and Woodham Insurance helps local homeowners prepare by reviewing policies to ensure adequate coverage for wind and water perils. As a home insurance agent in the area, this company collaborates with clients to assess their specific property needs and explore protection options that fit their situation. An agent will then schedule a walk-through inspection of the home to document its condition and identify any potential risks before finalizing a policy.
Doug Croley Insurance Services serves the Tallahassee area and its surrounding communities, handling home insurance for local property owners. It offers coverage that helps protect residences from common regional risks, including severe weather and storm-related damages. The agency works to present policies that address both standard and more complex home protection needs. When managing a typical job, it starts by reviewing the client's property details and specific exposures, then matches coverage options that fit those unique circumstances.
Fuqua Insurance Agency specializes in helping homeowners tailor coverage to property value and specific risks, such as storm damage or liability. Based in Tallahassee, FL, it also assists clients with routine policy reviews and deductible adjustments for better financial protection. The agency provides guidance on filing claims after unexpected events like a plumbing failure or kitchen fire. During active hurricane seasons, it helps local residents evaluate flood insurance needs alongside standard dwelling policies.
Bridges Insurance Agency provides coverage for residential properties throughout Tallahassee, Florida. The company specializes in standard homeowners policies and regularly offers additional protection options for flood, windstorm, and personal liability claims. Clients can also secure coverage for valuable personal property items such as jewelry, electronics, or fine art. The agency writes insurance for single-family homes individually. Its commercial lines extend protection to offices, warehouses, and food service establishments.
Quality Insurance Of Tallahassee distinguishes between a single homeowners policy purchase and ongoing coverage adjustments as clients’ needs evolve. Their home insurance agents help select protection for the house, personal belongings, and liability. In the Tallahassee, FL area, they also consider local weather risks when tailoring each plan. Customers can arrange consultations on a one-time basis to review a new policy, with ongoing modifications handled as needed when circumstances change.
What Does a a Home Insurance Agent in Tallahassee Cost?
Home insurance in Florida averages about $3,600 per year for a typical policy but rates vary widely by location and home value. In Tallahassee, premiums may range from $1,800 to $5,000 annually depending on the home age, roof condition, and coverage limits. Sinkhole coverage adds extra cost. This is general information, not insurance advice.
About home insurance agents in Tallahassee
Home insurance agents in Tallahassee Florida help you find coverage that meets state requirements and protects against local risks. Florida law mandates windstorm or hurricane coverage on most policies. An agent can explain how Florida building codes and sinkhole risks affect your premium and coverage options.
Frequently Asked Questions
What does a home insurance agent in Tallahassee do?
A home insurance agent helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and flood insurance. They also assist with claims and policy changes after you buy a home.
Do I need a separate windstorm policy in Tallahassee Florida?
Most Florida homeowners policies include windstorm coverage as a standard part of the policy. However some insurers exclude it and require a separate policy through Citizens or a private carrier. An agent can confirm what your policy includes.
How does Florida sinkhole coverage work with a home insurance agent?
Florida law requires insurers to offer sinkhole coverage on residential policies. Coverage is optional and has a separate deductible. An agent can explain the difference between catastrophic ground cover collapse and broader sinkhole coverage.
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