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Home Insurance Agents in St Cloud, FL

Browse home insurance agents serving St Cloud, Florida. Contact information and addresses listed below.

18 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 home insurance agents in St Cloud, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
521 13th St, St Cloud, FL 34769
(407) 964-1787 univistainsuranceorlando.com
MM Insurance Pro
1207 Michigan Ave, St Cloud, FL 34769
(407) 908-7474 mminsurancepro.com
Client Care Insurance
2001 Hickory Tree Rd, St Cloud, FL 34772
(407) 574-5599 clientcareinsurance.com
Dolly Clements Garcia - State Farm Insurance Agent
1101 New York Ave, St Cloud, FL 34769
(407) 556-3203 dollyclements.com
Ford Insurance
113 E 13th St, St Cloud, FL 34769
(407) 847-5892 fordinsfl.com
Amsley Insurance Services
1617 13th St, St Cloud, FL 34769
(407) 892-9645 amsleyinsurance.com
GreatFlorida Insurance: Tony Busby
1417 Hamlin Ave UNIT G, St Cloud, FL 34771
(407) 270-8220 lakenona.greatflorida.com
Barakat Insurance Agency
2722 13th St, St Cloud, FL 34769
(407) 705-3877 barakatinsurance.com
Ann Werning - State Farm Insurance Agent
523 13th St, St Cloud, FL 34769
(407) 593-1080 annwerning.com
Central Care Insurance
3415 Perching Rd, St Cloud, FL 34772
(833) 339-6434 centralcareinsurance.com
Ashton Insurance Agency LLC
123 E 13th St, St Cloud, FL 34769
(407) 498-4477 theashtoninsuranceagency.com
Marcus Polk: Allstate Insurance
2015 13th St, St Cloud, FL 34769
(407) 891-7681 agents.allstate.com
Brightway Insurance, The Sterner Agency
1451 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 891-9361 brightway.com
Gaston Financial Group
1121 Kentucky Ave, St Cloud, FL 34769
(407) 346-1946 gastonfinancialgroup.com
Green Light Insurance Agency
3425 13th St, St Cloud, FL 34769
(321) 766-4691 greenlightinsuranceagency.com
Newman Debra
1102 New York Ave, St Cloud, FL 34769
(407) 892-6300
Ryan P Ross Insurance
Bass Hwy, St Cloud, FL 34771
(239) 289-9839 ryanpross.com
Kocher Insurance, LLC
1312 Illinois Ave Suite H, St Cloud, FL 34769
(407) 957-1918 kocherinsurancellc.com

What Does a Home Insurance Agent in St Cloud Cost?

The average cost of home insurance in Florida is around $3,600 per year, but rates in St Cloud can range from $2,000 to $5,000 or more depending on your home value, roof age, and claims history. Policies with windstorm and sinkhole coverage cost more. Your actual premium will depend on your specific property and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in St Cloud do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain Florida specific requirements like sinkhole coverage and wind mitigation discounts. The agent also assists with claims and policy changes after purchase.
Do I need flood insurance in St Cloud Florida?
Flood insurance is not required by Florida law for most homeowners, but mortgage lenders may require it if your home is in a flood zone. St Cloud is near Lake Tohopekaliga and can experience heavy rain events. An agent can help you evaluate your flood risk and find a separate flood policy through the NFIP or private insurers.