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Directory of home insurance agents in Punta Gorda, Florida. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 home insurance agents in Punta Gorda, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chapman Insurance Group
517 S Tamiami Trl, Punta Gorda, FL 33950
(941) 347-4707
cigflorida.com
Whitco Insurance: Alexia Martin Agency
25191 E Olympia Ave Suite 2, Punta Gorda, FL 33950
(941) 257-0692
whitcoinsurancepg.com
Kassie Graddy Lancaster: Allstate Insurance
2825 S Tamiami Trl ste c, Punta Gorda, FL 33950
(941) 637-1366
agents.allstate.com
Karen Cloutier Allstate
29291 Tribune Blvd UNIT 4, Punta Gorda, FL 33955
(239) 984-0185
agents.allstate.com
Kathy Nash - State Farm Insurance Agent
3941 S Tamiami Trl #3159, Punta Gorda, FL 33950
(941) 637-6001
kathynashsf.com
Jones Family Insurance Agency
312 Mary St, Punta Gorda, FL 33950
(941) 205-0191
jonesfamilyins.com
3rd Generation Home & Car Insurance - Punta Gorda
223 Taylor St Suite 221 B, Punta Gorda, FL 33950
(239) 225-9026
3rdgeninsurance.com
GreatFlorida Insurance: Jason Venditti
208 S Tamiami Trl #112, Punta Gorda, FL 33950
(941) 655-8170
southpuntagorda.greatflorida.com
Time Insurance & Payroll
115 W Olympia Ave, Punta Gorda, FL 33950
(941) 637-1106
timeinsuranceagency.com
Mike Martin - State Farm Insurance Agent
425 Cross St UNIT 114, Punta Gorda, FL 33950
(941) 505-2550
mikemartininsurance.com
Dynamic Insurance Agency, LLC
353 Mary St, Punta Gorda, FL 33950
(941) 205-5900
dynamicinsurance.com
Flechsig Insurance Agency
2705 S Tamiami Trl Unit 111, Punta Gorda, FL 33950
(941) 639-5855
pginsure.com
GreatFlorida Insurance: Darlene Antinori
24630 Sandhill Blvd Unit 305, Punta Gorda, FL 33983
(941) 764-7992
puntagorda.greatflorida.com
Nolan Family Insurance
100 Madrid Blvd #111, Punta Gorda, FL 33950
(941) 639-1122
nolanagency.com
Integrity Insurance Agency
128 W Charlotte Ave, Punta Gorda, FL 33950
(941) 625-0623
iiagencies.com
Tarantino Insurance Group - Powered By : Blanchard Insurance Inc.
252 W Marion Ave Suite 1133, Punta Gorda, FL 33950
(386) 450-0120
blanchardinsurance.com
Lake Shore Insurance Agency
265 E Marion Ave #117c, Punta Gorda, FL 33950
(941) 766-1411
lakeshoreinsurance.com
A home insurance agent in Punta Gorda Florida can help you find coverage that meets state requirements and protects against hurricane damage. Florida law requires insurers to offer windstorm coverage and sinkhole coverage in certain areas. Local agents understand the specific risks of Charlotte County including storm surge and flood zones.
What Does a Home Insurance Agent in Punta Gorda Cost?
The average cost of homeowners insurance in Florida is about $1,980 per year but Punta Gorda rates can be higher due to hurricane risk. Typical premiums range from $1,500 to $4,000 annually depending on your home age construction and location. Flood insurance costs between $700 and $2,000 per year for most homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Punta Gorda do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain Florida specific requirements like wind mitigation inspections and flood insurance options. They also assist with claims and policy changes after a storm.
Do I need flood insurance in Punta Gorda Florida?
Flood insurance is not required by state law but lenders often require it for homes in flood zones. Punta Gorda is in a high risk area for flooding from hurricanes and heavy rain. A local agent can help you get a policy through the National Flood Insurance Program or a private carrier.
How does Florida windstorm insurance work for Punta Gorda homes?
Florida law requires insurers to offer windstorm coverage as part of a homeowners policy or as a separate policy. If you cannot find coverage in the private market you can get wind coverage from Citizens Property Insurance Corporation. Your agent can explain deductibles which are often percentage based on your home value.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.