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HomeHome Insurance AgentsFlorida › Port Charlotte

Find Home Insurance Agents Near You in Port Charlotte, FL

Browse home insurance agents serving Port Charlotte, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Port Charlotte, Florida is Shepherd Insurance, rated 4.9 stars across 538 reviews. Other highly rated options include Chapman Insurance Group, ABC Insurance Group Inc, SWFL Insurance. This directory lists 21 home insurance agents serving Port Charlotte.

Showing 21 home insurance agents in Port Charlotte, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shepherd Insurance1357 S McCall Rd(941) 214-8668
2Chapman Insurance Group2455 S Tamiami Trl(941) 979-8426
3ABC Insurance Group Inc1225 S Tamiami Trl UNIT A10(941) 255-5663
4SWFL Insurance3718 N Tamiami Trl(941) 624-3444
5John Joiner Agency701 JC Center Ct #11(941) 613-1566
6Insurance Depot Of Charlotte County2395 S Tamiami Trl UNIT 4(941) 766-7283
7Amistad Insurance | Affordable Insurance Port Charlotte21234 Olean Blvd STE 6(941) 203-5880
8AWA Insurance17179 Bonnie Ave(941) 889-7836
9We Insure Debbie Reynolds3417 S Tamiami Trl # B(941) 787-2374
10We Insure Ashley Guzman18245 Paulson Dr Suite 124(941) 787-7612
SI
1357 S McCall Rd
Shepherd Insurance
Home Insurance Agent · Port Charlotte, FL

Shepherd Insurance serves homeowners in the Port Charlotte, Florida area, offering standard home insurance policies and related coverage options. The agency works with local residents to find suitable plans that protect their properties from common regional risks, including hurricane damage and flood concerns. With experience in the local market, the company assists clients in understanding various policy features and limits. Shepherd Insurance handles tailored coverage for both primary residences and seasonal vacation homes in the Port Charlotte region.

CI
2455 S Tamiami Trl
Chapman Insurance Group
Home Insurance Agent · Port Charlotte, FL

Chapman Insurance Group provides home insurance services for property owners in the Port Charlotte area. These services include customized policy consultations and coverage reviews. The agency assists clients with claims filing and policy adjustments throughout the year. Service plans are tailored to protect residential structures and personal belongings against common regional risks. The company handles single-family homes and apartments, as well as commercial properties such as retail stores and restaurants.

AI
1225 S Tamiami Trl UNIT A10
ABC Insurance Group Inc
Home Insurance Agent · Port Charlotte, FL

ABC Insurance Group Inc serves homeowners, businesses, and property managers in Port Charlotte, Florida, by providing home insurance agent services tailored to protect residential and commercial structures. They assist clients in navigating coverage options for hurricane risks, liability, and property damage typical to the region. The agency helps local policyholders compare plans from multiple carriers to find suitable protection. Their service area also extends to the neighboring community of Punta Gorda, ensuring broader coverage across Charlotte County.

SI
3718 N Tamiami Trl
SWFL Insurance
Home Insurance Agent · Port Charlotte, FL

SWFL Insurance serves Port Charlotte and the surrounding communities in southwest Florida, handling residential property coverage needs for homeowners in the region. The agency assists clients in navigating common home insurance policies, including coverage for hurricane damage and liability protection. For a typical job, it evaluates each property’s unique risks, then matches the homeowner with a suitable policy from its available carriers, ensuring complete coverage through a careful consultation process.

JJ
701 JC Center Ct #11
John Joiner Agency
Home Insurance Agent · Port Charlotte, FL

The John Joiner Agency in Port Charlotte, Florida, specializes in tailored home insurance policies that protect single-family residences and condominiums. It also provides general liability and property coverage options for local homeowners. The agency assists clients in evaluating their dwelling limits and contents protection to match their specific needs. During Florida’s active hurricane season, it helps homeowners review windstorm deductibles and flood insurance requirements to ensure adequate coverage before a storm threat arrives.

ID
2395 S Tamiami Trl UNIT 4
Insurance Depot Of Charlotte County
Home Insurance Agent · Port Charlotte, FL

Insurance Depot Of Charlotte County assists homeowners in Port Charlotte, FL, with both their initial one-time policy setup for a new purchase and the recurring annual adjustments of existing coverage. They present different home insurance plan options to match varying property values and local weather risks. Their service model operates on a scheduled basis, typically at policy renewal. Clients can also request an as-needed policy review when their property circumstances change.

AI
21234 Olean Blvd STE 6
Amistad Insurance | Affordable Insurance Port Charlotte
Home Insurance Agent · Port Charlotte, FL

With hurricane season arriving in Southwest Florida, securing comprehensive coverage for your Port Charlotte home is a priority. Amistad Insurance | Affordable Insurance Port Charlotte specializes in home insurance, helping local homeowners evaluate their policies against wind and flood exposures. They work to find appropriate protection that meets individual property needs and budget considerations. The agent assesses your dwelling’s age, construction, and coverage gaps before providing a personalized policy overview and a detailed initial inspection of the property.

AI
17179 Bonnie Ave
AWA Insurance
Home Insurance Agent · Port Charlotte, FL

AWA Insurance assists local homeowners with obtaining and maintaining appropriate residential coverage. The company specializes in helping clients secure additional protections such as flood insurance and personal property endorsements. Operating from Port Charlotte, Florida, the agency understands the specific risk factors present in the region. The firm can also provide commercial insurance solutions for local businesses operating as offices, warehouses, and food service establishments.

WI
3417 S Tamiami Trl # B
We Insure Debbie Reynolds
Home Insurance Agent · Port Charlotte, FL

We Insure Debbie Reynolds provides residential home insurance services in Port Charlotte, Florida, also covering commercial property policies for local business owners throughout the surrounding area. As an independent agency, they help clients compare coverage options from multiple carriers to find appropriate protection for their properties. Regular policy reviews ensure coverage keeps pace with changing needs, and prompt follow-up assistance is available between annual renewal visits.

WI
18245 Paulson Dr Suite 124
We Insure Ashley Guzman
Home Insurance Agent · Port Charlotte, FL

We Insure Ashley Guzman is known for helping homeowners and buyers in Port Charlotte secure appropriate coverage for their properties. The agency works with residents throughout the local area to explain policy options, including structure and liability protection. Customers can receive guidance on standard dwelling, contents, and personal liability policies that match individual needs. As a supplemental service, the agency offers add-on flood coverage tailored to this coastal region.

SI
18501 Murdock Cir Suite 500
Shepherd Insurance
Home Insurance Agent · Port Charlotte, FL
(941) 639-7050
shepherdins.com/amberg
BI
2495 Caring Way STE D
Brightway Insurance, The Diaz Family Agency
Home Insurance Agent · Port Charlotte, FL
(941) 867-6757
brightway.com/agencies/fl/port-charlotte/0708
GI
2762 S Tamiami Trl unit a
GreatFlorida Insurance: Darlene Antinori
Home Insurance Agent · Port Charlotte, FL
(941) 764-7991
portcharlotte.greatflorida.com
SI
532 S Tamiami Trl Unit 1
Spinnaker Insurance Agency
Home Insurance Agent · Port Charlotte, FL
(941) 613-2210
spinnakerinsuranceagency.com
AI
2541 S Tamiami Trl
Allphase Insurance Services, Inc.-Dawn Cash
Home Insurance Agent · Port Charlotte, FL
(941) 235-2474
allphaseinsurancefl.com
FF
675 S Tamiami Trl #5
Finly Family Insurance Agency
Home Insurance Agent · Port Charlotte, FL
(941) 206-4444
finlyinsurance.com
LI
1680 El Jobean Rd Suite 1
Lamarca Insurance
Home Insurance Agent · Port Charlotte, FL
(941) 206-0033
lamarcainsurance.com
EI
3825 S Tamiami Trl
Elite Insurance Agency FL
Home Insurance Agent · Port Charlotte, FL
(941) 200-0147
PC
500 Venango St
Port Charlotte Insurance Agency FL
Home Insurance Agent · Port Charlotte, FL
(386) 222-7044
AI
1720 El Jobean Rd # 202
Active Insurance Agency
Home Insurance Agent · Port Charlotte, FL
(954) 284-1536
BI
18245 Paulson Dr #112
Brightway Insurance, The Kabrich Agency
Home Insurance Agent · Port Charlotte, FL
(941) 260-3154
brightwaykabrich.com

What Does a a Home Insurance Agent in Port Charlotte Cost?

The cost of a home insurance policy in Florida averages between 1500 and 4000 dollars per year for a standard single family home. Rates vary based on factors like location, home age, construction type, and coverage limits. Port Charlotte properties may have higher premiums due to hurricane risk. This is general information and not insurance advice.

About home insurance agents in Port Charlotte

A home insurance agent in Port Charlotte Florida can help you find coverage that meets Florida specific requirements. Florida law mandates that homeowners insurance policies include coverage for sinkholes and windstorm damage. Working with a local agent ensures you understand these state specific provisions and get the right protection for your home.

Frequently Asked Questions

What does a home insurance agent in Port Charlotte do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain Florida specific coverages like windstorm and sinkhole protection. They also assist with policy changes and claims questions.

Do I need flood insurance in Port Charlotte Florida?

Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Port Charlotte is near the coast and can experience heavy rain and storm surge. A local agent can help you determine if flood insurance is necessary for your property.

How do Florida insurance laws affect my home policy?

Florida law requires insurers to offer coverage for sinkhole damage and windstorm losses. The state also has a 90 day window for insurers to pay or deny claims after proof of loss is submitted. An agent can explain how these laws impact your specific policy.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.