The top-rated home insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,525 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Estrella Insurance. This directory lists 15 home insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 5 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 6 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 7 | Sebanda Insurance | 17595 S Dixie Hwy | (305) 817-4392 |
| 8 | Grabowski-Scheller Agency: Allstate Insurance | 9000 SW 152nd St Ste 103 | (888) 776-7805 |
| 9 | All About Insurance, Inc. | 17891 S Dixie Hwy STE 105 | (305) 251-3098 |
| 10 | All American Insurance | 9036 SW 152nd St | (305) 233-0855 |
Univista Insurance in Palmetto Bay, Florida, is recognized for providing personalized guidance in safeguarding residential properties. The company offers a range of protection options tailored to various home structures and contents within the local community. It also assists in bundling policies to simplify coverage for homeowners who own vehicles. A notable add-on service is securing specialized flood insurance for properties in at-risk zones.
Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay area and surrounding Miami-Dade County, offering home insurance solutions for local homeowners. The agency helps clients secure coverage that protects residential properties from common regional risks like storms and flooding. Policy options typically include dwelling protection, personal property coverage, and liability insurance. This agency also assists with bundling home and auto policies to simplify coverage.
GreatFlorida Insurance: Tamara Mourino provides a range of personal property coverage options for homeowners in Palmetto Bay, FL. Its service approach focuses on helping clients evaluate their specific insurance needs and selecting appropriate plans to protect their assets. The agency also offers guidance on maintaining adequate coverage as property values or life circumstances change over time. It typically services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Estrella Insurance serves the Palmetto Bay area of Miami-Dade County, Florida, as a local home insurance agent. It assists homeowners with obtaining coverage for their properties, including protection against common regional risks such as hurricanes and flooding. The agency helps clients navigate policy options that fit their individual needs and budgets. Customers can speak with an agent about customizing a plan for their residence. The office works with standard homeowners policies and also assists with coverage for condominiums in the area.
Del Toro Insurance provides a range of home insurance services in Palmetto Bay, Florida, helping clients protect their residences from common local risks such as hurricanes and theft. The company offers standard homeowners policies that can be tailored with various coverage options and deductibles to meet individual needs. It also facilitates annual policy reviews and assists with filing claims when necessary. Del Toro Insurance services single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Homeowners, businesses, and property managers in Palmetto Bay rely on Steve Myers - State Farm Insurance Agent for comprehensive home insurance coverage tailored to their individual needs. The agency assists clients in protecting their properties against common local risks, including hurricane damage and theft. Personalized policy reviews help customers understand their coverage options and deductibles. Steve Myers - State Farm Insurance Agent also serves surrounding communities throughout the greater Miami metropolitan area, including Cutler Bay and Pinecrest.
Sebanda Insurance assists homeowners, property managers, and local businesses in Palmetto Bay with protecting their residential and commercial assets. The agency offers standard homeowners insurance policies and additional coverage options tailored to South Florida's specific weather risks. Clients can expect help navigating deductible choices and liability protection for rental properties or primary residences. Personal service includes reviewing policy details to match individual needs. Sebanda Insurance also serves the broader Miami metropolitan area, including nearby communities like Cutler Bay and South Miami.
Serving Palmetto Bay and the surrounding South Florida communities, the Grabowski-Scheller Agency: Allstate Insurance handles comprehensive home insurance needs for local homeowners. As an agency in this region, it addresses common concerns like windstorm coverage and flood protection for residential properties. The policies it offers help protect a home’s structure and personal belongings from unexpected damages. To manage a typical request, the agency begins by reviewing a client’s specific dwelling and risk factors before recommending a coverage plan that fits their situation.
In contrast to one-time hazard consultations, All About Insurance, Inc. provides ongoing policy management that accounts for changes in home value and local weather risks. The agency’s coverage options typically include dwelling protection, liability safeguards, and claims assistance tailored to Palmetto Bay residences. Clients can expect explanations of policy deductibles and coverage limits for hurricane and flood exposure. Service runs on an as-needed basis, with support available for policy updates and claims filing year-round.
All American Insurance serves Palmetto Bay, Florida, and its surrounding communities. It handles homeowners insurance policies, addressing common needs like dwelling coverage and liability protection for properties in the local area. The agency works with clients to assess their specific risks, ensuring their policies are appropriately tailored. A typical job involves reviewing a home’s structure and contents, evaluating potential natural hazard exposures, and then researching available coverage options. It then presents these choices clearly, guiding the homeowner toward a balanced decision without unnecessary extras.
What Does a a Home Insurance Agent in Palmetto Bay Cost?
Home insurance costs in Florida vary widely based on location home value and risk factors. Average annual premiums in Palmetto Bay range from 2500 to 6000 for a standard policy but can be higher near the coast. Wind mitigation credits can lower costs by 10 to 20 percent. This is general information not insurance advice.
About home insurance agents in Palmetto Bay
Home insurance agents in Palmetto Bay Florida help residents protect their homes from hurricanes and other risks. Florida law requires insurers to offer windstorm coverage and provide a Citizens Property Insurance Corporation option if private coverage is unavailable. An agent can explain policy details and help you comply with local building code requirements.
Frequently Asked Questions
What does a home insurance agent do in Palmetto Bay?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain Florida specific requirements like wind mitigation discounts and sinkhole coverage options. Agents also assist with claims filing and policy changes.
Do I need flood insurance in Palmetto Bay Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in high risk zones. Palmetto Bay is near coastal areas so flood risk is significant. Standard home policies do not cover flood damage so you may need a separate NFIP or private flood policy.
How does Florida law affect home insurance policies?
Florida law mandates that insurers offer windstorm coverage and allows for a 30 day free look period after you buy a policy. The state also requires insurers to provide a disclosure about sinkhole coverage. Agents can explain these legal requirements and how they affect your premium.
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