The top-rated home insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Brightway Insurance, The Harrington Agency. This directory lists 16 home insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 5 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 6 | Pam Leonard-Williams - State Farm Insurance Agent | 1410 US-19 ALT C | (727) 785-0413 |
| 7 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 8 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 9 | Michael Tow: Allstate Insurance | 33920 US Hwy 19 N Ste 285 | (727) 789-3024 |
| 10 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
Coleman Insurance Agency serves Palm Harbor and surrounding Pinellas County as a dedicated home insurance agent. The agency offers guidance to local homeowners seeking standard dwelling policies that protect against common risks like fire, theft, and wind damage. They help clients compare coverage options for personal liability and additional living expenses after a covered loss. Homeowners seeking tailored protection for coastal properties can work with the agency to understand flood insurance and sinkhole coverage specific to this Florida region.
Reliant Insurance Services in Palm Harbor, Florida, provides a range of home insurance options tailored to meet the needs of local property owners. The company offers standard coverage plans as well as specialized endorsements to address specific risks common in the region, such as wind and flood damage. Their service approach includes reviewing policies regularly to ensure adequate protection for clients. Reliant Insurance Services handles coverage for single-family homes, apartments, retail spaces, and restaurants throughout the Palm Harbor area.
Serving homeowners, renters, and property managers in Palm Harbor, FL, Lizette Cochran’s agency provides home insurance policies tailored to protect against storm and flood risks. The team assists with customizing coverage for single-family homes and condominiums. Clients receive support for claims and policy adjustments. The agency also serves the neighboring communities of Safety Harbor and Dunedin in Pinellas County.
Serving Palm Harbor and the surrounding communities of northern Pinellas County, Brightway Insurance, The Harrington Agency provides home insurance policies for local homeowners. It handles coverage for single-family houses, condominiums, and rental properties in the area. The agency operates as a local insurance agent, helping clients compare options from multiple carriers. To handle a typical job, it begins by reviewing the homeowner’s current policy, then walks through available coverage limits and deductibles before finalizing a choice that fits the property and budget.
For those seeking home insurance in Palm Harbor, FL, the difference between a one-time policy purchase and an ongoing risk review is significant. As a home insurance agent with State Farm, Gregg Schindler helps clients understand how homeowners coverage protects against common local perils such as wind and fire damage. Policies are carefully matched to each property’s needs, ensuring adequate dwelling and liability limits. Service for existing customers typically runs on an as-needed basis, triggered by policy changes, claims, or annual renewal reviews.
Pam Leonard-Williams operates as a State Farm Insurance agent in Palm Harbor, Florida, offering home insurance policies that protect single-family homes and condominiums. The agency also provides auto and life insurance coverage to local residents. It assists homeowners in selecting appropriate levels of dwelling and personal property protection based on individual risk factors in the Palm Harbor area. After a storm or hurricane warning, the agency helps clients review their windstorm and flood policies to ensure they have adequate coverage for potential property damage.
As Florida storm season approaches, securing adequate dwelling protection becomes a pressing concern for Palm Harbor homeowners. Hawk Insurance Group helps clients navigate policies that reflect local flood and wind exposure risks. The agency works to match property owners with coverage that addresses both standard perils and regional vulnerabilities. A representative typically begins by visiting the home to conduct a thorough inspection of construction, roofing, and safety features before recommending any plan.
Whitco Insurance Agency Palm Harbor is known for guiding homeowners through policy selection in Palm Harbor, FL. This home insurance agent assists clients in evaluating coverage amounts for dwellings and personal property. The agency helps compare standard perils like fire, theft, and wind damage to find suitable protection. Offerings commonly extend to liability and additional living expenses. For a more comprehensive plan, Whitco Insurance Agency Palm Harbor can arrange scheduled personal property endorsements for high-value individual items like jewelry or fine art.
Michael Tow: Allstate Insurance provides residential home insurance services for homeowners in the Palm Harbor area, with commercial coverage also available for local business properties. Their agency serves clients throughout the surrounding region, helping to protect homes and assets against common Florida risks. This includes policies tailored for single-family houses, condominiums, and rental properties. Customers can schedule a follow-up consultation after policy setup, and repeat service is offered between regular visits to adjust coverage as needs change.
Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, FL provides standard homeowners coverage for local residences. This agency also offers specialized optional endorsements, such as protection for valuable personal property and identity restoration services. Tailored policies address specific risks faced by homeowners in the area. Beyond individual homes, the same agency can extend coverage to commercial sectors that require property insurance, including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Palm Harbor Cost?
Home insurance costs in Palm Harbor Florida vary widely based on your homes age location and construction type. Average annual premiums in Florida range from 1500 to 4000 dollars for a typical single family home. Older homes and those near the coast may cost more. This is general information and not insurance advice.
About home insurance agents in Palm Harbor
Home insurance agents in Palm Harbor Florida help homeowners find coverage that meets state requirements and local needs. Florida law mandates that homeowners insurance policies include specific provisions for windstorm coverage and sinkhole loss. An agent can explain these requirements and help you compare options from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Palm Harbor do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like wind and flood insurance which are important in Florida. They also assist with claims and policy changes.
Is windstorm insurance required in Palm Harbor Florida?
Windstorm coverage is not legally required by Florida state law but most mortgage lenders require it. Many standard policies include wind coverage but some homeowners may need a separate windstorm policy. Your agent can help you understand what your lender needs.
How does Florida law affect home insurance costs in Palm Harbor?
Florida law requires insurers to offer coverage for sinkhole loss and to include a notice about windstorm deductibles. These requirements can affect your premium. Your agent can explain how these laws impact your specific policy.
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