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Find Home Insurance Agents Near You in Palm Coast, FL

Browse home insurance agents serving Palm Coast, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 544 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 20 home insurance agents serving Palm Coast.

Showing 20 home insurance agents in Palm Coast, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Angel Hall - State Farm Insurance Agent800 Belle Terre Pkwy Suite 114(386) 437-7117
2O'Quinn Insurance Services1499 Palm Coast Pkwy NW Ste F(386) 204-8789
3Insurance Office of America1 Hargrove Grde Building B, Suite 3(386) 276-9130
4Integrity Insurance Group of Florida5182 N Ocean Shore Blvd unit c(386) 259-1000
5The Berk Insurance Agency17 Old Kings Rd suite r(386) 627-7405
6Tilton & Unger Insurance3 Cypress Branch Way #101(386) 447-4448
7Coastal Palm Insurance Company2 Pine Lakes Pkwy #6(386) 313-5908
8Heart of Florida Insurance Group21 Old Kings Rd N B102(386) 445-0061
9Brightway Insurance, The Flagler Agency55 Plaza Dr #5(386) 597-8200
10Matt Rio - State Farm Insurance Agent1475 Palm Cst Pkwy NW #107(386) 302-0366
AH
800 Belle Terre Pkwy Suite 114
Angel Hall - State Farm Insurance Agent
Home Insurance Agent · Palm Coast, FL

Angel Hall - State Farm Insurance Agent serves Palm Coast, Florida, and the surrounding Flagler County area. The agency specializes in home insurance, helping local homeowners secure coverage tailored to their properties. They guide clients through the process of evaluating different policy options to match individual needs. This includes assistance with standard dwelling coverage and protection for personal belongings. The company also handles additional living expense insurance for families facing temporary displacement due to covered damage.

OQ
1499 Palm Coast Pkwy NW Ste F
O'Quinn Insurance Services
Home Insurance Agent · Palm Coast, FL

O'Quinn Insurance Services provides a comprehensive range of home insurance products tailored for property owners in Palm Coast, Florida. It offers standard hazard and liability coverage, while also helping clients secure additional protection for valuable personal property. The agency works with clients to review and update their policies to reflect changing needs or home improvements. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.

IO
1 Hargrove Grde Building B, Suite 3
Insurance Office of America
Home Insurance Agent · Palm Coast, FL

Serving Palm Coast and the surrounding Flagler County communities, Insurance Office of America handles home insurance for local homeowners. The agency assists with policies that protect against common risks such as storm damage, fire, and theft. It works with clients to review coverage limits and deductibles based on each property's specific needs. For a typical job, the agency begins with a consultation to assess the home's age and location, then compares available plans to recommend a suitable policy with standard endorsements.

II
5182 N Ocean Shore Blvd unit c
Integrity Insurance Group of Florida
Home Insurance Agent · Palm Coast, FL

Many homeowners need help choosing between a single policy purchase and an ongoing review of their coverage. Integrity Insurance Group of Florida, based in Palm Coast, assists clients with both immediate and ongoing insurance needs for their homes. Their agents explain the distinctions between basic dwelling protection and extended coverage options that better suit local weather risks. Services are provided on an as-needed basis, allowing clients to request quotes or policy updates whenever their circumstances change.

BI
17 Old Kings Rd suite r
The Berk Insurance Agency
Home Insurance Agent · Palm Coast, FL

The Berk Insurance Agency offers customized home insurance policies, including coverage for standard perils such as fire, theft, and liability. It also assists local homeowners in Palm Coast with broader risk management and policy reviews to ensure adequate protection. For situations like hurricane damage or flooding common to Florida’s coastal region, the agency helps clients understand their policy limitations and adjust their coverage before storm season begins.

TU
3 Cypress Branch Way #101
Tilton & Unger Insurance
Home Insurance Agent · Palm Coast, FL

Tilton & Unger Insurance serves homeowners and property managers in Palm Coast, Florida, providing home insurance agent services that include policy consultations and coverage options. Clients rely on its assistance to navigate insurance decisions and obtain protection for their properties. The company works to tailor policies to individual needs, ensuring appropriate financial safeguards. Its services extend to neighboring communities throughout Flagler County, including the area around Bunnell.

CP
2 Pine Lakes Pkwy #6
Coastal Palm Insurance Company
Home Insurance Agent · Palm Coast, FL

As hurricane season approaches in Palm Coast, homeowners often need to review their coverage for wind and flood damage. Coastal Palm Insurance Company works with residents to assess their property’s specific risks and find suitable home insurance policies that address these coastal concerns. The agent evaluates each dwelling’s construction, roof condition, and proximity to waterways. To start, an initial walkthrough is scheduled to inspect the home’s interior and exterior for accurate premium calculation.

HF
21 Old Kings Rd N B102
Heart of Florida Insurance Group
Home Insurance Agent · Palm Coast, FL

Heart of Florida Insurance Group in Palm Coast, FL works with homeowners to evaluate properties and secure coverage tailored to individual needs. The company assists with policy add-ons such as flood endorsements and personal liability extensions, which are common considerations in the region due to coastal weather patterns. Its services are available for residential clients as well as commercial sectors, including offices, warehouses, and food service operations.

BI
55 Plaza Dr #5
Brightway Insurance, The Flagler Agency
Home Insurance Agent · Palm Coast, FL

Brightway Insurance, The Flagler Agency offers residential home insurance services for properties in Palm Coast and the surrounding area. Commercial coverage is also available for local businesses needing property protection. The agency works with clients to review policy options and explain coverage details for homeowners. After each policy is in place, the agency provides follow-up communication and can assist with adjustments or claims between regular annual visits.

MR
1475 Palm Cst Pkwy NW #107
Matt Rio - State Farm Insurance Agent
Home Insurance Agent · Palm Coast, FL

Matt Rio – State Farm Insurance Agent in Palm Coast, FL is a local home insurance agent known for offering standard homeowners policies. The company helps property owners in the Palm Coast area with essential dwelling coverage and liability protection. Their service range also addresses personal property and additional living expenses after a covered loss. Clients often seek their guidance on basic policy limits and deductibles. As a specialty service, the agency can add scheduled personal property endorsements for valuable items like jewelry or electronics.

AS
5 Utility Dr #17
Agent's Choice Title, LLC
Home Insurance Agent · Palm Coast, FL
(386) 445-9550
titlefl.com
SG
25 Palm Harbor Village Way W STE 5A
Santos Group - All Insurance
Home Insurance Agent · Palm Coast, FL
(386) 597-1112
santosgroupfl.com
GI
4869 Palm Coast Pkwy NW Office 3, Unit 3
Goosehead Insurance - Sev Tamayo
Home Insurance Agent · Palm Coast, FL
(904) 671-0392
goosehead.com/agents/fl/palm-coast/sev-tamayo
AR
25 Old Kings Rd N Unit 5B
Absolute Risk Services
Home Insurance Agent · Palm Coast, FL
(386) 585-4399
absoluteriskservices.com
GI
160 Cypress Point Pkwy C-102
GreatFlorida Insurance: James Cimorelli
Home Insurance Agent · Palm Coast, FL
(386) 446-0317
palmcoast.greatflorida.com
KR
4861 Palm Coast Pkwy NW Suite 4
King Risk Partners
Home Insurance Agent · Palm Coast, FL
(386) 447-8950
king-insurance.com/palm-coast
LI
4869 Palm Coast Pkwy NW
Legacy Insurance & Associates
Home Insurance Agent · Palm Coast, FL
(904) 800-1711
AI
12 Seafaring Path
Atlantic Insurance Solutions
Home Insurance Agent · Palm Coast, FL
(386) 679-9319
FC
12 Office Park Dr
Flagler County Insurance Agency
Home Insurance Agent · Palm Coast, FL
(386) 445-4640
fciains.com
GF
1489 Palm Coast Pkwy NW
Great Fl Insurance
Home Insurance Agent · Palm Coast, FL
(386) 446-0317
greatflorida.com

What Does a a Home Insurance Agent in Palm Coast Cost?

Home insurance costs in Florida average about $1,900 to $3,500 per year for a standard policy but rates vary widely by location and property value. Palm Coast homeowners may pay more due to windstorm risk and proximity to the coast. Deductibles for wind damage are often separate and can be 2% to 5% of the home value. This is general information and not insurance advice.

About home insurance agents in Palm Coast

A home insurance agent in Palm Coast Florida helps you find coverage for your property against windstorms floods and other risks common to the area. Florida law requires insurers to offer windstorm coverage and agents can explain how this applies to your policy. Local agents understand the specific needs of Palm Coast homeowners including proximity to the coast and flood zone requirements.

Frequently Asked Questions

What does a home insurance agent in Palm Coast do?

A home insurance agent helps you compare policies from different insurance companies to find coverage that fits your needs. They explain Florida specific requirements like windstorm deductibles and sinkhole coverage options. The agent also assists with policy changes and claims questions.

Does Florida law require special home insurance coverage?

Florida law requires insurers to offer windstorm coverage for properties in certain areas. Agents can help you understand the Florida Building Code requirements that may affect your premium. Flood insurance is not required by state law but may be required by your mortgage lender.

How do I choose a home insurance agent in Palm Coast?

Look for an agent licensed in Florida with experience serving Palm Coast homeowners. Ask about their knowledge of local risks such as hurricane exposure and flood zones. Check their reputation with the Florida Department of Financial Services for any complaints.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.