The top-rated home insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 560 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 17 home insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 6 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 7 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 8 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 9 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE Ste 111 | (321) 724-8851 |
| 10 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
Jeff Thummel - State Farm Insurance Agent serves the Palm Bay, Florida market, specializing in home insurance plans. The agency helps local homeowners select policies that protect their property and personal belongings from common regional weather risks. Coverage options typically include protection against wind, hail, fire, and theft. Clients receive ongoing support for policy adjustments and claims guidance. This agent handles both standard home insurance and additional coverage for valuable personal items.
Homeowners, property managers, and business owners in Palm Bay, FL can consult Ryan Hill - State Farm Insurance Agent for home insurance policies. The agency helps clients assess coverage needs for dwelling protection, personal belongings, and liability exposure. It also explains how bundling home and auto policies may offer savings. Standard support includes claim filing assistance and policy reviews for changing circumstances. The office additionally serves customers in the neighboring community of Melbourne across the broader Brevard County metro area.
Serving Palm Bay and the surrounding communities in Brevard County, Space Coast Family Insurance helps homeowners find coverage to protect their property and personal assets. An independent home insurance agent, it works with multiple carriers to compare options for standard policies and additional endorsements. The agency begins each client engagement by reviewing current coverage, then analyzes available plans to match protection needs and budget considerations. To manage a typical job, it first gathers details on the home’s age, construction, and location before presenting tailored policy recommendations.
Patriot Growth Insurance Service, LLC provides a range of home insurance options to residents throughout the Palm Bay area. The company assists clients in reviewing their coverage needs and identifying suitable maintenance plans that help protect property value against common local weather risks. Its team works to match each policy to an individual household's specific requirements, ensuring adequate protection for dwellings and personal belongings. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Joe Raley - State Farm Insurance Agent in Palm Bay, FL, helps homeowners distinguish between a one-time policy purchase and the recurring service of annual policy reviews. Coverage options customarily protect against common local perils such as wind, fire, and theft, with the ability to adjust deductibles over time. An agent can explain how dwelling, liability, and personal property coverages combine into a single plan. Service for new policies and claims runs on an as-needed basis, while policy management and renewal support occur on a scheduled annual cycle.
Weston Johnson - State Farm Insurance Agent in Palm Bay, FL specializes in home insurance policies that protect dwellings and personal belongings from common perils. The agency generally works with local homeowners to assess their coverage needs and secure appropriate liability protection. Each year, it helps clients navigate concerns specific to the hurricane season, ensuring policies include sufficient windstorm coverage and flood insurance options for properties vulnerable to seasonal storm damage.
Hurricane season brings heightened concern for Florida homeowners, and Sarpoolaki Insurance Center, LLC in Palm Bay offers tailored coverage to address storm-related risks. The agency helps clients assess their current policies against local flood and wind deductibles. New residents often seek adjustments to reflect updated property values. An initial consultation examines the specific needs of each home, structuring a policy that aligns with individual requirements. This process begins with a free, thorough review of existing coverage and a discussion of available options.
As hurricane season approaches along Florida’s Space Coast, homeowners in Palm Bay seek reliable coverage for their properties. GreatFlorida Insurance: Sabrina Lee offers guidance tailored to local weather risks, helping residents choose appropriate policies to protect their homes. The agency provides standard homeowners insurance options, including coverage for wind and flood damage common to coastal Florida. By assessing each client’s specific property needs, they work to secure suitable protection. The process begins with a thorough inspection of the home to evaluate its condition and identify potential insurance requirements.
Monty McCart: Allstate Insurance provides comprehensive home insurance solutions to residents of Palm Bay, FL. The agency specializes in adding tailored coverage options, including protection against personal liability and damage to other structures on the property. These add-ons help safeguard homes from common regional risks. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service businesses, offering policies to meet their distinct property insurance needs.
Brightway Insurance, The DeJesus Legacy Agency provides home insurance services for homeowners in Palm Bay, Florida. The agency also offers commercial coverage for local businesses and extends its service area throughout the surrounding region. An agent reviews individual property risks and recommends appropriate policies to match each client’s needs. After closing a policy, the agency follows up between regular visits to address any coverage changes or questions.
What Does a a Home Insurance Agent in Palm Bay Cost?
The average cost for home insurance in Florida is around $1,900 per year but rates vary widely. For a typical Palm Bay home you might pay between $1,200 and $3,000 annually depending on age, location, and coverage level. Older homes or those near the coast may cost more. This is general information not insurance advice.
About home insurance agents in Palm Bay
Home insurance agents in Palm Bay Florida help you find coverage for your house and belongings. Florida law requires specific windstorm and flood considerations for coastal areas. Agents can explain how state regulations affect your policy and deductible options.
Frequently Asked Questions
What does a home insurance agent in Palm Bay do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also assist with claims and policy changes after you buy a policy.
Do I need flood insurance in Palm Bay Florida?
Flood insurance is not required by Florida state law but mortgage lenders often require it for homes in flood zones. Palm Bay is near the coast so flood risk is higher. You can buy flood insurance through the National Flood Insurance Program or private insurers.
How does Florida law affect home insurance costs?
Florida law allows insurers to include separate windstorm deductibles. These deductibles are often a percentage of your home value. The state also has a building code credit program that can lower your premium if your home meets newer standards.
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