The top-rated home insurance agent in Palatka, Florida is Gabe Oleksy - State Farm Insurance Agent, rated 5.0 stars across 232 reviews. Other highly rated options include Edith Aldrich - State Farm Insurance Agent, Gullett Title Inc, Acceptance Insurance. This directory lists 19 home insurance agents serving Palatka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gabe Oleksy - State Farm Insurance Agent | 700 Reid St Ste A | (386) 328-1523 |
| 2 | Edith Aldrich - State Farm Insurance Agent | 1721 Reid St | (386) 328-0610 |
| 3 | Gullett Title Inc | 401 St Johns Ave | (386) 328-5106 |
| 4 | Acceptance Insurance | 3703 Crill Ave | (386) 234-3004 |
| 5 | Meade Insurance Agency Inc. | 307 FL-19 | (386) 328-8627 |
| 6 | FL Insurance Solutions | 922 S State Rd 19 | (386) 325-2081 |
| 7 | Susan Helwig - State Farm Insurance Agent | 836 S Moody Rd | (386) 312-1002 |
| 8 | Direct Auto Insurance | 3902 Crill Ave Suite A | (386) 326-1547 |
| 9 | David Cervantes Insurance, Inc. | 3850 Reid St | (386) 325-5946 |
| 10 | Palatka Abstract & Title Co | 113 N 4th St | (386) 325-4029 |
Gabe Oleksy - State Farm Insurance Agent provides a full range of home insurance services, including policy consultation, risk assessment, and claims assistance. Its service plans focus on tailoring coverage options to match each homeowner’s specific needs and budget. Annual policy reviews are available to adjust protection as property values or circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants in the Palatka, FL area.
Edith Aldrich - State Farm Insurance Agent serves the Palatka, Florida area, offering comprehensive home insurance coverage for local residents. Homeowners can select policies that protect their dwellings, personal belongings, and liability exposure. The agency provides guidance on policy options tailored to the region’s weather risks, including wind and flood damage. Among the specific services handled in this area are dwelling replacement cost analysis and personal property inventory assistance.
Gullett Title Inc assists homeowners and property managers in Palatka, FL, with securing reliable home insurance coverage tailored to their individual property needs. The agency helps clients navigate policy options for dwelling protection, liability, and personal property. By offering guidance on coverage limits and deductibles, they support the decision-making process for those seeking financial safeguards for their homes. The company also extends its services to property owners in the surrounding Putnam County area, including the nearby community of Interlachen.
Acceptance Insurance in Palatka, Florida, is known for matching local homeowners with appropriate coverage plans that address property protection needs. The agency offers policies for standard dwellings and also assists with renters insurance packages. Their service range extends to helping clients understand the specifics of windstorm and flood coverage common to the region. An additional service available is personal liability umbrella coverage to further secure a client's assets.
Meade Insurance Agency Inc. serves Palatka and the surrounding communities, offering homeowners insurance policies for single-family residences and rental properties. It handles a range of property types and works with clients to assess their specific coverage needs, including dwelling protection and liability options. The agency takes a practical approach by evaluating the unique risks for each property in the local area, then presenting clear policy choices and explaining key terms so the homeowner can make an informed decision without pressure.
A homeowner can choose between a single policy to protect a specific property or ongoing service for coverage that adapts over time. As a local home insurance agent in Palatka, FL, the company helps clients understand policy details and navigate the claims process, ensuring proper dwelling and liability protection. Appointments are available on a one-time consultative basis for new policies or as scheduled for annual reviews and renewals. Service also runs as needed following a property change or filing a claim with the insurer.
Susan Helwig - State Farm Insurance Agent in Palatka, FL, offers specialized homeowners policies that provide dwelling and personal property protection. The agency also assists with general coverages for renters, condos, and life insurance needs. It helps local residents evaluate their risks and select appropriate levels of liability and deductibles. During the region's active storm season, the office can review policies for hurricane deductibles and flood coverage options to ensure proper safeguards against seasonal weather concerns.
Direct Auto Insurance serves the Palatka, Florida area, providing home insurance agent services to local property owners. The agency helps clients secure coverage for their residential structures and personal belongings against common perils. It understands the importance of protecting homes from weather-related damage typical in the region. The staff can assist customers in tailoring policies that meet individual needs and budgets. It handles windstorm insurance and dwelling fire coverage for properties throughout Putnam County.
As spring rains and storm season approach in Palatka, FL, homeowners often begin to review their property coverage needs. David Cervantes Insurance, Inc. offers guidance on adjusting policies to address potential wind and flood damage common in the area. The agency works with standard carriers to provide residential protection and can explain differences between actual cash value and replacement cost options. A typical first step for new clients involves a phone discussion about their home's age and features followed by scheduling a brief exterior inspection.
What Does a a Home Insurance Agent in Palatka Cost?
The average cost of home insurance in Florida is around $1,980 per year for a standard policy, but Palatka rates may vary based on your homes age, roof condition, and flood zone. Windstorm coverage can add $500 to $1,500 annually. Actual costs depend on your specific property and coverage choices. This is general information, not insurance advice.
About home insurance agents in Palatka
Home insurance agents in Palatka Florida help homeowners find coverage that meets state requirements. Florida law mandates that insurers offer windstorm coverage in certain areas, and agents can explain local flood zone risks. Working with a local agent ensures you understand the specific policies available in Putnam County.
Frequently Asked Questions
What does a home insurance agent in Palatka do?
A home insurance agent in Palatka helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and sinkhole insurance. They also assist with filing claims and updating your policy as needed.
Is flood insurance required in Palatka Florida?
Flood insurance is not required by Florida state law for all homes. However, lenders often require it if your home is in a high risk flood zone. Palatka has areas near the St. Johns River that may be in a flood zone, so an agent can check your property.
How do Florida insurance laws affect my home policy?
Florida law requires insurers to provide a 10 day cancellation notice for nonpayment. Also, you have 5 years from the date of a loss to file a claim under Florida Statute 95.11. An agent can explain these deadlines and your rights.
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