The top-rated home insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Jorel Rodriguez - State Farm Insurance Agent, Professional Property & Casualty LLC, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 3 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 4 | Jeffrey B Campbell - State Farm Insurance Agent | 2840 Tuskawilla Rd | (407) 671-8333 |
| 5 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 6 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 7 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 8 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 9 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 10 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
Steve Manzano - State Farm Insurance Agent serves the Oviedo, Florida, area, providing home insurance policies to local homeowners. The agency helps customers protect their property against common risks such as fire, theft, and weather damage common to Seminole County. As a home insurance agent, the office assesses clients’ dwelling values and liability needs. Specific services it handles in this area include bundling home insurance with auto coverage and advising on flood insurance options for homes near Lake Jesup.
Jorel Rodriguez - State Farm Insurance Agent serves local homeowners and renters in Oviedo, Florida, offering tailored home insurance policies to protect residential property against common risks such as storm damage and liability. The agency guides clients through coverage options to ensure adequate protection for their homes and personal belongings. Regular policy reviews help families adapt coverage as their needs change over time. This agency also provides its services throughout the broader Seminole County area, including nearby Winter Springs and Chuluota.
Professional Property & Casualty LLC provides a comprehensive range of home insurance agent services for clients in and around Oviedo, FL. It offers guidance on policy selection to match individual coverage needs and budgets. The company also assists with routine policy reviews and amendments as circumstances change. Its service approach includes evaluating risks specific to the local area to ensure appropriate protection is in place. This agency handles coverage for single-family homes, apartments, retail, and restaurants.
Jeffrey B Campbell - State Farm Insurance Agent serves the Oviedo, Florida area and its surrounding communities, handling a full range of homeowners insurance products for local residences. Typical policies offered include standard dwelling coverage, personal liability protection, and provisions for other structures on the property. To manage a typical job, the agency begins by gathering details about the client's specific home type and location, then reviews policy options to tailor coverage that addresses unique property risks in the Central Florida region.
For home insurance, clients choose between one-time policies covering a specific period or recurring annual terms with renewal options. Brightway Insurance, Oviedo-Winter Springs, assists homeowners in Oviedo, Florida, with evaluating coverage for property damage and liability. As a local agent, it helps policyholders compare plans that fit their individual needs. Service is offered on an as-needed basis, with clients contacting the agency before their current coverage expires or when a new home is purchased.
Salmon Agency specializes in tailoring homeowners insurance policies to meet individual property needs, covering both structural and liability protection. It also offers guidance on standard renters and condo coverage for Oviedo residents. The agency assists clients in selecting appropriate deductibles and policy limits for their homes. When hurricane season approaches, it helps ensure policies include adequate windstorm and flood coverage for Florida's seasonal weather risks.
As hurricane season brings heavy rains and strong winds to Oviedo, Karla Salmon Insurance helps homeowners prepare with a review of their current coverage. This local home insurance agent works one-on-one with residents to explain replacement cost options and dwelling limits. Policy details are clarified so there are no surprises after a storm. Fire, theft, and liability protection are also discussed based on the property’s age and location. The process begins by scheduling a walkthrough of the home to document its condition and identify necessary updates.
Goosehead Insurance - Stephanie Velez provides homeowners in Oviedo, FL, with coverage for their residential property and personal belongings. The agency specializes in add-on policies for valuable items, water backup, and identity theft protection. Clients can also receive help evaluating liability limits and deductible options tailored to their specific property needs. In addition to individual homes, the agency serves commercial sectors such as offices, warehouses, and food service establishments with appropriate business insurance solutions.
Adam Williams - State Farm Insurance Agent in Oviedo, FL, provides residential home insurance coverage tailored to protect homeowners. Commercial policies are also available for local business owners. The agency serves the Oviedo area and the surrounding central Florida communities. Policy options are explained clearly so clients can select appropriate deductibles and liability limits. Regular policy reviews are offered to update coverage as needs change, and clients are encouraged to return for annual check-ins between major life events.
Kerbelis Insurance Agency is a home insurance agent in Oviedo, FL, known for matching local homeowners with competitive coverage plans. It serves a range of property types, from single-family homes to townhouses and condos in the surrounding area. The agency helps clients understand standard policy features such as dwelling protection, personal liability, and loss of use. It can also add on specialized flood insurance for homes in designated flood zones.
What Does a a Home Insurance Agent in Oviedo Cost?
Home insurance costs in Oviedo Florida average between 1500 and 3500 dollars per year for standard coverage. Factors include home age, construction type, and distance from coast. Florida has higher rates due to hurricane risk and litigation costs. Premiums also vary by deductible amount and coverage limits. This is general information and not insurance advice.
About home insurance agents in Oviedo
Home insurance agents in Oviedo Florida help homeowners find coverage that meets state requirements. Florida law mandates specific windstorm and sinkhole coverage options for residential properties. Local agents understand the unique risks of Seminole County including hurricane exposure and flooding concerns.
Frequently Asked Questions
What does a home insurance agent in Oviedo do?
A home insurance agent helps you compare policies from multiple carriers. They explain Florida specific coverages like windstorm deductibles and sinkhole loss assessment. Agents also assist with claims filing and policy changes.
Is flood insurance required in Oviedo Florida?
Flood insurance is not required by Florida law for most homes. However mortgage lenders in flood zones do require it. Oviedo has areas in FEMA flood zones so an agent can help you check your property risk.
How does Florida sinkhole coverage work?
Florida law requires insurers to offer sinkhole coverage on residential policies. This covers structural damage from sinkhole activity. An agent can explain the difference between catastrophic ground cover collapse and sinkhole loss.
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