The top-rated home insurance agent in Orlando, Florida is Univista Insurance, rated 5.0 stars across 2,634 reviews. Other highly rated options include American Insurance Point - AIP FLORIDA, Chris Vella - State Farm Insurance Agent, Garzor Insurance. This directory lists 33 home insurance agents serving Orlando.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 7217 E Colonial Dr Suite 112 | (407) 964-1777 |
| 2 | American Insurance Point - AIP FLORIDA | 7362 Futures Dr ste 21b | (407) 826-1747 |
| 3 | Chris Vella - State Farm Insurance Agent | 992 N Semoran Blvd | (407) 898-8836 |
| 4 | Garzor Insurance | 4369 Hunters Park Ln | (321) 206-8035 |
| 5 | Accent Brokers Insurance | 4503 Curry Ford Rd | (407) 306-0101 |
| 6 | Erb and Young Insurance | 7575 Dr Phillips Blvd #240 | (321) 234-1690 |
| 7 | Harry Levine Insurance | 7208 W Sand Lake Rd # 206 | (407) 855-1000 |
| 8 | Rodriguez Insurance | 2218 S Chickasaw Trail | (407) 482-3314 |
| 9 | Maria Acosta - State Farm Insurance Agent | 4759 Conway Rd | (407) 898-0061 |
| 10 | Health and Life Insurance Group LLC | 9778 Myrtle Creek Ln | (407) 337-9862 |
Univista Insurance provides residential home insurance services for property owners in the Orlando, Florida area, along with commercial coverage options for local businesses requiring broader protection. The agency serves clients throughout the city and surrounding communities, addressing standard dwelling policies and additional coverage needs. The team assists with new policy setup, coverage reviews, and claims support, ensuring continuous protection as conditions change. Clients can return for annual policy updates or schedule supplemental consultations between regular visits to adjust coverage as their property needs evolve.
American Insurance Point - AIP FLORIDA serves homeowners and property managers throughout Orlando, helping them navigate various insurance options tailored to residential needs. As a home insurance agent, it assists clients in comparing coverage for common perils like hurricanes and fire damage, ensuring policies meet local requirements. The office also simplifies claims guidance and policy adjustments for its customers. Beyond Orlando, this agency extends its services to the nearby community of Winter Park, offering residents there similar professional support for their property protection needs.
Chris Vella - State Farm Insurance Agent serves the Orlando, Florida metro area and provides home insurance solutions for local property owners. This agency assists clients in selecting coverage policies that protect single-family homes and condominiums from common regional risks. Services include personal property protection and liability coverage tailored to residential needs. The office helps customers review their existing policies and adjust deductibles according to individual circumstances. It also handles claims assistance for windstorm, fire, and theft incidents applicable to homes in this community.
Garzor Insurance provides homeowners in the Orlando, FL area with standard home insurance policies, including coverage for dwelling protection, personal liability, and personal property. The company also helps clients explore available endorsements for added safeguards such as flood or wind coverage. Garzor Insurance assists in developing service plans that align with each client’s risk profile, ensuring appropriate coverage limits are maintained. Its services cover single-family homes, apartments, retail, and restaurants.
Accent Brokers Insurance assists Orlando homeowners by distinguishing between one-time policy adjustments for seasonal properties and recurring coverage options for primary residences. Their work focuses on structuring protection for common regional exposures, including hurricane wind damage, sinkhole risks, and liability from pool or trampoline claims. Available policies are tailored to individual dwelling values and local building codes. Service consultations and policy reviews can be scheduled on an as-needed basis to accommodate changing property needs.
Serving Orlando and its surrounding communities, Erb and Young Insurance handles home insurance policies designed to protect residential properties against common regional perils such as storms and theft. The agency works to find suitable coverage options that align with each homeowner’s specific needs and property type. Structuring a typical job, the agent begins with a thorough review of the home’s value and risks, then compares available plans from multiple carriers to present a clear, tailored recommendation to the client.
As a home insurance agent in Orlando, Harry Levine Insurance provides specialized coverage options for standard homes, condominiums, and rental properties. The agency works to help clients understand policy details, dwelling limits, and personal property protection that match their individual needs. This includes securing adequate liability coverage and navigating deductible choices for typical Florida homes. During the active hurricane season, the agency assists homeowners in reviewing their windstorm deductibles and ensuring their policy terms are clear before storms approach.
When Orlando’s hurricane season brings the threat of wind and flood damage, Rodriguez Insurance provides homeowners with clear guidance on their coverage options. This agency helps clients in the Orlando area understand the specific protections their home insurance policies offer against local weather risks. They review liability limits, dwelling coverage levels, and policy exclusions during an initial consultation. The process begins with a detailed property inspection to assess the home’s condition and identify any potential hazards for accurate risk evaluation.
Maria Acosta operates a home insurance agency in Orlando, Florida, helping local homeowners protect their properties against common regional risks. The agency specializes in offering customized add-ons, such as coverage for flooding, windstorms, and personal liability protection. These policies are designed to safeguard a residence and its contents from unexpected damage and theft. In addition to residential clients, the agency assists commercial sectors, including small offices, local warehouses, and food service establishments, by providing suitable liability and property insurance solutions.
Health and Life Insurance Group LLC in Orlando, Florida is known for matching homeowners with suitable coverage policies to protect their property. Its service range includes standard home insurance plans for various residential property types in the area. The company also assists clients in reviewing policy details to ensure adequate protection against local weather risks. For an additional layer of security, clients can add on separate coverage for high-value personal belongings such as jewelry or collectibles.
What Does a a Home Insurance Agent in Orlando Cost?
The average cost of home insurance in Florida is about $1,980 per year for a standard policy according to recent data. Orlando area rates can range from $1,200 to $3,000 per year depending on your homes age location and coverage limits. Older homes or those near the coast may cost more. This is general information and not insurance advice.
About home insurance agents in Orlando
A home insurance agent in Orlando Florida can help you find a policy that meets your needs. Florida law requires insurers to offer coverage for windstorm and sinkhole damage. An agent can explain these options and help you compare rates from different companies.
Frequently Asked Questions
Do I need flood insurance in Orlando Florida?
Flood insurance is not required by Florida law but your mortgage lender may require it if you are in a flood zone. Standard home insurance policies do not cover flood damage. An agent can help you find a separate flood policy through the National Flood Insurance Program.
What is the Florida insurance statute of limitations for claims?
Florida law generally gives you up to five years from the date of loss to file a lawsuit for a property insurance claim. However you should report a claim to your insurer as soon as possible. Delays can affect your coverage.
How does a home insurance agent in Orlando get paid?
Most home insurance agents in Florida earn a commission from the insurance company when you buy a policy. You do not usually pay the agent directly. The commission is built into your premium.
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