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Browse home insurance agents serving Niceville, Florida. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 home insurance agents in Niceville, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Cabaniss - State Farm Insurance Agent
296 Bayshore Dr, Niceville, FL 32578
(850) 678-7878
nicevilleneighbor.com
Cooke Insurance Agency
1189 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4643
cookeinsuranceniceville.com
Niceville Insurance Agency
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131
nicevilleinsurance.com
Medicare Supplement Services
110 Partin Dr N, Niceville, FL 32578
(850) 208-3557
medicaresupplementservices.us
Love Insurance Services Inc
4400 FL-20 STE 314, Niceville, FL 32578
(850) 279-6806
loveinsuranceservices.com
Bo Burns - State Farm Insurance Agent
1811 E John Sims Pkwy, Niceville, FL 32578
(850) 678-3441
boburnsagency.com
Williams Insurance Agency
299 Government Ave, Niceville, FL 32578
(850) 678-4333
williamsinsuranceflorida.com
Frances Faille: Allstate Insurance
917 Hospital St, Niceville, FL 32578
(850) 678-5642
agents.allstate.com
Lenny Coughlin: Allstate Insurance
4524 E Hwy 20, Niceville, FL 32578
(850) 678-0996
agents.allstate.com
Bradley Title, LLC
1813 E John Sims Pkwy A, Niceville, FL 32578
(850) 279-3637
bradleytitle.com
Frank David Firestone: Primerica - Financial Services
111 Bailey Dr #1, Niceville, FL 32578
(850) 637-1905
reps.primerica.com
Niceville Insurance: Skinner Louis D
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131
nicevilleinsurance.com
Wilson Insurance & Financial
701 E John Sims Pkwy Suite 302, Niceville, FL 32578
(850) 729-1024
wilsoninsurancefinancial.com
Florida Southern Insurance - Wilson Agency
774 E John Sims Pkwy, Niceville, FL 32578
(850) 279-6787
floridasoutherninsurance.com
Home insurance agents in Niceville Florida help residents find coverage for their homes against risks like hurricanes and floods. Florida law requires insurers to offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. A local agent understands the specific needs of homes in Okaloosa County and can guide you through the insurance process.
What Does a Home Insurance Agent in Niceville Cost?
The average cost of home insurance in Florida is about $1,900 per year but rates in Niceville can range from $1,200 to $3,000 depending on your home value and location. Factors like the age of your roof and proximity to the coast affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Niceville do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and liability. They also help you understand Florida specific rules such as the 72 hour cancellation period for new policies.
Do I need flood insurance in Niceville Florida?
Flood insurance is not required by Florida law for all homeowners. However lenders may require it if your home is in a high risk flood zone. Many Niceville properties are near water so an agent can help you decide if a separate flood policy from the NFIP or a private insurer is right for you.
How does Florida law affect my home insurance policy?
Florida law requires insurance companies to offer replacement cost coverage for roofs. It also limits the time to file a claim to 2 years for most perils. An agent can explain these statutes and help you meet the requirements for discounts like wind mitigation credits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.