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Find Home Insurance Agents Near You in Middleburg, FL

Browse home insurance agents serving Middleburg, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 307 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 12 home insurance agents serving Middleburg.

Showing 12 home insurance agents in Middleburg, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Katherine Baustert - State Farm Insurance Agent2219 County Rd 220 Suite 301(904) 276-2112
2Rich Morris - State Farm Insurance Agent2067 Palmetto St(904) 282-9898
3Felisha Foote: Allstate Insurance2640 Blanding Blvd Ste 206(904) 406-7838
4Brightway Insurance, The Herd Agency14 Swimming Pen Dr Suite 2(904) 469-1900
5Brightway Insurance - Middleburg2755 Blanding Blvd Ste. 110(904) 291-4663
6Liberty DSI1646 Corsair Ln #601(904) 264-0500
7Roberts Insurance of Middleburg2361 Blanding Blvd(904) 282-7665
8Jenny Lynne & Co4213 Co Rd 218(904) 291-3655
9Lyndel Hale Agency - Insurance2751 Blanding Blvd Suite 106(352) 612-4154
10Erwin Insurance Agency2494 Blanding Blvd #9(904) 282-7212
KB
2219 County Rd 220 Suite 301
Katherine Baustert - State Farm Insurance Agent
Home Insurance Agent · Middleburg, FL

Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida, area and the broader Clay County region. The agency provides home insurance policies designed to protect residential properties from common local risks. It also offers personal insurance solutions to help safeguard homeowners’ belongings and financial stability. Clients can obtain guidance for covering dwellings, other structures, liability, and additional living expenses during a covered loss. The agency specifically handles tailoring homeowners policies and advising on flood insurance options for this area.

RM
2067 Palmetto St
Rich Morris - State Farm Insurance Agent
Home Insurance Agent · Middleburg, FL

Rich Morris - State Farm Insurance Agent in Middleburg, FL, provides home insurance coverage that protects against common perils such as fire, theft, and weather damage. The agency assists clients in selecting appropriate policies and offers annual policy reviews to ensure coverage remains suitable as circumstances change. Service plans include guidance on filing claims and understanding policy terms. This office services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the local area.

FF
2640 Blanding Blvd Ste 206
Felisha Foote: Allstate Insurance
Home Insurance Agent · Middleburg, FL

Felisha Foote: Allstate Insurance serves homeowners in Middleburg, Florida, by offering tailored home insurance policies that protect dwellings and personal property against common regional risks such as storms and fire. The agency helps clients choose appropriate coverage limits and deductibles while explaining policy details clearly. Residents seeking reliable protection for their most valuable asset can consult this local agent for personalized service and claims assistance. The agency also extends its coverage and support to homeowners living in nearby Orange Park.

BI
14 Swimming Pen Dr Suite 2
Brightway Insurance, The Herd Agency
Home Insurance Agent · Middleburg, FL

Brightway Insurance, The Herd Agency serves Middleburg, Florida, and the surrounding communities in Clay County. It handles home insurance policies that cover the dwelling, personal property, and liability for local homeowners. The agency works with multiple carriers to provide options tailored to different property types and budgets. For a typical job, it reviews the specific risks of the home and recommends a policy with appropriate coverage limits and deductible options.

BI
2755 Blanding Blvd Ste. 110
Brightway Insurance - Middleburg
Home Insurance Agent · Middleburg, FL

Unlike auto or health insurance, which adjusts annually, home insurance policies are typically renewed on a year-to-year basis with each term covering a specific time frame. Brightway Insurance - Middleburg assists homeowners in Middleburg, FL with bundling property and liability coverage into a single plan. Their agents review policy limits, deductibles, and excluded perils during renewal periods. Service for new policies and modifications runs primarily on an as-needed basis, with annual renewal reviews handled on a scheduled timeline.

LD
1646 Corsair Ln #601
Liberty DSI
Home Insurance Agent · Middleburg, FL

Liberty DSI is known for providing home insurance coverage in the Middleburg, Florida area and helping local homeowners protect their properties. Its service range includes evaluating dwelling policies, personal liability, and contents coverage to suit individual needs. Agents in this region typically focus on matching policies with the unique weather and structure risks found in northeast Florida. As a specialty service, the agency can assist in adding flood or windstorm endorsements to standard home insurance plans.

RI
2361 Blanding Blvd
Roberts Insurance of Middleburg
Home Insurance Agent · Middleburg, FL

Roberts Insurance of Middleburg specializes in tailoring homeowners policies to cover the unique risks of single-family properties, mobile homes, and rental dwellings in the Middleburg area. It also handles routine policy reviews and claims assistance for clients. The agency evaluates coverage needs against local weather patterns and flood zone maps. For residents, it can adjust deductibles and policy limits before the start of the Atlantic hurricane season each June, a critical period for property protection in this region.

JL
4213 Co Rd 218
Jenny Lynne & Co
Home Insurance Agent · Middleburg, FL

As hurricane season approaches Middleburg, Jenny Lynne & Co assists local homeowners in reviewing their disaster coverage to ensure policies reflect current property values. The agency focuses on matching home insurance plans to the specific risks of Northeast Florida, including storm surge and flood exposure from nearby tributaries. They guide clients through understanding deductibles and replacement cost versus actual cash value. An initial assessment of your home's construction and location is scheduled to identify precise coverage needs.

LH
2751 Blanding Blvd Suite 106
Lyndel Hale Agency - Insurance
Home Insurance Agent · Middleburg, FL

Lyndel Hale Agency – Insurance provides residential home insurance services to property owners in Middleburg, Florida, helping to protect dwellings and personal belongings from common regional risks. The agency also offers commercial insurance coverage for local businesses, and its service area extends throughout the surrounding Clay County communities. Policies are reviewed carefully to align coverage with each client’s individual property needs. Between regular visits, the agency follows up to verify ongoing coverage or adjust plans as circumstances change over time.

EI
2494 Blanding Blvd #9
Erwin Insurance Agency
Home Insurance Agent · Middleburg, FL

Erwin Insurance Agency provides guidance on insurance protection for single-family homes and local rental properties in Middleburg, FL. Their work includes supplementing standard coverage with policy add-ons such as extended replacement cost, water backup from sewers or drains, and personal property replacement cost endorsements. This independent agency can also assist with tailored policies for food service operations, small retail stores, professional offices, and commercial warehouses.

FB
2000 Henley Rd
Farm Bureau Insurance
Home Insurance Agent · Middleburg, FL
(904) 282-0644
floridafarmbureau.com
BT
2361 Blanding Blvd
Bush-Thompson Insurance Inc
Home Insurance Agent · Middleburg, FL
(904) 282-7665
allstate.com

What Does a a Home Insurance Agent in Middleburg Cost?

The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a typical single family home. In Middleburg, rates vary based on your home age, construction type, and distance from the coast. Older homes or those with older roofs may cost more to insure. This is general information and not insurance advice.

About home insurance agents in Middleburg

Home insurance agents in Middleburg Florida help residents find coverage for their homes. Florida law requires specific windstorm and flood coverage in many areas. Agents can explain how local risks like hurricanes and sinkholes affect your policy options.

Frequently Asked Questions

What does a home insurance agent in Middleburg do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and personal property. They also guide you on Florida specific requirements such as wind mitigation inspections.

Is flood insurance required in Middleburg Florida?

Flood insurance is not required by state law but may be required by your mortgage lender if you are in a flood zone. Many Middleburg properties are in flood prone areas near Black Creek. An agent can help you find a flood policy through the National Flood Insurance Program or a private carrier.

How can a home insurance agent help with hurricane coverage in Florida?

An agent can explain the Florida Hurricane Catastrophe Fund and how it affects your premium. They can also help you choose deductibles for wind and hurricane damage. Florida law mandates a separate hurricane deductible which is usually 2 percent to 5 percent of your home value.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.