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Find Home Insurance Agents Near You in Miami Gardens, FL

Browse home insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Miami Gardens, Florida is Legacy Builders Insurance Agency, rated 5.0 stars across 518 reviews. Other highly rated options include Estrella Insurance, Tonya Baker-Turner - State Farm Insurance Agent, GoldenTrust Insurance Miami Gardens. This directory lists 16 home insurance agents serving Miami Gardens.

Showing 16 home insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Legacy Builders Insurance Agency19545 NW 2nd Ave(305) 749-6303
2Estrella Insurance3489 NW 183rd St(305) 925-9944
3Tonya Baker-Turner - State Farm Insurance Agent18300 NW 62nd Ave STE 330(305) 621-1515
4GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
5Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
6Sebanda Insurance4771 NW 167th St(305) 390-8415
7Univista Insurance4729 NW 183rd St(305) 406-6708
8Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
9Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
10Adavi Insurance Inc & Miami Gardens Multi Services Inc4526 NW 183rd St(305) 620-6636
LB
19545 NW 2nd Ave
Legacy Builders Insurance Agency
Home Insurance Agent · Miami Gardens, FL

Legacy Builders Insurance Agency serves the Miami Gardens, Florida area, specializing in home insurance policies for local homeowners. The agency helps clients protect their properties with standard coverage tailored to residential needs in this region. It assists with policies that address common perils such as fire, theft, and weather-related damage. These services are available to customers seeking reliable protection for their primary residences. The company handles both dwelling coverage and personal property insurance for homes in Miami Gardens.

EI
3489 NW 183rd St
Estrella Insurance
Home Insurance Agent · Miami Gardens, FL

Estrella Insurance serves the Miami Gardens, Florida area as a provider of home insurance agent services. The company assists local homeowners in finding coverage that protects their property against common South Florida risks, including storm damage and theft. By representing multiple carriers, the agent can compare options to match a client’s specific needs. Residential services include helping clients secure dwelling coverage and contents protection to safeguard their homes and personal belongings.

TB
18300 NW 62nd Ave STE 330
Tonya Baker-Turner - State Farm Insurance Agent
Home Insurance Agent · Miami Gardens, FL

Tonya Baker-Turner - State Farm Insurance Agent provides a full range of insurance coverages for local homeowners and property investors. Its service plans include customized policy reviews to ensure proper dwelling and liability protection, as well as assistance with filing claims and adjusting coverage as needs change. The agency focuses on helping clients safeguard their financial assets against common regional risks such as storms, theft, and fire damage. It writes policies for a variety of structures, including single-family homes, apartment buildings, retail spaces, and restaurants.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Home Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens serves homeowners throughout the Miami Gardens area, offering personalized home insurance policies to protect residential properties. The company assists clients in selecting appropriate coverage for dwelling, personal property, and liability risks. Local agents work to find suitable protection plans tailored to individual needs and budgets. Customers can rely on their expertise for comprehensive guidance on available insurance options. The firm also provides its services to residents of neighboring North Miami Beach and the broader Miami metropolitan region.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Home Insurance Agent · Miami Gardens, FL

Brightway Insurance in Miami Lakes serves homeowners in Miami Gardens, Florida, and the surrounding communities of South Florida. It handles residential property insurance policies designed to protect single-family homes, condominiums, and townhouses from common local risks such as storm damage, fire, and liability claims. The agency presents policyholders with coverage plans from multiple carriers, comparing options to help them select appropriate protection based on their specific property type and budget. It approaches each job by reviewing the home's characteristics and the client's coverage needs before aligning them with a suitable policy option.

SI
4771 NW 167th St
Sebanda Insurance
Home Insurance Agent · Miami Gardens, FL

Sebanda Insurance provides homeowners in Miami Gardens, Florida, with coverage for property damage, liability, and additional living expenses. Its service offerings include policy reviews to ensure adequate protection and claims assistance for clients navigating loss events. The company also offers maintenance plans that focus on risk prevention, such as guidance on securing properties against local weather hazards. Sebanda Insurance services single-family homes, apartments, retail spaces, and restaurants.

UI
4729 NW 183rd St
Univista Insurance
Home Insurance Agent · Miami Gardens, FL

Univista Insurance serves homeowners, landlords, and property managers in Miami Gardens, Florida, by offering comprehensive residential property coverage tailored to local risks. The agency assists clients in securing policies that protect single-family homes, condominiums, and rental properties from common weather-related hazards. Professional guidance helps customers compare policy options and understand critical coverage limits. Univista Insurance also extends its home insurance services to neighboring communities throughout northern Miami-Dade County, including the city of Opa-locka and surrounding areas of the broader metro region.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Home Insurance Agent · Miami Gardens, FL

Del Toro Insurance serves Miami Gardens, Florida, and the surrounding communities, handling a range of home insurance policies for local homeowners. It focuses on protecting residential properties against common regional risks such as storms and vandalism. The company helps clients navigate coverage options like dwelling protection and liability, ensuring policies match specific property need. For a typical job, it begins with a thorough review of a home's value and unique vulnerabilities before recommending a tailored policy to address those exposures.

GI
1818 NW 183rd St
Gardens Insurance Inc
Home Insurance Agent · Miami Gardens, FL

Gardens Insurance Inc in Miami Gardens, Florida distinguishes between one-time policy consultations and ongoing coverage management for homeowners. As a Home Insurance Agent, they help clients secure protection against property damage, liability, and weather-related risks common to the region. Their client-focused approach ensures each policy aligns with individual home values and coverage needs. Services run on an as-needed basis, allowing clients to request assistance whenever a policy review, update, or newly purchased dwelling requires attention.

AI
4526 NW 183rd St
Adavi Insurance Inc & Miami Gardens Multi Services Inc
Home Insurance Agent · Miami Gardens, FL
EI
18355 NW 57th Ave #103B
Estrella Insurance
Home Insurance Agent · Miami Gardens, FL
(305) 830-1477
agents.estrellainsurance.com/en-us/fl/miamigardens/169.html
EI
17325 NW 27th Ave #202
Estrella Insurance
Home Insurance Agent · Miami Gardens, FL
(305) 925-4090
agents.estrellainsurance.com/en-us/fl/miamigardens/274.html
SI
16551 NW 27th Ave
Sebanda Insurance
Home Insurance Agent · Miami Gardens, FL
(305) 646-0062
sebandainsurancefranchisethirty.com
DT
17201 NW 27th Ave
Del Toro Insurance
Home Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
DT
4088 NW 167th St
Del Toro Insurance
Home Insurance Agent · Miami Gardens, FL
(305) 407-2361
deltoroinsurance.com/del-toro-insurance-167th-miami-gardens
RI
16533 NW 57th Ave
Renew Insurance LLC
Home Insurance Agent · Miami Gardens, FL
(305) 624-7300

What Does a a Home Insurance Agent in Miami Gardens Cost?

Home insurance in Miami Gardens Florida typically costs between 1500 and 4000 dollars per year for a standard policy. Costs vary based on home age, roof condition, and distance from the coast. Windstorm deductibles are often 2 to 5 percent of the home value. This is general information and not insurance advice.

About home insurance agents in Miami Gardens

Home insurance agents in Miami Gardens Florida help you find coverage for your property. Florida law requires insurers to offer windstorm and hail coverage in certain areas. Agents can explain local flood zone requirements and the Florida Building Code impact on premiums.

Frequently Asked Questions

What does a home insurance agent in Miami Gardens do?

A home insurance agent helps you compare policies from different companies. They explain Florida specific coverages like sinkhole loss and windstorm deductibles. They also assist with filing claims and understanding your policy terms.

Do I need flood insurance in Miami Gardens Florida?

Flood insurance is not required by Florida state law but may be required by your mortgage lender. Miami Gardens is in a flood prone area so many homeowners need a separate flood policy through the National Flood Insurance Program or a private carrier.

How does Florida law affect home insurance rates in Miami Gardens?

Florida law allows insurers to use hurricane models and sinkhole data to set rates. The state also has a three year deadline for filing sinkhole claims under Florida Statute 627.7073. Agents can explain how these rules affect your premium.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.