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Looking for a home insurance agent in Miami? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 home insurance agents in Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
5195 NW 77th Ave 2nd Floor, Miami, FL 33166
(305) 508-9575
univistainsurance.com
GoldenTrust Insurance Kendall
11658 N Kendall Dr, Miami, FL 33176
(305) 452-0823
kendalldr.goldentrust.com
First Choice Insurance Agency Corp
7540 SW 117th Ave, Miami, FL 33183
(786) 360-1021
1fcinsurance.com
USA General Insurance Corporation
13631 SW 26th St, Miami, FL 33175
(305) 386-3305
usageneralinsurance.com
Dulcinea Insurance Agency
1840 Coral Wy #221, Miami, FL 33145
(786) 910-9487
dulcineainsurance.com
Blue Sky Insurance & Immigration Services
1619 SW 107th Ave, Miami, FL 33165
(786) 391-3886
blueins.com
GoldenTrust Insurance Westchester
7298 SW 40th St, Miami, FL 33155
(305) 680-0944
westchester.goldentrust.com
Neighbors Insurance Agency
7130 SW 43rd St, Miami, FL 33155
(305) 265-8585
neighborsinsurance.us
Univista Insurance
9251 W Flagler St suite b 102, Miami, FL 33172
(305) 507-2188
univistainsurance.com
Univista Insurance
2207 NW 27th Ave, Miami, FL 33142
(786) 358-6670
univistainsurance.com
Univista Insurance
10729 W Flagler St, Miami, FL 33174
(305) 728-7807
univistainsurance.com
IMAX Insurance Group
10368 W Flagler St, Miami, FL 33174
(786) 441-8985
insuranceimax.com
American Insurance Point - AIP FLORIDA
999 Brickell Ave # 410, Miami, FL 33131
(305) 440-0212
aipflorida.com
Mercado Insurance Agency
7900 NW 27th Ave #604B, Miami, FL 33147
(305) 402-4389
mercadoinsuranceagency.com
Caley Insurance
12260 SW 8th St Suite #122, Miami, FL 33184
(305) 800-2985
caleyinsurance.com
Manny Morin - State Farm Insurance Agent
10651 N Kendall Dr #111, Miami, FL 33176
(305) 598-5821
mannymorin.com
Estrella Insurance
12460 SW 8th St Suite #101, Miami, FL 33184
(305) 553-4800
agents.estrellainsurance.com
Juan F Colao - State Farm Insurance Agent
15680 N Kendall Dr #200, Miami, FL 33196
(305) 386-7000
juancolao.com
Madrinas Insurance Miami
7795 W Flagler St, Miami, FL 33144
(305) 602-0436
madrinasinsurance.com
E&L Insurance
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002
eandlinsurance.com
A home insurance agent in Miami Florida helps you find coverage for your home against windstorm flood and other risks common to the region. Florida law requires insurers to offer sinkhole coverage and agents can explain this optional add on. Working with a local agent ensures you understand the specific requirements of the Florida insurance market.
What Does a Home Insurance Agent in Miami Cost?
The cost of a home insurance agent in Miami is typically paid through a commission included in your premium so you do not pay a separate fee. Average annual premiums for homeowners insurance in Florida range from 1500 to 4000 dollars depending on your homes value location and coverage level. Costs vary greatly based on factors like roof age proximity to the coast and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Miami do?
A home insurance agent in Miami helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms deductibles and exclusions. They also assist with filing claims and updating your coverage as your situation changes.
Do I need flood insurance for my Miami home?
Standard home insurance policies in Florida do not cover flood damage. If your home is in a high risk flood zone your mortgage lender may require flood insurance. A Miami agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
What Florida laws affect home insurance policies?
Florida law requires insurers to offer sinkhole loss coverage on homeowners policies. The state also has a 90 day time limit to report a claim after a loss. Additionally Florida law mandates a 10 day grace period for premium payments before cancellation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.