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Find Home Insurance Agents Near You in Merritt Island, FL
Browse home insurance agents serving Merritt Island, Florida. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 home insurance agents in Merritt Island, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-AARROW Insurance
105 N Courtenay Pkwy, Merritt Island, FL 32952
(321) 459-2434
aarrowinsurance.com
Sara Houston - State Farm Insurance Agent
2255 N Courtenay Pkwy #3, Merritt Island, FL 32953
(321) 252-4800
gotsara.com
Turner Florida Insurance
232 S Courtenay Pkwy, Merritt Island, FL 32952
(321) 252-1720
turnerfloridains.com
Acceptance Insurance
235 Crockett Blvd, Merritt Island, FL 32953
(321) 337-7585
locations.acceptance.com
Jim Holder - State Farm Insurance Agent
125 E Merritt Island Cswy Ste 102, Merritt Island, FL 32952
(321) 452-8000
calljimholder.com
Direct Auto Insurance
1450 N Courtenay Pkwy Unit 1, Merritt Island, FL 32953
(321) 455-6611
local.directauto.com
First Florida Insurance of Merritt Island
2460 N Courtenay Pkwy #115, Merritt Island, FL 32953
(321) 205-1741
ffimi.com
Rutledge Insurance Group
2235 N Courtenay Pkwy F, Merritt Island, FL 32953
(321) 441-4805
rutledgeinsgroup.com
Mr Auto Insurance
325 E Merritt Island Cswy STE G, Merritt Island, FL 32952
(321) 452-5022
mrauto-insurance.com
Brevard Coastal Insurance
125 E Merritt Island Cswy Suite 105, Merritt Island, FL 32952
(321) 452-8888
brevardcoastal.com
AAuto Insurance World
130 E Merritt Island Cswy, Merritt Island, FL 32952
(321) 453-7283
GreatFlorida Insurance: Cheryl Miller
923 N Courtenay Pkwy STE 101, Merritt Island, FL 32953
(321) 723-3432
merrittisland.greatflorida.com
John Merrick Jr. Insurance Inc.
1365 N Courtenay Pkwy Unit D, Merritt Island, FL 32953
(321) 635-1650
johnmerrickinsurance.com
Health Insurance by Tony
120 N Tropical Trail, Merritt Island, FL 32953
(321) 626-9888
healthinsurancebytony.net
A home insurance agent in Merritt Island Florida can help you find a policy that meets state requirements and protects your property from hurricane damage. Florida law mandates that insurers offer windstorm coverage and provide a sinkhole loss coverage option. Local agents understand the unique risks of Brevard County including storm surge and flood zones.
What Does a Home Insurance Agent in Merritt Island Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy. In Merritt Island premiums can be higher due to hurricane risk and flood zone status. Costs vary based on home value construction age deductible and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Merritt Island do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain Florida specific requirements like wind mitigation inspections and flood insurance options. They also assist with claims and policy changes.
Do I need flood insurance in Merritt Island Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders for homes in flood zones. Merritt Island is near the coast and many areas are designated as high risk flood zones. A local agent can help you determine if you need a separate flood policy through the National Flood Insurance Program.
How does Florida law affect home insurance costs in Merritt Island?
Florida law requires insurers to offer windstorm coverage and allows for sinkhole loss coverage. These requirements can increase premiums. The state also has a three year time limit from the date of loss to file a property insurance claim. An agent can explain how these laws impact your policy and rates.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.