The top-rated home insurance agent in Lake Worth Beach, Florida is Thomas H. Morrison III - State Farm Insurance Agent, rated 4.9 stars across 283 reviews. Other highly rated options include GreatFlorida Insurance: Graham Laseter, Paul Roca - State Farm Insurance Agent, Estrella Insurance. This directory lists 17 home insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thomas H. Morrison III - State Farm Insurance Agent | 120 N Federal Hwy Ste 208 | (561) 207-8142 |
| 2 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 3 | Paul Roca - State Farm Insurance Agent | 4163 S Congress Ave | (561) 439-1922 |
| 4 | Estrella Insurance | 3912 S Congress Ave | (561) 966-9741 |
| 5 | Trueway Insurance | 3095 S Military Trl Suite 12 | (561) 318-5540 |
| 6 | Zackary Lansat: Allstate Insurance | 120 N Federal Hwy Ste 308 | (561) 417-6164 |
| 7 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 8 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 9 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 10 | Freeway Insurance | 932 N Dixie Hwy | (561) 406-7013 |
Thomas H. Morrison III - State Farm Insurance Agent serves residents in the Lake Worth Beach, Florida, area as a home insurance agent. The agency assists local homeowners with securing proper dwelling coverage to protect their property from the region’s unique weather challenges. It also helps clients evaluate options for personal liability protection and coverage for their belongings. Additional services include helping policyholders understand deductibles and add-ons for hurricane or wind damage. The agency specifically guides customers through flood insurance options and provides personalized consultations for renters needing contents protection.
GreatFlorida Insurance: Graham Laseter in Lake Worth Beach, FL, serves homeowners, property managers, and small businesses seeking coverage for their residential and commercial structures. The agency assists clients in comparing policies that protect against common Florida perils such as hurricanes, fire, and theft. Each customer receives personalized guidance to help match coverage limits with their specific property needs and budget. In addition to serving Lake Worth Beach, the agency also covers neighboring communities throughout Palm Beach County.
Paul Roca - State Farm Insurance Agent in Lake Worth Beach, FL, provides a range of home insurance services including consultations on coverage options, policy customization, and claims assistance. Its service plans involve regular policy reviews to ensure protection aligns with changing homeowner needs. Maintenance plans help clients update coverage for property improvements or renovations. The agency services single-family homes, apartments, and commercial properties such as retail businesses and restaurants.
Estrella Insurance serves the Lake Worth Beach area of Palm Beach County, Florida, providing comprehensive home insurance agent services. The company assists local homeowners in securing policies that protect residential properties against common regional risks such as hurricanes and flooding. Its representatives guide clients through various coverage options, helping to tailor plans to individual needs. Specific services include managing claims assistance for property damage and offering personalized consultations to evaluate homeowners insurance requirements for both single-family homes and condominiums.
Trueway Insurance serves Lake Worth Beach, Florida, and the surrounding communities in Palm Beach County, handling a full range of home insurance policies for local homeowners. The agency works to match property owners with appropriate coverage for single-family homes, condominiums, and rental properties, addressing common needs such as dwelling protection and liability. Each policy search begins with a careful review of the property’s location and the client’s specific requirements, ensuring recommendations are tailored to individual risk profiles from the outset.
Unlike some providers that offer only one-time consultations, Zackary Lansat: Allstate Insurance provides both initial policy setup and ongoing support for adjusting coverage as needs change. The agency assists homeowners in Lake Worth Beach, FL with securing protection against common regional perils such as windstorms and flooding. Clients receive help comparing deductible levels and liability limits to fit individual property values. Service is available on a scheduled basis for annual policy reviews or as-needed for filing claims and updating coverage after renovations.
JDA Insurance Group in Lake Worth Beach, FL specializes in tailoring coverage plans for homeowners, ensuring protection for a variety of property types. It works closely with clients to assess personal insurance needs and policy options. The agency also provides guidance on adjusting deductibles and coverage limits to fit individual budgets. In addition, the team assists homeowners with preparing for the specific challenges of hurricane season in coastal Florida, including advising on windstorm and flood coverage requirements throughout the summer months.
Hurricane season in Lake Worth Beach brings heavy rains and high winds that can damage roofs and siding. Absolute Insurance Inc helps homeowners review their existing coverage to ensure it addresses tropical-storm damage and potential flooding risks. The agents explain common exclusions and policy options for unenclosed structures like screened patios. They take time to answer questions about replacement-cost versus actual-cash-value settlements. A first step is scheduling a no-obligation inspection of the property with an advisor who can assess current home conditions and offer clear portfolio advice.
All County Insurance serves homeowners, landlords, and small business owners in Lake Worth Beach, Florida, with policies that protect residential and commercial property from common regional risks. The agency assists clients in evaluating coverage for windstorms, floods, and liability exposure often associated with coastal living. Policyholders receive personalized guidance when selecting deductibles and endorsements. The office provides coverage solutions for neighboring communities such as Boynton Beach and the surrounding Palm Beach County metro area.
Freeway Insurance provides a comprehensive range of home insurance options to help protect residential properties in Lake Worth Beach, Florida. The agency assists clients in selecting appropriate coverage levels and policy details suited to their individual needs. Routine policy reviews and claims support services ensure that homeowners maintain adequate protection over time. Its client portfolio includes single-family homes, apartments, retail spaces, and local restaurants.
What Does a a Home Insurance Agent in Lake Worth Beach Cost?
Home insurance costs in Lake Worth Beach Florida typically range from 1500 to 4000 dollars per year for a standard policy depending on the home value age and location. Windstorm coverage adds 500 to 1500 dollars annually. Flood insurance averages 700 to 1200 dollars per year through the NFIP. Costs vary by case based on factors like roof condition and claims history. This is general information not insurance advice.
About home insurance agents in Lake Worth Beach
A home insurance agent in Lake Worth Beach Florida helps you find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. They also guide you through flood insurance options since Lake Worth Beach is in a high-risk flood zone.
Frequently Asked Questions
What does a home insurance agent in Lake Worth Beach do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain Florida specific requirements like sinkhole coverage and the 2 percent windstorm deductible. They also assist with claims and policy changes after a hurricane or flood.
Do I need flood insurance in Lake Worth Beach Florida?
Yes flood insurance is strongly recommended because Lake Worth Beach is in a Special Flood Hazard Area designated by FEMA. Most standard home insurance policies do not cover flood damage. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
What Florida laws affect home insurance in Lake Worth Beach?
Florida Statute 627.351 requires insurers to offer windstorm coverage and sets a 2 percent deductible for wind losses. The state also mandates a 10 day grace period for premium payments. Agents must be licensed by the Florida Department of Financial Services.
Home Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont