The top-rated home insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,686 reviews. Other highly rated options include Ocean Trust Insurance & Financial Services, George Meroni - State Farm Insurance Agent, Univista Insurance. This directory lists 25 home insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Ocean Trust Insurance & Financial Services | 809 N Homestead Blvd | (866) 356-2326 |
| 3 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 4 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 5 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 6 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 7 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 8 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 9 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
| 10 | Stoner Insurance 1st State Insurance | 42 N Homestead Blvd | (786) 243-9886 |
GoldenTrust Insurance Homestead serves Homestead, Florida, and the surrounding Miami-Dade County area as a local home insurance agent. The company assists homeowners in securing property coverage that protects against wind damage, fire, and theft, which are common risks in this region. It also helps clients compare policies from different carriers to find suitable plans. Specific services it handles in this area include advising on hurricane deductible options and helping new buyers obtain required lender coverage.
Ocean Trust Insurance & Financial Services provides home insurance coverage and financial products for property owners in Homestead, Florida. It assists clients in selecting policies for protection against common local risks, including hurricanes and flooding. Ongoing service includes annual policy reviews to adjust coverage as property values change. Maintenance support for claims filing and policy updates is available to ensure clients remain properly protected. The company services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and businesses in Homestead, FL turn to George Meroni - State Farm Insurance Agent for home insurance policies designed to protect residential properties and commercial structures against local weather risks and liability concerns. This agency assists clients by reviewing dwelling coverage, personal property limits, and deductible options to match individual needs. English and Spanish speaking consultations are available to support the diverse community. The agent also serves nearby Florida City and the broader South Miami-Dade metro area.
Univista Insurance in Homestead, Florida, distinguishes between one-time policy consultations and ongoing annual service for local homeowners seeking liability, dwelling, and personal property protection. Standard home insurance policies cover damage from fire, wind, and theft, tailored to the area’s flood risks. The agency provides these services on an as-needed basis, with clients requesting updates during policy renewal periods.
Your Family First Insurance Inc serves Homestead, Florida and the surrounding communities with home insurance coverage. It handles policies for a range of residential properties, including single-family homes and condominiums. The company works with local homeowners to review essential coverage options, such as dwelling protection and liability limits. When managing a typical job, it begins with a detailed consultation to assess the client’s specific property risks and then compares available plans to present a tailored recommendation.
Amco Insurance in Homestead, FL, offers both one-time consultations and recurring coverage management for homeowners, tailoring policies to protect residential property from local weather risks. Initial assessments evaluate dwelling value and contents, while ongoing service adjusts endorsements as needs change. The agency provides standard home insurance solutions, including liability protection and personal property coverage, aligned with common Florida insurance requirements. Service runs on a scheduled basis, with additional as-needed availability for policy updates or new quotes.
Freeway Insurance specializes in tailoring home insurance policies to protect residential properties in Homestead, Florida. It provides coverage for structural damage, personal belongings, and liability risks that local homeowners commonly face. The agency helps clients evaluate different plans to secure appropriate protection against hurricanes and flooding during the Atlantic storm season, which poses a significant seasonal concern for properties in this coastal region.
When hurricane season places homes in Homestead, Florida, under repeated threat of wind and flood damage, Estrella Insurance provides guidance on securing appropriate coverage. The agency helps property owners evaluate standard policies against the specific windstorm and flood exclusions common in South Florida. They discuss how replacement cost calculations differ from actual cash value. An initial home inspection is scheduled to document existing conditions and identify necessary policy adjustments.
As hurricane season approaches in Homestead, FL, Stoner Insurance 1st State Insurance helps local homeowners review their existing policies to ensure adequate windstorm and flood protection. The agency serves as a home insurance agent, focusing on matching property coverage to the specific needs of the area’s coastal and inland residences. They guide clients through common policy questions regarding dwelling limits and liability. An initial assessment typically begins with a thorough inspection of the home’s exterior and roofing condition to provide accurate quotes.
What Does a a Home Insurance Agent in Homestead Cost?
Typical home insurance costs in Homestead Florida range from 1500 to 4000 dollars per year for a standard policy. Factors include home value location and coverage limits. Windstorm and flood coverage add to the cost. This is general information and not insurance advice.
About home insurance agents in Homestead
Home insurance agents in Homestead Florida help residents find coverage that meets state requirements. Florida law requires windstorm coverage in high-risk areas like Homestead. An agent can explain flood insurance options and help you compare policies from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Homestead do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like windstorm and flood insurance. They also assist with claims and policy changes.
Do I need flood insurance in Homestead Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Homestead is in a high-risk area for flooding. An agent can help you get a policy through the National Flood Insurance Program.
How does Florida law affect home insurance in Homestead?
Florida law requires insurers to offer windstorm coverage in certain areas including Homestead. The state also has a 90-day time limit to file a property insurance claim after a loss. An agent can explain these rules.
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