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Find Home Insurance Agents Near You in Homestead, FL

Browse home insurance agents serving Homestead, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,686 reviews. Other highly rated options include Ocean Trust Insurance & Financial Services, George Meroni - State Farm Insurance Agent, Univista Insurance. This directory lists 25 home insurance agents serving Homestead.

Showing 25 home insurance agents in Homestead, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1GoldenTrust Insurance Homestead40-42 SE 4th Rd(786) 243-9110
2Ocean Trust Insurance & Financial Services809 N Homestead Blvd(866) 356-2326
3George Meroni - State Farm Insurance Agent1801 N Krome Ave(305) 247-3971
4Univista Insurance1413 N Krome Ave(305) 728-7809
5Your Family First Insurance Inc1241 NE 8th St(786) 601-2193
6Amco Insurance208 NE 8th St(786) 243-9222
7Freeway Insurance30377 S Dixie Hwy Suite B(305) 916-7203
8South Florida Insurance Prof Inc1122 N Flagler Ave(305) 245-3364
9Estrella Insurance30422 S Dixie Hwy(305) 242-0232
10Stoner Insurance 1st State Insurance42 N Homestead Blvd(786) 243-9886
GI
40-42 SE 4th Rd
GoldenTrust Insurance Homestead
Home Insurance Agent · Homestead, FL

GoldenTrust Insurance Homestead serves Homestead, Florida, and the surrounding Miami-Dade County area as a local home insurance agent. The company assists homeowners in securing property coverage that protects against wind damage, fire, and theft, which are common risks in this region. It also helps clients compare policies from different carriers to find suitable plans. Specific services it handles in this area include advising on hurricane deductible options and helping new buyers obtain required lender coverage.

OT
809 N Homestead Blvd
Ocean Trust Insurance & Financial Services
Home Insurance Agent · Homestead, FL

Ocean Trust Insurance & Financial Services provides home insurance coverage and financial products for property owners in Homestead, Florida. It assists clients in selecting policies for protection against common local risks, including hurricanes and flooding. Ongoing service includes annual policy reviews to adjust coverage as property values change. Maintenance support for claims filing and policy updates is available to ensure clients remain properly protected. The company services single-family homes, apartments, retail spaces, and restaurants.

GM
1801 N Krome Ave
George Meroni - State Farm Insurance Agent
Home Insurance Agent · Homestead, FL

Homeowners, property managers, and businesses in Homestead, FL turn to George Meroni - State Farm Insurance Agent for home insurance policies designed to protect residential properties and commercial structures against local weather risks and liability concerns. This agency assists clients by reviewing dwelling coverage, personal property limits, and deductible options to match individual needs. English and Spanish speaking consultations are available to support the diverse community. The agent also serves nearby Florida City and the broader South Miami-Dade metro area.

UI
1413 N Krome Ave
Univista Insurance
Home Insurance Agent · Homestead, FL

Univista Insurance in Homestead, Florida, distinguishes between one-time policy consultations and ongoing annual service for local homeowners seeking liability, dwelling, and personal property protection. Standard home insurance policies cover damage from fire, wind, and theft, tailored to the area’s flood risks. The agency provides these services on an as-needed basis, with clients requesting updates during policy renewal periods.

YF
1241 NE 8th St
Your Family First Insurance Inc
Home Insurance Agent · Homestead, FL

Your Family First Insurance Inc serves Homestead, Florida and the surrounding communities with home insurance coverage. It handles policies for a range of residential properties, including single-family homes and condominiums. The company works with local homeowners to review essential coverage options, such as dwelling protection and liability limits. When managing a typical job, it begins with a detailed consultation to assess the client’s specific property risks and then compares available plans to present a tailored recommendation.

AI
208 NE 8th St
Amco Insurance
Home Insurance Agent · Homestead, FL

Amco Insurance in Homestead, FL, offers both one-time consultations and recurring coverage management for homeowners, tailoring policies to protect residential property from local weather risks. Initial assessments evaluate dwelling value and contents, while ongoing service adjusts endorsements as needs change. The agency provides standard home insurance solutions, including liability protection and personal property coverage, aligned with common Florida insurance requirements. Service runs on a scheduled basis, with additional as-needed availability for policy updates or new quotes.

FI
30377 S Dixie Hwy Suite B
Freeway Insurance
Home Insurance Agent · Homestead, FL

Freeway Insurance specializes in tailoring home insurance policies to protect residential properties in Homestead, Florida. It provides coverage for structural damage, personal belongings, and liability risks that local homeowners commonly face. The agency helps clients evaluate different plans to secure appropriate protection against hurricanes and flooding during the Atlantic storm season, which poses a significant seasonal concern for properties in this coastal region.

SF
1122 N Flagler Ave
South Florida Insurance Prof Inc
Home Insurance Agent · Homestead, FL
EI
30422 S Dixie Hwy
Estrella Insurance
Home Insurance Agent · Homestead, FL

When hurricane season places homes in Homestead, Florida, under repeated threat of wind and flood damage, Estrella Insurance provides guidance on securing appropriate coverage. The agency helps property owners evaluate standard policies against the specific windstorm and flood exclusions common in South Florida. They discuss how replacement cost calculations differ from actual cash value. An initial home inspection is scheduled to document existing conditions and identify necessary policy adjustments.

SI
42 N Homestead Blvd
Stoner Insurance 1st State Insurance
Home Insurance Agent · Homestead, FL

As hurricane season approaches in Homestead, FL, Stoner Insurance 1st State Insurance helps local homeowners review their existing policies to ensure adequate windstorm and flood protection. The agency serves as a home insurance agent, focusing on matching property coverage to the specific needs of the area’s coastal and inland residences. They guide clients through common policy questions regarding dwelling limits and liability. An initial assessment typically begins with a thorough inspection of the home’s exterior and roofing condition to provide accurate quotes.

DT
1200 N Flagler Ave
Del Toro Insurance
Home Insurance Agent · Homestead, FL
(305) 248-9908
deltoroinsurance.com/florida-insurance-agency-dixie-homestead
EI
338 N Krome Ave
Estrella Insurance
Home Insurance Agent · Homestead, FL
(786) 504-1365
agents.estrellainsurance.com/en-us/fl/homestead/186.html
DC
13475 SW 288th St
Dan Carrera - State Farm Insurance Agent
Home Insurance Agent · Homestead, FL
(305) 713-1915
danautos.com
DT
29330 S Dixie Hwy
Del Toro Insurance
Home Insurance Agent · Homestead, FL
(305) 524-6776
deltoroinsurance.com/insurance-homestead-florida
DI
106 N Homestead Blvd
Dorsal Insurance Inc
Home Insurance Agent · Homestead, FL
(786) 601-2485
dorsalinsurance.com
FI
23715 S Dixie Hwy
F&N Insurance Group - Homestead
Home Insurance Agent · Homestead, FL
(305) 790-9979
fninsurancegroup.com
GA
1135 N Krome Ave
Gruber & Associates Insurance
Home Insurance Agent · Homestead, FL
(877) 870-7805
gruberinsurance.com
GI
650 NE 22nd Terrace ste 202-7
GreatFlorida Insurance: Luis Callejas
Home Insurance Agent · Homestead, FL
(786) 339-8681
homestead.greatflorida.com
BI
190 N Homestead Blvd
Buysmart Insurance Inc
Home Insurance Agent · Homestead, FL
(305) 246-2114
buysmartinsurance-inc.com
HI
125 NE 8th St STE 2
Hazard Insurance Agency
Home Insurance Agent · Homestead, FL
(305) 247-4004
JE
15600 SW 288th St #405C
JG Elite Insurance Group LLC
Home Insurance Agent · Homestead, FL
(305) 912-0902
miamicarinsurance.net
SS
30708 S Dixie Hwy
South Sun Insurance Agency
Home Insurance Agent · Homestead, FL
(786) 786-9449
southsuninsurance.com
DV
263 NE 8th St
Del Vecchio Insurance
Home Insurance Agent · Homestead, FL
(305) 246-9500
dolphin-insurance.com
JI
28927 S Dixie Hwy
Just Insurance Svcs
Home Insurance Agent · Homestead, FL
(716) 424-5479
justinsurancesvcs.com
EI
15620 SW 289th St
Easy Insurance Agency
Home Insurance Agent · Homestead, FL
(786) 526-0572

What Does a a Home Insurance Agent in Homestead Cost?

Typical home insurance costs in Homestead Florida range from 1500 to 4000 dollars per year for a standard policy. Factors include home value location and coverage limits. Windstorm and flood coverage add to the cost. This is general information and not insurance advice.

About home insurance agents in Homestead

Home insurance agents in Homestead Florida help residents find coverage that meets state requirements. Florida law requires windstorm coverage in high-risk areas like Homestead. An agent can explain flood insurance options and help you compare policies from multiple carriers.

Frequently Asked Questions

What does a home insurance agent in Homestead do?

A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like windstorm and flood insurance. They also assist with claims and policy changes.

Do I need flood insurance in Homestead Florida?

Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Homestead is in a high-risk area for flooding. An agent can help you get a policy through the National Flood Insurance Program.

How does Florida law affect home insurance in Homestead?

Florida law requires insurers to offer windstorm coverage in certain areas including Homestead. The state also has a 90-day time limit to file a property insurance claim after a loss. An agent can explain these rules.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.