The top-rated home insurance agent in Hialeah, Florida is Univista Insurance, rated 5.0 stars across 2,155 reviews. Other highly rated options include GoldenTrust Insurance, Florida One Insurance Agency, West Holiday Insurance. This directory lists 27 home insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 2120 W 68th St | (786) 628-3439 |
| 2 | GoldenTrust Insurance | 2458 W 60th St | (305) 709-2166 |
| 3 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 4 | West Holiday Insurance | 6905 W 4th Ave | (305) 809-7736 |
| 5 | Fiesta Auto Insurance & Tax Service | 5818 W 20th Ave Suite A | (786) 420-2877 |
| 6 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 7 | Estrella Insurance | 1313 W 49th St | (305) 556-2886 |
| 8 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 9 | Ambert Insurance Agency | 3715 W 16th Ave | (305) 558-0011 |
| 10 | Danniell Rios: Allstate Insurance | 17742 NW 57th Ave | (813) 424-5708 |
Univista Insurance provides home insurance solutions for property owners in Hialeah Gardens, FL. The agency assists clients in selecting policies that protect dwellings and personal belongings against common local risks such as storms and theft. Optional specialty add-ons include coverage for valuable personal items and additional living expenses during repairs. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to meet distinct operational needs.
GoldenTrust Insurance serves the Miami-Dade County area, including Hialeah, Florida, providing home insurance agent services to local homeowners. The company helps clients navigate coverage options that address common regional risks. In this community, policies often protect against weather-related property damage and liability concerns. Homeowners can consult this agency for assistance with standard dwelling coverage as well as additional flood insurance policies.
Florida One Insurance Agency in Hialeah, FL, provides a full range of home insurance services, including policy comparisons and customized coverage options tailored to individual property needs. The agency assists clients with plan maintenance through regular policy reviews and updates to ensure adequate protection as circumstances change. It services a variety of property types, including single-family homes, apartments, and retail, as well as local restaurants seeking liability and property coverage.
West Holiday Insurance serves homeowners seeking protection for their properties in the Hialeah area. The agency provides home insurance policies designed to cover dwelling structures, personal belongings, and liability risks common to South Florida households. Like other local home insurance agents, it helps clients navigate policy options tailored to their specific property needs. The agency also extends its coverage services to nearby communities, including the greater Miami metropolitan region.
Serving Hialeah and the surrounding communities of Miami-Dade County, Fiesta Auto Insurance & Tax Service handles home insurance for local homeowners, condominium owners, and renters. As a home insurance agent in this flood-prone region, it addresses windstorm protection and liability coverage as essential components of a typical policy. On a usual job, the company first reviews a property's value and vulnerability to determine appropriate limits, then compares available coverage options to secure a plan that meets the client's specific needs and budget.
Diamond Insurance Agency Inc serves the Hialeah, Florida area and surrounding communities. It handles home insurance for local homeowners, covering policies that protect dwellings and personal property from common regional risks. When a client requires assistance, the agency reviews individual coverage needs and compares available options from different insurers. It then communicates the key terms and differences clearly to the client. The general approach used for a typical job involves explaining the replacement cost valuation and liability limits within each proposed policy.
Estrella Insurance serves homeowners in Hialeah, Florida, offering policies that protect residential properties against common risks. The agency assists clients in selecting coverage limits suited to their individual situations, whether for a single-family house or a condominium unit. Guidance on additional endorsements, such as flood or wind damage protection, is provided to address local weather concerns. Its services also extend to renters seeking liability and contents coverage. The agency additionally supports property owners in the greater Miami metropolitan area, including nearby communities like Miami Lakes.
Homeowners can choose between a one-time policy review or an ongoing annual renewal evaluation for their property coverage in Hialeah, Florida. With either option, Opportunity Insurance advises on standard perils like wind and fire damage specific to the region. Their work protects residential structures and personal belongings from local weather risks. Service runs on either a one-time basis for simple needs or as a scheduled annual check-in for those managing changing policies.
Ambert Insurance Agency specializes in securing coverage for single-family homes, condominiums, and rental properties in Hialeah, Florida. It assists homeowners in finding policies that address standard perils such as fire, theft, and severe weather. The agency also tailors protection for high-value properties and vacant residences. The agent guides clients through the complexities of liability coverage and policy endorsements to meet individual needs. For Hialeah residents, it helps address the heightened risk of hurricane damage during tropical storm season by reviewing windstorm deductibles and flood insurance options.
As hurricane season approaches in South Florida, protecting a home becomes a pressing concern for residents in Hialeah. Danniell Rios: Allstate Insurance offers local homeowners guidance on securing appropriate coverage for their property and belongings against common regional risks. Policies can address damage from windstorms, flooding, and other weather events typical to the area. An agent works directly with each client to explain policy options and tailor a plan that fits their specific needs. The process begins with a thorough home inspection to assess the property’s current condition.
What Does a a Home Insurance Agent in Hialeah Cost?
The average cost of homeowners insurance in Florida is around $1,900 per year but rates in Hialeah can vary from $1,200 to over $3,000 depending on the home value and coverage. Windstorm coverage adds roughly $400 to $800 annually. Sinkhole coverage is optional and can cost an extra $200 to $500 per year. These are only estimates. Your actual cost depends on your home location and risk factors. This is general information and not insurance advice.
About home insurance agents in Hialeah
Home insurance agents in Hialeah can help you find a policy that meets Florida specific requirements. Florida law mandates that insurers offer windstorm coverage in certain areas including Hialeah. An agent can also explain the state 30 day grace period for premium payments and how to file a claim after a hurricane.
Frequently Asked Questions
What does a home insurance agent in Hialeah do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like windstorm and flood insurance which are important in Florida. They also assist with claims and policy changes.
Is windstorm insurance required in Hialeah Florida?
Florida law requires insurers to offer windstorm coverage to homeowners in certain areas including Hialeah. You can choose to accept or reject this coverage in writing. An agent can help you understand the cost and benefits.
How long do I have to file a home insurance claim in Florida?
In Florida you generally have one year from the date of loss to file a property insurance claim. Some policies may have shorter deadlines for specific perils like sinkholes. Check your policy or ask your agent for exact time limits.
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