Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 home insurance agents in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harris Insurance Services, Inc.
123 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
(850) 244-2111
harrisinsurance.com
Michael Cheney: Allstate Insurance
7 Racetrack Rd NE, Fort Walton Beach, FL 32547
(850) 974-3993
agents.allstate.com
Jennifer Schweikert - State Farm Insurance Agent
423 Racetrack Rd NE, Fort Walton Beach, FL 32547
(850) 226-7949
insuredbyjen.com
Norton Insurance Of Florida
102 Beal Pkwy SW, Fort Walton Beach, FL 32548
(850) 244-1574
norton-insurance.com
Courtney Simpson - State Farm Insurance Agent
24 Eglin Pkwy NE, Fort Walton Beach, FL 32548
(850) 863-9212
insuredbycourtney.com
Acceptance Insurance
242 Eglin Pkwy NE A, Fort Walton Beach, FL 32547
(850) 204-3726
locations.acceptance.com
Haven De La Costa Insurance Agency
501 Mary Esther Cut Off NW #8, Fort Walton Beach, FL 32548
(850) 496-2473
havendelacostains.com
GreatFlorida Insurance: Bryan Mcgehee
745 Beal Pkwy NW Unit 3, Fort Walton Beach, FL 32547
(850) 314-0111
ftwaltonbeach.greatflorida.com
Panhandle Insurance Agency
98 Oakhill Ave, Fort Walton Beach, FL 32547
(850) 610-1857
panhandleinsuranceagency.com
Emerald Coast Insurance Agency
103 Hollywood Blvd NW suite c, Fort Walton Beach, FL 32548
(850) 243-7196
emeraldcoastinsurance.net
Term Brokers Insurance Services
348 Miracle Strip Pkwy SW Ste 30-A, Fort Walton Beach, FL 32548
(850) 864-2000
termbrokersinsurance.com
Stephen McMullen: Allstate Insurance
240A Eglin Pkwy NE, Fort Walton Beach, FL 32547
(850) 243-7158
agents.allstate.com
Larry Patrick - State Farm Insurance Agent
184 Eglin Pkwy NE Ste 1, Fort Walton Beach, FL 32548
(850) 244-3000
patrickagency.com
Sullivan Insurance Of Nw Florida, Inc.
102 Beal Pkwy SW, Fort Walton Beach, FL 32548
(850) 244-1574
dansullivaninsurance.com
Russell Gunter & Associates Insurance
108 Eglin Pkwy SE, Fort Walton Beach, FL 32548
(850) 374-3262
rg-ins.com
Standard Insurance CO
5 Racetrack Rd NE, Fort Walton Beach, FL 32547
(850) 203-0852
standardinsurance.net
Gulfside Insurance of FWB Inc.
3 Racetrack Rd NW, Fort Walton Beach, FL 32547
(850) 243-0300
gulfsideinsfwbfla.com
Waldorff Insurance & Bonding
45 Eglin Pkwy NE, Fort Walton Beach, FL 32548
(850) 581-4925
waldorffinsurance.com
Fort Walton Beach Insurance
2018 Lewis Turner Blvd, Fort Walton Beach, FL 32547
(850) 862-8082
fortwaltonbeachinsurance.com
What Does a Home Insurance Agent in Fort Walton Beach Cost?
Typical home insurance costs in Fort Walton Beach range from 1500 to 4000 dollars per year for a standard single-family home, depending on coverage limits and deductibles. Windstorm coverage adds significant cost, and flood insurance averages 700 to 1200 dollars annually. Actual premiums vary by home age, construction, and location. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Fort Walton Beach do?
A home insurance agent helps you compare policies from multiple carriers to find coverage that meets Florida requirements. They can explain windstorm deductibles and flood insurance options specific to Okaloosa County.
Is flood insurance required in Fort Walton Beach?
Flood insurance is not required by Florida law, but mortgage lenders often require it for homes in high-risk flood zones. Fort Walton Beach has many properties in Special Flood Hazard Areas, so an agent can help you purchase a separate NFIP or private flood policy.