The top-rated home insurance agent in Fort Pierce, Florida is GreatFlorida Insurance: Lazim Chowdhury, rated 4.9 stars across 576 reviews. Other highly rated options include Breakwater Insurance, Yvennette Servius - State Farm Insurance Agent, Univista Insurance. This directory lists 20 home insurance agents serving Fort Pierce.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GreatFlorida Insurance: Lazim Chowdhury | 2310 S Federal Hwy | (772) 465-8551 |
| 2 | Breakwater Insurance | 101 N US Hwy 1 Suite 216 | (772) 828-3769 |
| 3 | Yvennette Servius - State Farm Insurance Agent | 4075 Virginia Ave | (772) 461-6622 |
| 4 | Univista Insurance | 1401 S US Hwy 1 | (772) 464-0712 |
| 5 | Nate Reighard - State Farm Insurance Agent | 2301 Sunrise Blvd | (772) 461-7900 |
| 6 | S E Benchmark Agency, INC | 2138 N US Hwy 1 | (772) 742-2626 |
| 7 | Mary Payne: Allstate Insurance | 4001 Virginia Ave Ste B | (772) 461-3969 |
| 8 | Equality Insurance & Financial | 2417 Okeechobee Rd | (772) 466-7045 |
| 9 | Kretschmer Insurance | 2401 W Midway Rd | (772) 467-6656 |
| 10 | Atlantic Coastal Insurance Inc | 5214 Okeechobee Rd # B | (772) 466-8408 |
GreatFlorida Insurance: Lazim Chowdhury serves Fort Pierce and the surrounding St. Lucie County area as a local home insurance agent. It helps homeowners secure coverage for their property against common regional risks such as windstorms and hurricanes. The agency works with clients to find policies that protect their dwelling and personal belongings. It also offers guidance on liability coverage and additional living expenses after a covered loss, handling both new policies and policy renewals.
Breakwater Insurance provides a range of home insurance agent services for residential and commercial clients in Fort Pierce, FL. It offers assistance with policy selection, coverage analysis, and claims support for homeowners. The company works with property owners to review their individual insurance needs and recommend appropriate plans. It services single-family homes, apartments, retail storefronts, and local restaurants throughout the Fort Pierce area.
Yvennette Servius - State Farm Insurance Agent in Fort Pierce, FL serves local homeowners, property managers, and businesses by offering home insurance policies tailored to protect residential structures and personal property. The agency assists clients in selecting appropriate coverage limits and navigating claims processes to safeguard their assets against common regional risks such as storms and flooding. Residents seeking reliable home protection also find its services accessible throughout nearby Port St. Lucie and the surrounding St. Lucie County area.
Univista Insurance serves the Fort Pierce, Florida, area as a local Home Insurance Agent. The agency assists residents in securing coverage for their houses, including protection against wind and flood damage common in this region. Policies are designed to safeguard both the structure and personal belongings from unexpected events. Homeowners can consult with the agent regarding standard coverage options and additional endorsements. This agency handles property insurance applications and policy renewals for homes within St. Lucie County.
Nate Reighard - State Farm Insurance Agent serves home insurance clients in Fort Pierce and the surrounding St. Lucie County communities. It handles property coverage, liability protection, and policies for homeowners, condominium owners, and renters. The agent works to tailor each policy to a client’s specific dwelling needs and local weather risks. To handle a typical job, a detailed review of the property’s value and the client’s coverage gaps is conducted, followed by a personalized comparison of available policy options.
S E Benchmark Agency, INC distinguishes between one-time policy adjustments and the ongoing service of annual policy reviews to match evolving coverage needs. As a home insurance agent in Fort Pierce, FL, the agency assists clients in securing protection for their property against common regional hazards such as wind and hail. Coverage consultations typically include dwelling, personal property, and liability options tailored to individual situations. This agent provides service on a scheduled basis throughout the year, coordinating with clients before policy renewal dates.
Serving as a local home insurance agent, Mary Payne: Allstate Insurance offers tailored homeowners policies in Fort Pierce, FL. It also handles renters and condo coverage alongside auto and life insurance needs. The agency works to help clients secure protection that fits their property and budget. Seasonal storms often bring wind and flood concerns, and the office assists residents with reviewing their coverage before the hurricane season arrives.
As hurricane season approaches the Treasure Coast, homeowners in Fort Pierce need reliable coverage to protect their properties from storm damage. Equality Insurance & Financial serves as a home insurance agent, helping individuals and families navigate available policy options suited to coastal living. The company works with local residents to identify coverage that aligns with their specific home structures and risk factors. An initial assessment of the property and its existing protection needs begins with a straightforward inspection to evaluate the home’s current condition.
Kretschmer Insurance provides homeowners in Fort Pierce, Florida, with coverage for their residential properties. The company can structure policies to include supplemental protections such as flood and windstorm coverage, which are relevant for properties along the Atlantic coast. Agents work with clients to assess rebuilding costs and personal liability needs for single-family houses. Kretschmer Insurance also carries policies for commercial property exposures, including offices, warehouses, and food service operations.
Atlantic Coastal Insurance Inc provides residential home insurance services for property owners in Fort Pierce, Florida. The agency also offers commercial coverage policies for local businesses throughout the surrounding area. Policies are designed to protect against common regional risks such as storm and flood damage. Clients can consult with the agency to review their coverage needs between regular policy renewals, ensuring that their protection remains appropriate as circumstances change.
What Does a a Home Insurance Agent in Fort Pierce Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy, but Fort Pierce rates can be higher due to hurricane risk. Windstorm coverage alone can add $1,000 to $3,000 annually. Flood insurance through the NFIP averages about $700 to $1,200 per year for most homes. Actual costs depend on your homes value, age, construction type, and distance from the coast. This is general information and not insurance advice.
About home insurance agents in Fort Pierce
Home insurance agents in Fort Pierce Florida help residents find coverage that meets Florida law requirements. Florida statutes require windstorm and flood coverage considerations for coastal properties like those in St Lucie County. Agents can explain how local hurricane risks affect your policy options and premiums.
Frequently Asked Questions
What does a home insurance agent in Fort Pierce do?
A home insurance agent in Fort Pierce helps you compare policies from different insurance companies. They explain Florida specific coverages like windstorm protection and sinkhole coverage. They also assist with filing claims and updating your policy after home improvements.
Do I need flood insurance for my Fort Pierce home?
Flood insurance is not required by Florida law for all homes, but mortgage lenders often require it for properties in high risk flood zones. Fort Pierce is near the coast and many areas are in Special Flood Hazard Areas. An agent can check your flood zone and help you buy a separate flood policy through the NFIP or a private insurer.
How do Florida insurance laws affect my home policy in Fort Pierce?
Florida law requires insurers to offer windstorm coverage for homes in coastal areas like Fort Pierce. The law also gives you a 3 day right to cancel a new policy without penalty. Agents must follow Florida insurance regulations regarding disclosures and claim handling timelines.
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