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Directory of home insurance agents in Estero, Florida. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 home insurance agents in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Regency Insurance Group a Hilb Group Company
23190 Fashion Dr p216, Estero, FL 33928
(239) 628-4344
regencyins.com
Rich Mathews - State Farm Insurance Agent
9510 Corkscrew Palms Cir #4, Estero, FL 33928
(239) 992-8896
richmathewsagency.com
Ted Todd Insurance: Allstate Insurance
23160 Fashion Dr Ste 223, Estero, FL 33928
(239) 561-1100
agents.allstate.com
Mike Arcentales: Allstate Insurance
24201 Walden Center Dr Ste 206, Estero, FL 34134
(239) 947-4333
agents.allstate.com
Brightway Insurance, The Dorrian Agency
19970 S Tamiami Trl #104, Estero, FL 33928
(239) 280-5480
brightway.com
Lane Insurance Group
Located in the Galleria, 21105 Design Parc Ln #103, Estero, FL 33928
(239) 947-7474
laneinsurancegroup.com
Charley Insurance
23160 Fashion Dr #226, Estero, FL 33928
(239) 280-5555
heycharley.com
Sagacity Insurance Professionals
10600 Chevrolet Way Suite 224, Estero, FL 33928
(239) 533-9755
sagacityip.com
State Insurance USA, LLC
10600 Chevrolet Way #107, Estero, FL 33928
(239) 567-9992
stateinsuranceusa.com
Coastline Insurance Group, Inc.
23190 Fashion Dr #210, Estero, FL 33928
(239) 217-6005
coastlineagents.com
Responsive Insurance Inc
9470 Corkscrew Palms Cir #103, Estero, FL 33928
(239) 596-3177
responsiveinsurance.com
GreatFlorida Insurance: Keith Wilson
20461 S Tamiami Trl Unit 22, Estero, FL 33928
(239) 495-3636
estero.greatflorida.com
Parlin Insurance Agency
23160 Fashion Dr #217, Estero, FL 33928
(239) 263-3141
parlininsurance.com
Brightway Insurance, The Bolinger Agency
23160 Fashion Dr Ste 217 12, Estero, FL 33928
(239) 236-2226
brightway.com
Home insurance agents in Estero Florida help residents find coverage that meets state requirements and protects against local risks like hurricanes. Florida law mandates that insurers offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. Agents also guide homeowners through the claims process and help with flood insurance needs.
What Does a Home Insurance Agent in Estero Cost?
Typical home insurance costs in Florida range from 1500 to 4000 per year for a standard policy depending on the home value location and coverage limits. Windstorm coverage adds 500 to 2000 annually. Flood insurance through NFIP averages 700 to 1000 per year. Costs vary by situation based on your homes age construction and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Estero do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Florida specific coverages like windstorm and sinkhole protection. They also assist with policy changes and claims filing.
Is windstorm insurance required in Estero Florida?
Florida law requires insurers to offer windstorm coverage but homeowners do not have to buy it. However mortgage lenders often require it. An agent can help you understand your options and find a policy that meets your needs.
How do Florida insurance laws affect my home policy?
Florida has a 90 day claims filing window for property damage and a 5 year statute of limitations for lawsuits. Agents can explain these deadlines and how they affect your coverage. They also help you comply with the state's building code requirements for discounts.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.