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Find Home Insurance Agents Near You in Estero, FL

Browse home insurance agents serving Estero, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,371 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Mike Arcentales: Allstate Insurance. This directory lists 14 home insurance agents serving Estero.

Showing 14 home insurance agents in Estero, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Regency Insurance Group a Hilb Group Company23190 Fashion Dr p216(239) 628-4344
2Ted Todd Insurance: Allstate Insurance23160 Fashion Dr Ste 223(239) 561-1100
3Rich Mathews - State Farm Insurance Agent9510 Corkscrew Palms Cir #4(239) 992-8896
4Mike Arcentales: Allstate Insurance24201 Walden Center Dr Ste 206(239) 947-4333
5Brightway Insurance, The Dorrian Agency19970 S Tamiami Trl #104(239) 280-5480
6Lane Insurance GroupLocated in the Galleria, 21105 Design Parc Ln #103(239) 947-7474
7Charley Insurance23160 Fashion Dr #226(239) 280-5555
8Sagacity Insurance Professionals10600 Chevrolet Way Suite 224(239) 533-9755
9State Insurance USA, LLC10600 Chevrolet Way #107(239) 567-9992
10Coastline Insurance Group, Inc.23190 Fashion Dr #210(239) 217-6005
RI
23190 Fashion Dr p216
Regency Insurance Group a Hilb Group Company
Home Insurance Agent · Estero, FL

Regency Insurance Group, a Hilb Group Company, serves homeowners in Lee County and the greater Estero, Florida area. It provides home insurance policies designed to protect residential properties against common regional risks. The agency works with multiple insurance carriers to offer coverage for a variety of housing types in Southwest Florida. Clients can discuss standard dwelling protection and optional flood insurance through this local agency.

TT
23160 Fashion Dr Ste 223
Ted Todd Insurance: Allstate Insurance
Home Insurance Agent · Estero, FL

Ted Todd Insurance: Allstate Insurance serves homeowners, landlords, and property managers in the Estero area. The agency provides standard home insurance policies, covering structures, personal belongings, and liability protection for local residences. It also offers additional coverage options for natural disasters and weather-related damage common to Southwest Florida. Property owners seeking customized policies for rental or investment properties may consult the agency for tailored solutions. The agency extends its services to cover neighboring communities such as Bonita Springs.

RM
9510 Corkscrew Palms Cir #4
Rich Mathews - State Farm Insurance Agent
Home Insurance Agent · Estero, FL

Rich Mathews - State Farm Insurance Agent in Estero, FL, provides a full range of home insurance options, including standard policies for dwelling and personal property coverage. It also offers customized endorsements to add protection for specific valuables or liabilities. The agency assists with claim filing and policy reviews to help clients adjust their plans as needs change. Its services extend to insuring single-family homes, apartments, retail spaces, and restaurants throughout the local area.

MA
24201 Walden Center Dr Ste 206
Mike Arcentales: Allstate Insurance
Home Insurance Agent · Estero, FL

Mike Arcentales: Allstate Insurance serves Estero, Florida, and the surrounding communities in Southwest Florida, including Bonita Springs and Fort Myers. The agency handles home insurance policies that protect single-family homes, condominiums, and rental properties from weather-related risks common to the region, such as hurricanes and heavy storms. Coverage options are reviewed with each client to help find a reasonable level of protection for the structure and personal belongings. The typical job begins by assessing the property’s rebuild value and discussing the customer’s specific risk concerns to tailor the policy accordingly.

BI
19970 S Tamiami Trl #104
Brightway Insurance, The Dorrian Agency
Home Insurance Agent · Estero, FL

Brightway Insurance, The Dorrian Agency in Estero, FL, assists homeowners with both one-time policy purchases and recurring coverage programs designed to protect residential property. The agency works to match clients with home insurance plans that cover the structure, belongings, and liability against regional weather risks. Policyholders can choose between a one-off transaction for a single property or a scheduled, ongoing relationship that allows for periodic updates. Service is provided on either a one-time basis for immediate needs or a scheduled, recurring schedule for long-term coverage.

LI
Located in the Galleria, 21105 Design Parc Ln #103
Lane Insurance Group
Home Insurance Agent · Estero, FL

Lane Insurance Group specializes in crafting tailored home insurance policies that protect the structure and personal property of residences in Estero, Florida. The agency provides comprehensive coverage options for local homeowners, carefully explaining policy details and exclusions to ensure clients are properly protected. Representatives assist with risk assessments regarding flood zones and routine policy reviews to address changing coverage needs. The company frequently helps homeowners adjust coverage limits before the active Atlantic hurricane season, ensuring adequate protection against potential storm damage and wind-related claims.

CI
23160 Fashion Dr #226
Charley Insurance
Home Insurance Agent · Estero, FL

As hurricane season approaches in Estero, homeowners often seek coverage that addresses wind and flood risks. Charley Insurance responds with customized home insurance policies designed for Florida’s unique coastal conditions. The agency guides clients through standard homeowners options as well as supplementary protections commonly needed in this region. Each policy review accounts for property age, construction materials, and proximity to the Gulf. Protection begins with a thorough initial consultation and an inspection of the home’s roof, windows, and overall structural integrity.

SI
10600 Chevrolet Way Suite 224
Sagacity Insurance Professionals
Home Insurance Agent · Estero, FL

Sagacity Insurance Professionals works with Estero residents to secure coverage for their homes and personal property. The agency focuses on standard home insurance policies, and can add endorsements like flood or windstorm protection as needed for this coastal area. Services are available for single-family houses, condominiums, and rental properties. Commercial clients can also get coverage, including for offices, warehouses, and food service operations.

SI
10600 Chevrolet Way #107
State Insurance USA, LLC
Home Insurance Agent · Estero, FL

State Insurance USA, LLC helps homeowners in Estero, Florida, secure coverage for their residence and can also arrange specialized endorsements to protect personal property, liability risks, or high-value items. These policy options address hurricane-related deductibles and water damage concerns common across the region. The company serves residential properties along with commercial sectors including offices, warehouses, and food service establishments.

CI
23190 Fashion Dr #210
Coastline Insurance Group, Inc.
Home Insurance Agent · Estero, FL

Coastline Insurance Group, Inc. provides residential home insurance coverage to property owners in Estero and the surrounding area. Commercial coverage options are also available for local businesses seeking to protect their assets. The agency assists policyholders by reviewing existing coverage to address changing needs within this Florida region. Following the initial consultation and policy setup, clients can expect dedicated support with regular policy reviews and service adjustments before each renewal period.

RI
9470 Corkscrew Palms Cir #103
Responsive Insurance Inc
Home Insurance Agent · Estero, FL
(239) 596-3177
responsiveinsurance.com
GI
20461 S Tamiami Trl Unit 22
GreatFlorida Insurance: Keith Wilson
Home Insurance Agent · Estero, FL
(239) 495-3636
estero.greatflorida.com
PI
23160 Fashion Dr #217
Parlin Insurance Agency
Home Insurance Agent · Estero, FL
(239) 263-3141
parlininsurance.com
BI
23160 Fashion Dr Ste 217 12
Brightway Insurance, The Bolinger Agency
Home Insurance Agent · Estero, FL
(239) 236-2226
brightway.com/agencies/fl/estero/0732

What Does a a Home Insurance Agent in Estero Cost?

Typical home insurance costs in Florida range from 1500 to 4000 per year for a standard policy depending on the home value location and coverage limits. Windstorm coverage adds 500 to 2000 annually. Flood insurance through NFIP averages 700 to 1000 per year. Costs vary by case based on your homes age construction and claims history. This is general information not insurance advice.

About home insurance agents in Estero

Home insurance agents in Estero Florida help residents find coverage that meets state requirements and protects against local risks like hurricanes. Florida law mandates that insurers offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. Agents also guide homeowners through the claims process and help with flood insurance needs.

Frequently Asked Questions

What does a home insurance agent in Estero do?

A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Florida specific coverages like windstorm and sinkhole protection. They also assist with policy changes and claims filing.

Is windstorm insurance required in Estero Florida?

Florida law requires insurers to offer windstorm coverage but homeowners do not have to buy it. However mortgage lenders often require it. An agent can help you understand your options and find a policy that meets your needs.

How do Florida insurance laws affect my home policy?

Florida has a 90 day claims filing window for property damage and a 5 year statute of limitations for lawsuits. Agents can explain these deadlines and how they affect your coverage. They also help you comply with the state's building code requirements for discounts.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.