Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 home insurance agents in Destin, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Morrow: Allstate Insurance
3997 Commons Dr W Ste H, Destin, FL 32541
(850) 650-0600
agents.allstate.com
Liufau McCall Insurance Group
36008 Emerald Coast Pkwy Suite 601B, Destin, FL 32541
(850) 460-7490
destininsuranceagent.com
The Baldwin Group (formerly Affordable Home insurance)
4008 Legendary Dr Suite 400, Destin, FL 32541
(850) 654-1567
baldwin.com
Lucleon Insurance
305 Mountain Dr Ste G, Destin, FL 32541
(850) 361-2882
lucleoninsurance.com
Jim Liufau - State Farm Insurance Agent
36008 Emerald Coast Pkwy Ste 401, Destin, FL 32541
(850) 837-1329
jimliufau.com
Aqua Bay Insurance
4507 Furling Ln STE 201, Destin, FL 32541
(850) 269-0686
aquabayins.com
Norton Insurance of Florida
4012 Commons Dr W STE 118, Destin, FL 32541
(850) 244-1574
norton-insurance.com
Asshield Insurance
415 Mountain Dr STE 3, Destin, FL 32541
(850) 684-0164
asshield.com
Acentria Insurance
4634 Gulfstarr Dr, Destin, FL 32541
(850) 650-1950
acentria.com
Synergy Insurance Destin
853 US-98, Destin, FL 32541
(850) 610-1709
Smile Insurance Agency
529 US-98, Destin, FL 32541
(850) 470-1646
Destin Insurance Group
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242
destininsurance.com
Waterfield & Associates Inc.
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242
destininsurance.com
New York Life
225 Main St, Destin, FL 32541
(850) 650-3029
timkersanac.com
What Does a Home Insurance Agent in Destin Cost?
Home insurance costs in Destin Florida typically range from 1500 to 4000 dollars per year for a standard policy. Windstorm and flood coverage can add 500 to 2000 dollars or more depending on your home value and location. Actual costs vary by property age construction type and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Destin do?
A home insurance agent in Destin helps you find a policy that covers your home and belongings. They explain Florida specific coverages like windstorm and flood insurance. They also help you file claims and adjust coverage as your needs change.
Is flood insurance required in Destin Florida?
Flood insurance is not required by Florida state law but is often required by mortgage lenders for homes in high risk flood zones. Destin is a coastal community so many properties fall into these zones. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How does Florida law affect home insurance in Destin?
Florida law requires insurers to offer windstorm coverage in coastal areas like Destin. The state also has a 90 day deadline to file a property insurance claim after a loss. Agents must follow Florida insurance regulations and disclose policy details clearly to homeowners.