The top-rated home insurance agent in Deltona, Florida is Butler Insurance Services, rated 5.0 stars across 176 reviews. Other highly rated options include Rich Howes: Allstate Insurance, Ian Markowitz - State Farm Insurance Agent, Alternative Insurance Agency. This directory lists 12 home insurance agents serving Deltona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler Insurance Services | 2031 Saxon Blvd suite# 102 | (386) 202-6898 |
| 2 | Rich Howes: Allstate Insurance | 674 Deltona Blvd | (386) 574-4777 |
| 3 | Ian Markowitz - State Farm Insurance Agent | 3140 Howland Blvd #100 | (386) 218-6888 |
| 4 | Alternative Insurance Agency | 1235 Providence Blvd Suite N | (386) 575-2300 |
| 5 | Cynthia Blomquist - State Farm Insurance Agent | 2802 Howland Blvd | (386) 789-7810 |
| 6 | Mel Himes & Associates Insurance Agency, Inc | 892 Deltona Blvd | (386) 574-3030 |
| 7 | Sunsure Insurance - Florida Blue Agency | 1229 Providence Blvd Suite F | (386) 878-4243 |
| 8 | Deltona Insurance, Inc. | 1705 Providence Blvd | (386) 575-2831 |
| 9 | Covyrd Life | 1440 E Normandy Blvd | (386) 298-8838 |
| 10 | Webb Insurance Options | 3350 Roland Dr | (407) 321-3355 |
Butler Insurance Services serves the Deltona, Florida area as a home insurance agent. The company works with local homeowners to find policies that protect single-family dwellings and condominiums against regional weather risks. Standard coverage options include dwelling protection and liability coverage for properties in this community. The agency also assists with personal property endorsements and flood insurance policies for homes near Central Florida waterways.
Rich Howes: Allstate Insurance provides a complete range of home insurance services for property owners in Deltona, Florida. The agency offers standard homeowners policies along with routine coverage reviews and plan adjustments to meet changing needs. Maintenance plans are available to help clients protect their investment through regular policy checkups and claim guidance. The company services single-family homes, apartments, retail spaces, and local restaurants throughout the area.
Ian Markowitz - State Farm Insurance Agent in Deltona, FL, provides essential home insurance policies that protect residential structures and personal belongings from common perils. Service plans offered include customized coverage options, annual policy reviews to adjust for changing home values, and dedicated claims assistance to guide clients through filing and recovery processes. This local agency services single-family homes, apartments, retail spaces, and restaurants.
Alternative Insurance Agency serves the Deltona, Florida area and the surrounding communities of Orange City, DeBary, and Lake Helen. The agency handles residential home insurance policies tailored to protect local homeowners from common regional risks, including hurricane damage, sinkholes, and seasonal storms. Each client’s individual property needs are reviewed to select appropriate coverage limits and deductibles. To close a typical policy, the agency conducts a thorough property assessment and explains the specific protections included in the chosen plan.
Cynthia Blomquist - State Farm Insurance Agent serves homeowners, businesses, and property managers in Deltona, Florida, by offering home insurance policies that help protect residential and commercial structures. An agent in this metro area assists clients with coverage for dwellings, personal property, and liability risks. Individualized consultations allow customers to discuss insurance needs and consider available deductibles and policy options. This agency also provides services to neighboring communities such as Orange City and DeBary.
Homeowners seeking property coverage can choose between a one-time policy purchase and an ongoing service relationship that adjusts as needs change. Mel Himes & Associates Insurance Agency, Inc in Deltona, FL provides home insurance agent services to local residents, helping them identify appropriate coverage for their individual dwellings and personal property. Common policy considerations include dwelling protection, liability coverage, and contents insurance. This agency’s service runs on an as-needed basis, whether for an initial policy setup, an annual renewal review, or a mid-term coverage adjustment.
Sunsure Insurance - Florida Blue Agency specializes in tailoring homeowners policies to cover hurricane wind damage and flood exposure, and provides standard home insurance for dwelling, personal property, and liability protection. Located in Deltona, FL, the agency serves homeowners by clarifying coverage options and deductibles specific to Florida’s unique weather risks. It assists clients with adjusting policies or filing claims following severe storm events or seasonal wildfire threats.
As a home insurance agent, Deltona Insurance, Inc. provides personal and residential property coverage for the Deltona area. Its general work includes policies for homeowners, renters, and landlords, with tailored add-ons such as flood, water backup, and personal liability protection. The agency structures policies to address local weather risks and common coverage gaps. Its commercial services can extend to offices, warehouses, and food service operations, offering customized protection for distinct business properties and their liability exposures.
Covyrd Life provides residential home insurance services to homeowners in Deltona, Florida, along with commercial coverage for local businesses in the surrounding area. As an independent agency, it works with multiple carriers to help clients find policies that fit their needs. Regularly scheduled follow-up is available to review coverage changes and ensure that policies remain aligned with current property values between each annual renewal visit.
When hurricane season brings heavy rain and strong winds to Deltona, homeowners start thinking about protecting their property. Webb Insurance Options helps local residents find coverage that fits the specific risks of Central Florida living. The company reviews existing policies and identifies gaps that could leave a home vulnerable after a storm or unexpected fire. Whether a client owns a new build or an older coastal bungalow, the focus stays on matching coverage to actual construction and location needs. An onsite walkthrough and property inspection begins the process.
What Does a a Home Insurance Agent in Deltona Cost?
The average cost of home insurance in Deltona Florida is around $2,500 to $4,000 per year for a typical single family home. Premiums vary based on the home age roof condition and distance from the coast. Florida has high insurance costs due to hurricane risk and litigation expenses. This is general information and not insurance advice.
About home insurance agents in Deltona
Home insurance agents in Deltona Florida help homeowners find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer windstorm coverage and agents can explain the Florida Building Code compliance discounts. Deltona properties often need flood insurance since the city is inland but near the St. Johns River floodplain.
Frequently Asked Questions
What does a home insurance agent in Deltona do?
A home insurance agent helps you compare policies from different carriers to find coverage for your Deltona home. They explain Florida specific requirements like the 3 day cancellation right and the 60 day notice for non renewal. Agents also advise on wind mitigation inspections which can lower your premium.
Is flood insurance required for homes in Deltona?
Flood insurance is not required by Florida state law but mortgage lenders may require it if your home is in a FEMA flood zone. Many Deltona properties are in Zone AE or X so an agent can check your flood map status. The National Flood Insurance Program offers policies with a 30 day waiting period before coverage starts.
How does Florida law affect home insurance policies in Deltona?
Florida law mandates that insurers provide a disclosure about sinkhole coverage and offer it as an option. The state also has a 90 day deadline for insurers to pay or deny claims after a loss. Agents can explain the Florida Insurance Guaranty Association which protects policyholders if an insurer becomes insolvent.
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