The top-rated home insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Insurance World of Delray, K2 Insurance. This directory lists 18 home insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 4 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 5 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 6 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 7 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 8 | Marion Fazio - State Farm Insurance Agent | 805 George Bush Blvd | (561) 276-0330 |
| 9 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 10 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
Imperial Insurance & Tax in Delray Beach, Florida works with homeowners to distinguish between the one-time purchase of a policy and the recurring annual renewal process required to maintain continuous protection. Their home insurance agents guide clients in selecting coverage tailored to protecting the dwelling and personal property against common regional risks like wind and storm damage. Ongoing policy reviews are offered to adjust deductibles or limits as needs change. Service is provided on both a one-time initial setup basis and then as a scheduled renewal service each year.
Estrella Insurance in Delray Beach, Florida provides specialized coverage for homeowners, including protection for dwelling structures and personal property. The agency also assists with general insurance services, such as liability coverage and additional living expenses after a covered loss. Policyholders receive guidance on securing policies that account for local risks, including hurricane damage and flooding. As seasonal storms approach, Estrella Insurance helps clients review deductibles and ensure adequate protection for their properties during the Atlantic hurricane season.
Insurance World of Delray, located in Delray Beach, FL, provides a range of home insurance services, including policy reviews, coverage evaluations, and claim assistance. Its service plans help clients understand policy details and adjust coverage as needs change over time. The agency assists homeowners in protecting their properties against common regional risks, such as storms and flooding. It services single-family homes, apartments, retail spaces, and restaurants.
K2 Insurance in Delray Beach, Florida, helps homeowners, landlords, and property managers find coverage for residential properties. The agency works with clients to build policies that protect against storm damage, fire, and liability issues common to coastal South Florida homes. Customers rely on the agency for personalized assistance in navigating complex insurance options. In addition to serving Delray Beach, K2 Insurance offers home insurance services for residents and property investors in nearby Boca Raton.
We Insure Del Ray Beach - Jay Lerner serves home insurance clients in Palm Beach County, Florida, and the surrounding Delray Beach area. The agency specializes in securing coverage tailored to the region’s unique coastal property risks. Standard homeowners policies are arranged for single-family homes, condominiums, and townhouses. They also handle specific policies for windstorm protection and flood insurance, which are commonly needed in this part of South Florida.
For home insurance coverage in Delray Beach, Florida, John Peters – State Farm Insurance Agent provides both a one‑time policy purchase and ongoing, renewable service to adjust coverage as needs evolve. The agency focuses on protecting homes from common regional threats, including hurricane damage and liability risks, by tailoring plans to each property’s value and location. Service is provided on an as‑needed basis, with agents available for claims assistance and policy reviews whenever a client requests help.
As a home insurance agent in Delray Beach, Florida, Sunny Jack: Allstate Insurance specializes in crafting tailored dwelling coverage to protect residential properties. It provides general service work by helping local homeowners select appropriate policy limits and deductibles for their individual needs. The agent assists with bundling home and auto policies for potential savings, and it reviews personal property endorsements to safeguard valuables. During hurricane season, Sunny Jack guides clients in reviewing windstorm deductibles and understanding storm surge exclusions to ensure adequate protection before a major storm arrives.
Marion Fazio - State Farm Insurance Agent serves Delray Beach and the surrounding South Florida communities with home insurance coverage. The agency handles standard homeowners policies as well as protection for condominiums and rental properties in the local area. Common insurance needs in this region include windstorm and flood coverage due to the coastal climate. To handle a typical job, the agent begins by reviewing the client’s specific property details and risk factors before matching them with a suitable policy from available options.
In the rainy summer season in Delray Beach, securing a property against potential water damage becomes a primary concern. Kapital Insurance, Inc serves local homeowners by explaining policy options that cover storm-related perils. The company works to match each client with appropriate dwelling coverage and liability protection. To begin the process of obtaining a policy, an agent will schedule a thorough property walkthrough to photograph the home's exterior and interior.
What Does a a Home Insurance Agent in Delray Beach Cost?
Home insurance costs in Delray Beach vary based on the home value, location, and coverage level. Average annual premiums in Florida range from 1,500 to 4,000 dollars for standard policies. Homes near the coast or with older roofs may cost more. This is general information and not insurance advice.
About home insurance agents in Delray Beach
Home insurance agents in Delray Beach help residents find coverage that meets Florida specific requirements. Florida law mandates windstorm coverage in certain zones and requires insurers to offer sinkhole loss coverage. A local agent can explain these rules and help you compare policies from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Delray Beach do?
A home insurance agent helps you find a policy that covers your home against common Florida perils like hurricanes and sinkholes. They explain coverage options, deductibles, and exclusions. They also assist with claims and policy changes.
Do I need flood insurance in Delray Beach?
Flood insurance is not required by Florida law for most homes, but mortgage lenders often require it if you are in a flood zone. Delray Beach is near the coast, so flood risk is higher. An agent can help you get a policy through the National Flood Insurance Program.
How does Florida law affect my home insurance policy?
Florida law requires insurers to offer sinkhole coverage and windstorm coverage in designated areas. The state also has a 90 day window to investigate claims after a loss. An agent can explain these legal requirements and how they apply to your policy.
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