Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 home insurance agents in Cutler Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ellie Mills - State Farm Insurance Agent
20330 Old Cutler Rd, Cutler Bay, FL 33189
(305) 238-8688
gotmills.com
Estrella Insurance
20214 Old Cutler Rd, Cutler Bay, FL 33189
(305) 232-7690
agents.estrellainsurance.com
Choice One Insurance
18400 SW 97th Ave STE 101, Cutler Bay, FL 33157
(305) 252-1873
choiceoneinsurance.net
Del Toro Insurance
18651 S Dixie Hwy, Cutler Bay, FL 33157
(305) 252-1009
deltoroinsurance.com
Univista Insurance
18932 S Dixie Hwy, Cutler Bay, FL 33157
(305) 433-7393
univistainsurance.com
Greisy Cabanas - State Farm Insurance Agent
9730 SW 184th St, Cutler Bay, FL 33157
(305) 233-4242
greisy4ins.com
Claudia's Insurance Inc
18901 SW 106th Ave #132, Cutler Bay, FL 33157
(786) 293-9141
claudiasinsurance.com
Lumina Insurance At Cutler Bay
20250 S Dixie Hwy Ste 202, Cutler Bay, FL 33189
(786) 409-0930
luminainsuranceatcutlerbay.com
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray
20325 Old Cutler Rd, Cutler Bay, FL 33189
(786) 685-2962
goosehead.com
Sure Insurance Agency
20555 Old Cutler Rd, Cutler Bay, FL 33189
(305) 203-0289
Bayside Insurance Inc
10665 SW 190th St STE 3210, Cutler Bay, FL 33157
(305) 235-5704
What Does a Home Insurance Agent in Cutler Bay Cost?
Home insurance costs in Cutler Bay Florida vary by home value and location. Average annual premiums for a single family home range from 2000 to 5000 dollars. Homes near the coast or with older roofs may cost more. Windstorm coverage adds to the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Cutler Bay do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain Florida specific coverages like windstorm and sinkhole protection. They also assist with policy changes and claims questions.
Do I need flood insurance in Cutler Bay Florida?
Flood insurance is not required by Florida state law but may be required by your mortgage lender if you live in a flood zone. Cutler Bay is near the coast so flood risk is higher. An agent can help you get a policy through the National Flood Insurance Program.
How does Florida windstorm coverage work for Cutler Bay homes?
Florida law requires insurers to offer windstorm coverage in high risk areas including Cutler Bay. If you cannot find private coverage you may use the Florida Citizens Property Insurance Corporation. An agent can explain deductibles and coverage limits for wind damage.