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Directory of home insurance agents in Spanish Fort, Alabama. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Spanish Fort, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 10 home insurance agents in Spanish Fort, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lad Drago - State Farm Insurance Agent
7623 Spanish Fort Blvd, Spanish Fort, AL 36527
(251) 626-1237
laddragoinsurance.com
Randon Carnathan - State Farm Insurance Agent
30500 State Hwy 181 Suite 706, Spanish Fort, AL 36527
(251) 626-3026
savewithrandon.com
HRT Insurance Group, LLC
6729 Spanish Fort Blvd Suite J, Spanish Fort, AL 36527
(251) 445-8300
hrtinsurancegroup.com
The Foxworth Agency
11617 US-31, Spanish Fort, AL 36527
(251) 930-1397
thefoxworthagency.com
Bayside Insurance Agency
6389A Spanish Fort Blvd, Spanish Fort, AL 36527
(251) 586-0258
Southern Shield Insurance
11141 Hwy 31 Suite B, Spanish Fort, AL 36527
(251) 725-9172
southernshieldinsurance.com
Cochran Insurance Agency
6450 US-90 B, Spanish Fort, AL 36527
(251) 635-4780
Wynona's Insurance Agency
4 Lancers Ln, Spanish Fort, AL 36527
(251) 540-4673
wynonasinsuranceagency.com
Humana Insurance
30524 Pine Ct, Spanish Fort, AL 36527
(866) 227-8640
Health Markets Insurance - Jerry Island
7688 Spanish Fort Blvd Suite F, Spanish Fort, AL 36527
(434) 258-1378
healthmarkets.com
Home insurance agents in Spanish Fort Alabama help homeowners find coverage that meets state requirements and protects against local risks like hurricanes. Alabama law requires insurers to offer coverage for wind and hail damage from named storms with a separate deductible. An agent can explain how these rules apply to your home in Baldwin County.
What Does a Home Insurance Agent in Spanish Fort Cost?
The average cost of home insurance in Alabama is around $1,500 to $2,500 per year for a standard policy. In Spanish Fort, rates may be higher due to hurricane risk, often ranging from $2,000 to $4,000 annually. Factors like home age, construction type, and coverage limits affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Spanish Fort do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, help with claims, and ensure you meet Alabama insurance requirements. Agents also advise on additional coverage for flood or wind damage common in coastal areas.
Do I need flood insurance in Spanish Fort Alabama?
Standard home insurance policies in Alabama do not cover flood damage. Spanish Fort is near Mobile Bay and has flood risk, so many lenders require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.