The top-rated home insurance agent in Fort Payne, Alabama is Roxy Clifton - State Farm Insurance Agent, rated 5.0 stars across 183 reviews. Other highly rated options include Economy Tax & Insurance, Southern Properties Agency, Inc., Goggans Insurance. This directory lists 17 home insurance agents serving Fort Payne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roxy Clifton - State Farm Insurance Agent | 2612 Gault Ave N Unit B | (256) 273-0711 |
| 2 | Economy Tax & Insurance | 2201 Gault Ave N ste c | (256) 304-5930 |
| 3 | Southern Properties Agency, Inc. | 311 Gault Ave N | (256) 845-6000 |
| 4 | Goggans Insurance | 1718 Gault Ave N | (256) 845-7777 |
| 5 | Attain Insurance | 611 Gault Ave S | (256) 845-8979 |
| 6 | Pat A Dunne Jr - State Farm Insurance Agent | 312 Grand Ave SW | (256) 845-9292 |
| 7 | Alfa Insurance - The Hawkins Agency | 315 Gault Ave S | (256) 845-3811 |
| 8 | Fuerza Latina Insurance | 709 Gault Ave N | (256) 964-9582 |
| 9 | Randy Posey: Allstate Insurance | 207 Gault Ave S | (256) 365-8805 |
| 10 | Chris Kuykendall - State Farm Insurance Agent | 1827 Gault Ave N | (256) 845-4984 |
Roxy Clifton - State Farm Insurance Agent serves the Fort Payne, Alabama, area as a home insurance agency. The company helps local homeowners protect their properties and personal belongings from common risks like fire, theft, and storm damage. It also provides guidance on selecting appropriate coverage limits and deductibles to fit individual needs. In the Fort Payne region, the agency handles both standard homeowners policies and additional coverage options such as flood insurance for properties in vulnerable areas.
Economy Tax & Insurance, based in Fort Payne, Alabama, serves local homeowners with standard residential property coverage options. The company typically handles policies that protect dwellings, personal belongings, and liability risks common to homes in the region. Their available plans often include protection against fire, theft, and weather-related damage. As a home insurance agent, they focus on matching individual client needs with suitable coverage limits and deductibles. A specialty service they can add on is flood insurance for properties in flood-prone areas near Little River Canyon.
Southern Properties Agency, Inc. in Fort Payne, AL offers a range of services to help local homeowners secure appropriate coverage for their properties. It assists clients in understanding policy options and customizing protection against common regional risks like severe weather. The agency provides ongoing support to review coverage needs as circumstances change. Single-family homes, apartments, retail spaces, and restaurants are among the property types it services.
Goggans Insurance serves Fort Payne and the surrounding communities in DeKalb County, handling home insurance policies to protect residential properties. The company addresses coverage needs for local homeowners, including protection against damage from storms, fire, and liability concerns on personal property. It works with clients to review different policy options that fit individual circumstances and budgets. The agent follows a straightforward process of assessing a home's specific risks and coverage requirements before presenting suitable insurance solutions.
Attain Insurance serves clients in the Fort Payne, AL area, where home insurance agents typically offer both a one-time policy purchase and recurring annual renewals to update coverage. Standard policies protect dwellings, personal property, and liability against common local risks such as storms and theft. The agency assists homeowners in comparing plans and adjusting deductibles to meet individual needs. Service for policy setup, claims support, and plan revisions runs on an as-needed basis throughout the policy term.
Pat A Dunne Jr - State Farm Insurance Agent in Fort Payne, AL offers home insurance policies that cover dwelling protection and personal liability. The agent assists local homeowners in selecting coverage for the structure itself and for their personal belongings. Guidance on deductible choices and policy limits is provided to help match individual needs. Customers receive ongoing service for policy questions and claims support. During the spring storm season, the agency helps residents evaluate hail and wind damage coverage specific to their property.
As spring storms sweep across DeKalb County, homeowners in Fort Payne often review their policies to ensure adequate coverage for potential wind and hail damage. Alfa Insurance - The Hawkins Agency helps local residents assess their property insurance needs, focusing on protecting homes and personal belongings from common regional threats. The agency provides guidance on dwelling coverage, liability protection, and additional living expenses policies. A typical process begins with a phone consultation followed by a walk-through inspection of the home to document its current condition and identify any immediate risk factors.
Fuerza Latina Insurance in Fort Payne, AL helps clients secure coverage for their homes and property. Their services connect policyholders with options for protecting against common local weather risks like wind and hail, as well as liability protection. Additionally, they assist clients in adding specialty coverages such as flood or earthquake endorsements as needed. The company serves individual homeowners and also works with commercial sectors requiring property protection, including local offices, warehouses, and food service establishments.
Randy Posey: Allstate Insurance provides residential home insurance services for property owners in Fort Payne, Alabama, ensuring adequate coverage for structures and belongings. Commercial coverage is also available for local business properties. The agency serves clients throughout the Fort Payne area, offering guidance on policy options and risk management. Between regular visits, customers appreciate the ability to reach the agent for policy adjustments or claims follow-up, ensuring ongoing protection and responsive service for their changing needs.
Chris Kuykendall - State Farm Insurance Agent serves Fort Payne, Alabama, and the surrounding DeKalb County area, offering home insurance policies to local residents. The agency helps homeowners protect their properties and personal belongings against common regional risks such as storms and fire damage. Clients can visit the office for personalized coverage reviews or policy adjustments. The agency handles both standard homeowners policies and additional coverage for personal liability and loss of use.
What Does a a Home Insurance Agent in Fort Payne Cost?
The average cost of home insurance in Alabama is around $1,700 per year for a typical policy, but rates in Fort Payne can range from $1,200 to $2,500 depending on coverage limits and deductibles. Factors like your homes age and roof condition also influence the price. This is general information and not insurance advice.
About home insurance agents in Fort Payne
Home insurance agents in Fort Payne, Alabama help homeowners find coverage that meets state requirements and local needs. Alabama law does not require home insurance, but mortgage lenders typically do. Agents can explain policy options for weather risks common to DeKalb County, such as tornadoes and hail.
Frequently Asked Questions
What does a home insurance agent in Fort Payne do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy terms, deductibles, and exclusions. They also assist with filing claims if you have damage.
Do I need home insurance in Fort Payne Alabama?
Alabama state law does not require homeowners to carry home insurance. However, if you have a mortgage, your lender will require you to have a policy that covers the loan amount. Even without a mortgage, insurance protects your investment.
What factors affect home insurance cost in Fort Payne?
Costs depend on your home value, age, construction type, location, and claims history. In Fort Payne, proximity to fire stations and weather risks like storms also affect premiums. Your credit score may be used in Alabama to set rates.
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