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Home Insurance Agents in Fairhope, AL

Directory of home insurance agents in Fairhope, Alabama. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 home insurance agents in Fairhope, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Phyfer - State Farm Insurance Agent
19416 S Greeno Rd, Fairhope, AL 36532
(251) 928-7500 rickphyfer.com
Farmers Insurance - Andrew Malone
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 agents.farmers.com
Chase Herrin - State Farm Insurance Agent
21611 State Hwy 181 Ste A, Fairhope, AL 36532
(251) 929-2020 chaseherrin.com
Globe Life Liberty National Division: The Lambeth Agencies
106 N Greeno Rd, Fairhope, AL 36532
(866) 400-2395 ln.globelifeinsurance.com
Alliance Insurance Group
19009 State Hwy 181, Fairhope, AL 36532
(251) 281-0082 alliancegroupins.com
The Myrick Agency
860 Edwards Ave, Fairhope, AL 36532
(251) 517-5600 themyrickagency.com
Steadfast Insurance
9959 Windmill Rd, Fairhope, AL 36532
(251) 202-4207 getsteadfastinsurance.com
Scott Soulant: Allstate Insurance
504 N Section St, Fairhope, AL 36532
(251) 990-9553 agents.allstate.com
Sharon Hattenstein: Allstate Insurance
23690 US-98 Ste E1, Fairhope, AL 36532
(251) 928-3229 agents.allstate.com
Empower Insurance Solutions
193 Falls Creek St, Fairhope, AL 36532
(251) 880-6108 empowerinsurancesolutions.com
Malone Insurance agency
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 maloneinsurance.com
Magic City Insurance Group, LLC
7 Bayview St S, Fairhope, AL 36532
(251) 230-2820 magicins.agency
Pitman Insurance
402 Bellangee Ave, Fairhope, AL 36532
(251) 928-9786 pitmaninsurance.com
Eastern Shore Insurance Agency
21036 State Hwy 181, Fairhope, AL 36532
(251) 928-6256 easternshoreinsurance.net
Robertson John A Insurance Agency Inc
101 N Section St, Fairhope, AL 36532
(251) 928-2163 robertsoninsuranceinc.com
ALABAMA COASTAL INSURANCE
520 N Greeno Rd, Fairhope, AL 36532
(251) 929-4672 alcoastalinsurance.com
Home Insurance Faihope AL
8543 Gale Rowe Ln, Fairhope, AL 36532
(251) 270-1124
American Standard
14 Ettle St, Fairhope, AL 36532
(888) 210-6594

Home insurance agents in Fairhope Alabama help residents protect their homes from common risks like hurricanes and flooding. Alabama law requires insurers to offer coverage for wind and hail damage in coastal areas. A local agent can explain policy options and help you meet mortgage requirements.

What Does a Home Insurance Agent in Fairhope Cost?

The average cost of home insurance in Alabama is around 1800 to 2500 dollars per year for a standard policy. In Fairhope rates can be higher due to hurricane risk and may range from 2200 to 3500 dollars annually. Factors like home age, construction type, and distance from the coast affect your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Fairhope do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions for Alabama homes. They also assist with claims and policy changes after a storm or loss.
Do I need flood insurance in Fairhope Alabama?
Standard home insurance policies in Alabama do not cover flood damage. Fairhope is near Mobile Bay so flood insurance is strongly recommended. You can buy flood insurance through the National Flood Insurance Program or a private carrier.