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Find Home Insurance Agents Near You in Pelham, AL

Directory of home insurance agents in Pelham, Alabama. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Pelham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 home insurance agents in Pelham, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Fagerstrom - State Farm Insurance Agent
2789 Pelham Pkwy, Pelham, AL 35124
(205) 985-2917 insuredwithryan.com
Joseph Chambers - State Farm Insurance Agent
306 Canyon Park Dr, Pelham, AL 35124
(205) 663-3276 josephchambers.net
Freeway Insurance
3030 Pelham Pkwy #3A, Pelham, AL 35124
(205) 216-2022 locations.freeway.com
Blake Guy - State Farm Insurance Agent
2132 US-31 Suite B, Pelham, AL 35124
(205) 988-4525 blakeguyinsurance.com
Standifer Insurance Group: Allstate Insurance
199 Canyon Park Dr, Pelham, AL 35124
(205) 664-3200 agents.allstate.com
Acceptance Insurance
2852 Pelham Pkwy, Pelham, AL 35124
(205) 564-7096 locations.acceptance.com
Direct Auto Insurance
3569 Pelham Pkwy Suite12 Suite 12, Pelham, AL 35124
(205) 623-1231 local.directauto.com
Alfa Insurance - The Sims Agency, LLC
3391 Pelham Pkwy A, Pelham, AL 35124
(205) 624-6637 alfainsurance.com
Acrisure Pelham, AL (DSD Insurance)
135 Hayesbury Dr, Pelham, AL 35124
(205) 621-1770 acrisure.com
The Family Agency, Inc: Allstate Insurance
3183 Pelham Pkwy Ste E, Pelham, AL 35124
(205) 664-1892 agents.allstate.com
InsuranceSouth
240 Applegate Pkwy, Pelham, AL 35124
(844) 235-5754 insurancesouth.com
Goosehead Insurance - William Cox
2105 Old Montgomery Hwy Suite 202, Pelham, AL 35124
(205) 286-6386 goosehead.com
Alabama Insurance Exchange Inc
2032 Valleydale Rd, Pelham, AL 35244
(205) 988-0800 aieins.com
Alfa Insurance - The Crocker & Henson Agencies
2691 Pelham Pkwy Suite G, Pelham, AL 35124
(205) 663-7161 alfainsurance.com
Proactive Insurance Co Alabama
3143 US-31, Pelham, AL 35124
(256) 500-6414
Alfa Insurance - Justin Rumph Agency
136 Bowling Ln, Pelham, AL 35124
(205) 382-8255 alfainsurance.com
Farmers Insurance - Vincent Pierce
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
(205) 444-9494 agents.farmers.com
Well Plus Health Insurance AL
110-150 Cahaba Valley Rd, Pelham, AL 35124
(205) 433-5117
Ana's Insurance LLC
1020 Commerce Blvd, Pelham, AL 35124
(205) 230-5061 anasinsuran.my.canva.site
Alabama Assurance
2116 Old Montgomery Hwy, Pelham, AL 35124
(205) 293-9446 alabamaassurance.com

What Does a Home Insurance Agent in Pelham Cost?

The average cost of home insurance in Alabama is around 1700 to 2500 dollars per year for a standard policy. Pelham rates may vary based on home value construction type and proximity to fire stations. Costs also depend on your deductible and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Pelham do?
A home insurance agent helps you compare policies from different carriers and explains coverage options like dwelling protection and liability. They also assist with claims and policy changes. Agents in Pelham are familiar with local risks such as severe weather and sinkholes.
Do I need flood insurance in Pelham Alabama?
Flood insurance is not required by Alabama state law but your mortgage lender may mandate it if your home is in a flood zone. Many Pelham properties are in flood-prone areas so an agent can help you evaluate your risk. Standard home policies do not cover flood damage.
How does Alabama law affect home insurance costs?
Alabama law allows insurers to use factors like credit score and claims history to set premiums. The state also has a wind pool program for coastal areas though Pelham is inland. These factors can influence your rate and an agent can explain how they apply to you.