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Home Insurance Agents in Montgomery, AL

Browse home insurance agents serving Montgomery, Alabama. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Montgomery, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 home insurance agents in Montgomery, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Mitchell Agency
4170 Carmichael Ct suite a, Montgomery, AL 36106
(334) 279-6667 tmaofal.com
Zach Knight - State Farm Insurance Agent
520 Cotton Gin Rd, Montgomery, AL 36117
(334) 649-7997 theinsuranceknight.com
Direct Auto Insurance
3801 Eastern Blvd, Montgomery, AL 36116
(334) 625-7783 local.directauto.com
Acceptance Insurance
428 Twain Curve, Montgomery, AL 36117
(334) 523-7196 locations.acceptance.com
Willie Durham - State Farm Insurance Agent
943 N Eastern Blvd, Montgomery, AL 36117
(334) 272-9100 williedurham.com
Breck Honea - State Farm Insurance Agent
9100 Eastchase Pkwy A, Montgomery, AL 36117
(334) 272-8423 breckhonea.com
Freeway Insurance
926 Ann St, Montgomery, AL 36107
(334) 269-8516 locations.freeway.com
Freeway Insurance
2851-D E South Blvd, Montgomery, AL 36116
(334) 523-7164 locations.freeway.com
Freeway Insurance
6505 Atlanta Hwy, Montgomery, AL 36117
(334) 523-7163 locations.freeway.com
Leslie Parker - GEICO Insurance Agent
8185 Vaughn Rd, Montgomery, AL 36116
(334) 260-0755 geico.com
Robinson Bryant Agency
2931 Zelda Rd, Montgomery, AL 36106
(334) 356-3665 robinsonbryant.com
Freeway Insurance
6150 Atlanta Hwy Ste 8, Montgomery, AL 36117
(334) 218-3763 locations.freeway.com
Direct Auto Insurance
3415 Atlanta Hwy, Montgomery, AL 36109
(334) 649-8260 local.directauto.com
AAA Montgomery Insurance and Member Services
6901 Vaughn Rd, Montgomery, AL 36116
(334) 272-1650 ace.aaa.com
Ben Pugh: Allstate Insurance
2100 Spruce St, Montgomery, AL 36106
(334) 263-3220 agents.allstate.com
Local Insurance Group
4137 Carmichael Rd Suite 200 #24, Montgomery, AL 36106
(334) 230-7775 localinsurance.group
AiA Insurance
5167 Atlanta Hwy, Montgomery, AL 36109
(334) 277-2533 americaninsurance.net
Adrianne Dugan: Allstate Insurance
9190 Boyd-Cooper Pkwy, Montgomery, AL 36117
(334) 270-1000 agents.allstate.com
Jim Horne Insurance Agency, Inc.
3711 Atlanta Hwy, Montgomery, AL 36109
(334) 244-0600 jimhorneinsurance.com
Alfa Insurance
7706 Eastchase Pkwy Unit A-2, Montgomery, AL 36117
(334) 271-3503 alfainsurance.com

Home insurance agents in Montgomery Alabama help homeowners protect their property from common risks like tornadoes and hail. Alabama law requires insurers to offer coverage for wind and hail damage, but it does not require homeowners to carry flood insurance. A local agent can explain these requirements and help you find a policy that fits your needs.

What Does a Home Insurance Agent in Montgomery Cost?

The average cost of home insurance in Alabama is about $1,500 per year, but rates in Montgomery can range from $1,200 to $2,500 depending on your homes age location and coverage limits. Older homes or those near flood zones may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Montgomery do?
A home insurance agent helps you compare policies from different companies. They explain coverage options such as dwelling protection and personal liability. They also guide you on Alabama specific rules like the 30 day grace period for premium payments.
Do I need flood insurance in Montgomery Alabama?
Flood insurance is not required by Alabama state law. However, if your home is in a high risk flood zone, your mortgage lender may require it. An agent can help you find a separate flood policy through the National Flood Insurance Program.
How do Alabama weather risks affect home insurance costs?
Alabama is prone to hurricanes and tornadoes which increase insurance premiums. Insurers often charge higher deductibles for wind and hail damage. An agent can explain how these deductibles work and help you choose a deductible you can afford.