The top-rated health insurance agent in Wheeling, West Virginia is Ruiz Insurance, rated 5.0 stars across 131 reviews. Other highly rated options include Lorri Grisell - State Farm Insurance Agent, Laura Mull - State Farm Insurance Agent, Noah Mull - State Farm Insurance Agent. This directory lists 19 health insurance agents serving Wheeling.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ruiz Insurance | 2201 Chapline St | (304) 905-8069 |
| 2 | Lorri Grisell - State Farm Insurance Agent | 12 W Bethlehem Blvd | (304) 905-6900 |
| 3 | Laura Mull - State Farm Insurance Agent | 1111 Main St | (304) 233-1330 |
| 4 | Noah Mull - State Farm Insurance Agent | 2192 National Rd | (304) 242-2390 |
| 5 | Fahey-Leavitt | 1203 Mount Dechantal Rd #2 | (304) 242-8840 |
| 6 | Paree Insurance Centers | 306 Kruger St | (304) 243-1713 |
| 7 | Citywide Insurance & Real Estate | 2066 National Rd | (304) 242-7500 |
| 8 | Jessica Hoskinson - State Farm Insurance Agent | 50 Washington Ave | (304) 230-4343 |
| 9 | AAA Wheeling Insurance and Member Services | 846 National Rd | (304) 233-1810 |
| 10 | Gary Dietz: Allstate Insurance | 1010 National Rd | (304) 232-1200 |
Ruiz Insurance serves the Ohio County area from its base in Wheeling, West Virginia, offering guidance on individual and family health plans. As a local health insurance agent, the company assists clients in navigating plan options available through the federal marketplace. It also helps individuals understand their coverage for preventive care and prescription drug benefits. Specific services provided include enrolling clients in Affordable Care Act plans and advising on Medicare supplement policies during open enrollment periods.
Lorri Grisell, a local health insurance agent serving the Wheeling, WV area, provides services including plan selection assistance, enrollment guidance, and annual policy reviews. Service plans are maintained through proactive communication, helping clients navigate changes in coverage or network providers throughout the year. Ongoing support addresses questions about claims and benefits, ensuring continuous access to care. Lorri Grisell’s agency primarily services single-family homes, although it also assists local apartments, retail businesses, and restaurants in the Wheeling community with their health insurance needs.
Laura Mull - State Farm Insurance Agent serves individuals, families, and local small businesses in Wheeling, West Virginia, with health insurance coverage options. The agency helps clients navigate plan selections, including individual and family health policies that meet annual enrollment requirements. Assistance is provided in comparing deductibles, copays, and network options to match customer needs. Laura Mull - State Farm Insurance Agent also extends its health insurance services to nearby St. Clairsville, Ohio, and the broader Ohio Valley metro area.
Noah Mull – State Farm Insurance Agent serves the Wheeling, West Virginia area and its surrounding communities, focusing on health insurance needs for local individuals and families. The office handles plan selection for clients navigating open enrollment periods and qualifying life events. It reviews available health coverage options to match each customer’s medical needs and budget preferences. The agent typically works through a straightforward consultation, first assessing a client’s current health circumstances and then presenting suitable plans that meet their requirements.
Navigating the complexities of health insurance coverage, Fahey-Leavitt provides individual and family plan consultations as well as group benefits for small businesses in Wheeling. This agency works to pair clients with policies that fit their specific healthcare needs and financial situations. It typically assists with enrollment periods, plan comparisons, and claims questions. Additionally, Fahey-Leavitt is a resource for helping residents adjust their coverage when they experience major life changes, such as a new job or expanding family.
Residents in and around Wheeling can choose between enrolling in individual plans for year-round coverage or purchasing a temporary policy to bridge a gap, with both options coming with detailed guidance on provider networks. As a health insurance agent, Paree Insurance Centers works to clarify deductibles and prescription drug tiers, making complex benefits easier to understand. Service is available on a one-time or as-needed basis when a new plan is required.
As the seasons shift in Wheeling, WV, residents often review their medical coverage for changing needs. Citywide Insurance & Real Estate assists clients in this area by comparing available health plans to find suitable options for individuals and families. The team explains plan details, including network coverage and prescription benefits. After this discussion, they require an initial consultation to review current insurance documents and specific healthcare requirements before proceeding.
Jessica Hoskinson’s agency serves residents in and around Wheeling, WV, by providing individual health insurance plans and helping families navigate coverage options. Commercial health insurance solutions are also available for local small businesses seeking comprehensive benefits for their employees. Service extends throughout the Wheeling area and surrounding Ohio Valley communities. Clients often return between regular visits to adjust their policies during life changes, ensuring continued alignment with their healthcare needs.
AAA Wheeling Insurance and Member Services helps individuals and families compare health plans to find coverage that fits their needs and budget. The agency also offers supplemental policies for vision, dental, and prescription drug benefits, providing a more complete approach to healthcare protection. As a local health insurance agent in Wheeling, WV, they assist commercial clients such as offices, warehouses, and food service operations with group health solutions.
What Does a a Health Insurance Agent in Wheeling Cost?
Health insurance agents in West Virginia typically do not charge clients directly for their services. Their compensation comes from the insurance carriers as commissions which are built into the plan premiums. For ACA marketplace plans individual monthly premiums in Wheeling can range from about 300 to 700 dollars for a 40 year old depending on metal tier and subsidies. Medicare Advantage plans often have 0 dollar premiums while Medigap plans cost between 100 and 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Wheeling
Health insurance agents in Wheeling West Virginia help individuals families and small businesses find coverage that fits their needs and budget. West Virginia law requires all agents to hold a valid state license and follow the regulations set by the West Virginia Offices of the Insurance Commissioner. Local agents understand the specific plans available in Ohio County and can guide you through enrollment periods and subsidy options.
Frequently Asked Questions
What does a health insurance agent in Wheeling do?
A health insurance agent in Wheeling helps you compare plans from multiple carriers like Highmark Blue Cross Blue Shield and CareSource. They explain coverage details costs and provider networks. They also assist with enrollment during Open Enrollment or Special Enrollment Periods.
Is there a fee to use a health insurance agent in West Virginia?
Most health insurance agents in West Virginia are paid by the insurance carrier not by the client. You do not pay extra for their services. Some agents may charge a fee for ongoing administrative services but they must disclose this in writing before you sign up.
What documents do I need to enroll with a health insurance agent in Wheeling?
You will need proof of identity like a drivers license or state ID Social Security numbers for all household members and income information for subsidy eligibility. If you qualify for a Special Enrollment Period you may also need proof of a qualifying life event such as a job loss or marriage.
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