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Find Health Insurance Agents Near You in Charleston, WV

Browse health insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated health insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 320 reviews. Other highly rated options include AAA Charleston, Ellis Insurance Agency, David Smyer - State Farm Insurance Agent. This directory lists 21 health insurance agents serving Charleston.

Showing 21 health insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2AAA Charleston1000 Parkway Boulevard Unit A(304) 925-6681
3Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
4David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
5Central Insurance Advisors, LLC1210 Kanawha Blvd E(304) 410-8169
6Lisa Godwin - State Farm Insurance Agent6434 Sissonville Dr(304) 984-0000
7Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
8R&D Senior Solutions232 Capitol St Suite 15(833) 754-7846
9White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
10Dorsey Insurance Group509 50th St SE(304) 925-1912
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Health Insurance Agent · Charleston, WV

Capital Insurance Group LLC serves the Charleston, West Virginia metro area as a health insurance agent. It assists individuals and families with understanding their coverage options. The company helps clients navigate plan selections during open enrollment periods. It also provides guidance on health insurance plans for those newly eligible through life changes. In this area, the agency handles the enrollment process for Affordable Care Act marketplace plans and short-term health insurance policies.

AC
1000 Parkway Boulevard Unit A
AAA Charleston
Health Insurance Agent · Charleston, WV

AAA Charleston provides health insurance agent services to clients in the Charleston, WV area. It assists individuals and families with selecting and enrolling in medical plans suited to their needs. The agency also offers ongoing support for policy management, claims questions, and annual plan reviews to ensure coverage remains appropriate. It helps small business owners navigate group health insurance options for their employees. The company services single-family homes, apartments, retail, and restaurants.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Health Insurance Agent · Charleston, WV

Ellis Insurance Agency serves homeowners, small business owners, and property managers in Charleston, West Virginia, by helping them navigate health insurance plans and coverage options. The agency assists clients in understanding plan benefits, enrollment periods, and policy changes that affect their family or workforce needs. By focusing on individual circumstances, the team works to match customers with appropriate medical and preventive care plans. In addition to its Charleston headquarters, Ellis Insurance Agency provides services to clients in the neighboring South Charleston area of the Kanawha Valley.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Health Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent serves individuals and families in Charleston, West Virginia, and the surrounding Kanawha Valley communities. The agency handles health insurance plans, including individual and family policies that help cover medical costs and routine care. They guide clients through plan selection by carefully reviewing available coverage options and network details. The agency takes an approach focused on understanding each client’s specific healthcare needs and budget before matching them with a suitable plan.

CI
1210 Kanawha Blvd E
Central Insurance Advisors, LLC
Health Insurance Agent · Charleston, WV

Central Insurance Advisors, LLC in Charleston, WV offers one-time policy reviews and ongoing management of individual or family health plans, typically focusing on local marketplace options through the Health Insurance Marketplace or private carriers. The agent explains plan differences, subsidy eligibility, and enrollment periods to help clients secure year-round coverage for medical, dental, or vision needs. Guidance is provided on claim questions, provider networks, and plan changes during qualifying life events. Service runs on a scheduled basis around the annual open enrollment period or as needed for life changes.

LG
6434 Sissonville Dr
Lisa Godwin - State Farm Insurance Agent
Health Insurance Agent · Charleston, WV

Lisa Godwin - State Farm Insurance Agent in Charleston, WV, specializes in selling and managing health insurance policies tailored to individual and family needs. The agency provides ongoing support for claims, billing questions, and plan changes throughout the year. Local residents depend on this office for guidance during open enrollment periods, when comparing coverage options and deadlines becomes especially urgent.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Health Insurance Agent · Charleston, WV

Mountain State Insurance Agency connects individuals and businesses in the greater Charleston area with health coverage options that meet their specific needs, including specialized add-ons such as dental and vision plans. The agency guides clients through plan enrollment, explains policy details, and helps to compare available benefits. It serves a range of commercial sectors that require health insurance solutions for employees, such as offices, warehouses, and food service operations.

RS
232 Capitol St Suite 15
R&D Senior Solutions
Health Insurance Agent · Charleston, WV

R&D Senior Solutions, based in Charleston, WV, is a health insurance agent company that assists individuals and families in navigating Medicare and private health plan options. Its agents help clients understand coverage choices, including annual enrollment periods and subsidy eligibility, while coordinating with local healthcare providers. The company serves clients across the Kanawha Valley, offering personalized consultations to compare plan benefits and out-of-pocket costs. For added support, it can assist with supplemental plans for dental and vision care.

WI
3512 Staunton Ave SE
White Insurance & Associates
Health Insurance Agent · Charleston, WV

White Insurance & Associates serves residential clients in Charleston, WV by helping them select individual health plans that fit their budgets and medical needs. The agency also assists local businesses in securing commercial health coverage for their employees. Its service area encompasses Charleston and the surrounding Kanawha Valley communities. After plan enrollment, the agency follows up with clients to address questions or coverage changes, providing ongoing support between regular annual open enrollment periods.

DI
509 50th St SE
Dorsey Insurance Group
Health Insurance Agent · Charleston, WV

As the seasons change in Charleston, many residents find themselves reassessing their medical coverage needs to match shifting health priorities. Dorsey Insurance Group offers guidance on navigating open enrollment periods and selecting appropriate plans for individuals and families. Their local health insurance agents focus on explaining policy options clearly and helping clients understand deductibles, networks, and out-of-pocket limits. Every assessment begins with a consultation to review the client’s current health situation, budget, and coverage gaps, ensuring the recommended plan fits their specific circumstances before any formal application is completed.

II
16 Capitol St
Integrity Insurance Group
Health Insurance Agent · Charleston, WV
(304) 346-9181
iigwv.com
CC
90 MacCorkle Ave
Cascade Crest Insurance Coverage
Health Insurance Agent · Charleston, WV
(304) 207-0538
DD
1210 Kanawha Blvd E
Deacon & Deacon Insurance & Benefits Consulting LLC
Health Insurance Agent · Charleston, WV
(304) 720-5641
deaconanddeacon.com
WA
200 Kanawha Blvd E
West Area Services Co
Health Insurance Agent · Charleston, WV
(304) 381-5544
HG
3601 MacCorkle Ave SE
Hilb Group of West Virginia
Health Insurance Agent · Charleston, WV
(304) 926-7400
hilbgroup.com
UN
200 Association Dr
Unicare
Health Insurance Agent · Charleston, WV
(888) 611-9958
unicare.com
WV
500 Virginia St E # 1200
West Virginia Mutual Insurance
Health Insurance Agent · Charleston, WV
(304) 343-3000
GI
340 MacCorkle Ave SE Suite 200
Gallagher Insurance, Risk Management & Consulting
Health Insurance Agent · Charleston, WV
(304) 345-8000
assuredpartners.com/Charleston
AE
500 Virginia St E
Aetna
Health Insurance Agent · Charleston, WV
(800) 872-3862
aetna.com
CI
1001 Virginia St E Suite 100
Centurion Insurance Services, LLC
Health Insurance Agent · Charleston, WV
(304) 935-2002
centurioninsuranceservices.com/contact
KI
447 Call Rd Ste 110
Kohler Insurance Agency
Health Insurance Agent · Charleston, WV
(304) 545-1720
insurewithkohler.com

What Does a a Health Insurance Agent in Charleston Cost?

Health insurance agents in West Virginia are typically paid by commissions from insurance carriers not by direct fees from clients. Commissions are built into the premium and do not add extra cost to you. For private plans commissions can range from 2 percent to 8 percent of the annual premium. For ACA marketplace plans commissions are set by the federal government and are generally around 5 percent of the premium. This is general information not insurance advice.

About health insurance agents in Charleston

Health insurance agents in Charleston West Virginia help individuals families and small businesses find coverage that meets their needs and budget. West Virginia law requires all agents to be licensed by the West Virginia Offices of the Insurance Commissioner. Local agents understand the specific network options available in Kanawha County and can guide you through the state-based exchange or private plans.

Frequently Asked Questions

What licenses do health insurance agents need in West Virginia?

Agents must hold a valid West Virginia insurance producer license for accident and health lines. They must complete continuing education courses every two years to maintain their license.

Can a health insurance agent help me with Medicaid in Charleston?

Yes many agents can assist with applications for West Virginia Medicaid or the Childrens Health Insurance Program. They can explain eligibility requirements based on income and household size.

How do I verify an agent is licensed in West Virginia?

You can check an agents license status on the West Virginia Offices of the Insurance Commissioner website. The site provides a producer license lookup tool that is free to use.

Health Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.