The top-rated health insurance agent in Beckley, West Virginia is Bill Straub Jr - State Farm Insurance Agent, rated 4.9 stars across 169 reviews. Other highly rated options include Infuse Insurance, Songer Insurance, State Farm Insurance. This directory lists 19 health insurance agents serving Beckley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Straub Jr - State Farm Insurance Agent | 1100 N Eisenhower Dr | (304) 255-0481 |
| 2 | Infuse Insurance | 101 Ellison Ave | (304) 256-1668 |
| 3 | Songer Insurance | 330 Harper Park Dr a | (304) 252-2158 |
| 4 | State Farm Insurance | 106 Sunset Dr | (304) 253-0010 |
| 5 | Wickline Insurance | 330 Harper Park Dr | (304) 252-1483 |
| 6 | AAA Beckley | 1004 N Eisenhower Dr | (304) 255-4147 |
| 7 | Moore Insurance Services | 815 S Kanawha St | (304) 255-7706 |
| 8 | Appalachian Insurance Agency | 583 Canterbury Dr | (304) 253-4651 |
| 9 | Blue Ridge Risk Partners | 1708 Harper Rd | (304) 255-6191 |
| 10 | COD Insurance | 405 Beckley Crossing Shopping Ctr | (304) 202-1623 |
Bill Straub Jr - State Farm Insurance Agent serves the Beckley, WV area and surrounding communities. The agency focuses on providing health insurance agent services to residents seeking medical coverage. Clients can receive assistance in comparing health plans and enrolling in policies. The agent helps individuals find options that fit their healthcare needs and budgets. Among the specific services handled are individual health insurance plans and family medical coverage options.
Infuse Insurance provides a range of health insurance services in Beckley, WV, including plan selection assistance, enrollment support, and claims guidance. The company offers ongoing policy reviews and maintenance to ensure coverage remains appropriate for changing health needs. These service plans help clients understand their options for individual, family, and group health plans. Infuse Insurance serves a variety of properties in the area, including single-family homes, apartment complexes, retail stores, and local restaurants.
Songer Insurance serves homeowners, families, and local businesses in Beckley, West Virginia who need health coverage guidance. As a health insurance agent, the company helps clients understand plan options, enroll in policies, and manage renewals each year. It also assists with questions about deductibles, networks, and prescription drug coverage. The agency navigates both individual plans and group health benefits for small employers in the area. Services extend to the surrounding Raleigh County communities, including the nearby town of Sophia.
State Farm Insurance serves the Beckley, West Virginia area and surrounding communities with professional health insurance agent services. The agency handles individual and family health plans, as well as group coverage options for local small businesses. It assists clients in comparing plan benefits, costs, and network options to match their medical needs and budgets. For each case, the agent takes time to review the customer’s current healthcare situation and suggests suitable policy choices from available carriers.
Wickline Insurance distinguishes between providing guidance for a single policy purchase and offering ongoing support for evolving coverage needs. As a health insurance agent in Beckley, WV, the company helps clients navigate plan selection for both individual and group situations, focusing on matching available policies with specific healthcare requirements. This involves explaining annual enrollment periods and plan details. Service arrangements for policy reviews or claim assistance are available on an as-needed basis, without requiring a long-term commitment.
AAA Beckley provides guidance on select health insurance plans, assisting individuals and families in Beckley, WV with coverage options tailored to their needs. It helps clients understand plan benefits and enrollment procedures, facilitating access to local healthcare networks. During annual open enrollment periods, it aids with plan changes. Additionally, it assists residents with coverage questions following major life events such as job changes or new family additions.
Moore Insurance Services works with individuals and families in Beckley, WV to find health insurance plans that align with their coverage needs and financial situations. The agency strengthens standard policies with additional specialty options for dental, vision, and critical illness protection. Commercial health coverage is available for a range of business settings, including professional offices, industrial warehouses, and food service operations.
Residents in the Beckley area often search for coverage during open enrollment seasons, and Appalachian Insurance Agency helps navigate these complex choices. Located in Beckley, West Virginia, this health insurance agent evaluates individual and family needs, reviewing deductibles and network options against local healthcare providers. Clients receive personalized guidance for selecting medical plans that fit their budgets and medical requirements. The typical process begins with an initial consultation to assess current coverage, health needs, and financial goals.
Blue Ridge Risk Partners, based in Beckley, West Virginia, is known for helping residents compare and select individual and family health insurance plans. The agency assists clients in navigating open enrollment periods and reviewing plan options from major carriers. Customers can receive guidance on metal tiers, deductibles, and out-of-pocket costs to find suitable coverage. As a specialty service, the firm also counsels small business owners on group health benefits and compliance requirements.
What Does a a Health Insurance Agent in Beckley Cost?
Health insurance agents in West Virginia typically do not charge you directly; they are paid by the insurance carriers through commissions. These commissions are built into the plan premiums, so you pay the same price whether you use an agent or not. Some agents may charge a separate fee for additional services, but that is uncommon. Costs for plans themselves vary widely, with ACA bronze plans often starting around $300 per month for a young adult and silver plans averaging $400 to $600 per month for a 40-year-old in Beckley. This is general information, not insurance advice.
About health insurance agents in Beckley
Health insurance agents in Beckley, West Virginia help individuals and families find coverage that fits their needs and budget. Agents can assist with plans on the federal marketplace, Medicare options, and private insurance. West Virginia follows federal ACA guidelines, and agents must be licensed by the West Virginia Offices of the Insurance Commissioner.
Frequently Asked Questions
What does a health insurance agent in Beckley do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help with subsidy calculations for ACA plans and Medicare Advantage or Supplement options.
Do I need a health insurance agent in West Virginia?
Using an agent is not required, but it can save you time and help you avoid costly mistakes. Agents in West Virginia are licensed and can provide guidance on plan networks, premiums, and out-of-pocket costs.
Are there special enrollment periods in West Virginia?
Yes, outside the annual Open Enrollment Period, you may qualify for a Special Enrollment Period due to life events like losing other coverage, moving, marriage, or having a baby. West Virginia follows federal rules for these events.
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