The top-rated health insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,272 reviews. Other highly rated options include Globe Life American Income Division: Prata Wilson Organization, Cross Insurance, Podmaska Insurance Agency Inc. This directory lists 16 health insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Zuzick Organization | 754 Branch Ave #10A | (401) 429-1847 |
| 2 | Globe Life American Income Division: Prata Wilson Organization | 60 Valley St Suite #107B | (860) 632-0061 |
| 3 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 4 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 5 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 6 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 7 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 8 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 9 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
| 10 | Atwood And Palazzo Insurance Agency | 565 Broadway | (401) 272-4340 |
Globe Life American Income Division: Zuzick Organization serves the Providence, Rhode Island, metro area as a local health insurance agent. It assists individuals and families in navigating their coverage options for medical needs. The agency focuses on helping clients understand available plans and select policies that align with their healthcare requirements and financial situations. It provides services including enrolling clients in individual health insurance plans and assisting with supplemental health coverage for out-of-pocket costs.
Globe Life American Income Division: Prata Wilson Organization provides health insurance agent services in Providence, Rhode Island. The agency assists clients in navigating individual and family health plans, explaining coverage options, and enrolling in suitable policies. Ongoing support includes policy reviews, claim assistance, and annual plan adjustments during open enrollment periods. The company serves a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Cross Insurance serves homeowners, families, and local business owners in Providence, Rhode Island, helping them navigate and select appropriate health insurance plans from available private and public market options. The agency assists clients with understanding policy details and comparing coverage levels to meet individual or group needs. It also provides ongoing support for plan management and questions throughout the year. Cross Insurance additionally covers the surrounding communities in the greater Providence metro area, including Cranston.
Serving Providence, Rhode Island, and its surrounding communities, Podmaska Insurance Agency Inc handles a variety of health insurance agent needs for local residents. The company assists individuals and families with navigating plan options and enrollment processes available in the region. Using a straightforward, consultative style, Podmaska Insurance Agency Inc works to match each client’s specific medical requirements with appropriate coverage choices from the marketplace.
Wilson Insurance Agency in Providence, RI offers health insurance plan selection and enrollment, along with ongoing policy management and claims support. As a local health insurance agent, it assists individuals, families, and small businesses in navigating coverage options under the Affordable Care Act and other plans. The agency helps clients compare deductibles, premiums, and networks to find suitable protection. During the annual Open Enrollment Period, it guides residents through plan changes and subsidy calculations.
As the open enrollment period approaches in Providence, Rhode Island, navigating health insurance options can become essential for individuals and families. Insurance Leader serves as a local health insurance agent, helping clients compare available plans to fit their budgets and healthcare needs. By assessing current coverage gaps and discussing preferred providers, the agency provides a straightforward approach to choosing a suitable policy. The process begins with a free initial consultation and a review of each client's specific situation to identify potential plans.
World Insurance Associates LLC provides health insurance guidance to individuals and groups in Providence, Rhode Island. Its agents assist clients in selecting medical, dental, and vision plans that meet personal and family needs. The company also helps small businesses evaluate employer-sponsored coverage options and budget-friendly plans. Commercial clients benefit from tailored benefits solutions for a range of industries, including professional offices, warehouses, and food service operations.
Farmington Insurance Agency serves residents in Providence, Rhode Island, with comprehensive health insurance agent services. The agency also provides coverage options for local businesses seeking commercial health plans. Their service area encompasses Providence and the surrounding communities. Clients receive guidance on selecting appropriate individual or group policies to meet their healthcare needs. Follow-up assistance remains available between regular visits to address any changes in coverage or personal circumstances.
Atwood And Palazzo Insurance Agency in Providence, RI is known for helping individuals and families navigate their health insurance options. The company guides clients through a range of plans, including individual and family coverage. Their services also extend to assisting with enrollment periods and explaining how different policies meet various medical needs. For those seeking added flexibility, the agency can arrange access to supplemental dental and vision plans.
What Does a a Health Insurance Agent in Providence Cost?
Health insurance agents in Rhode Island typically do not charge a direct fee to consumers because they earn a commission from the insurance carrier. Commissions range from 5 to 10 percent of the annual premium for individual plans and may be higher for small group plans. Some agents may charge a flat fee for ongoing service or for complex business cases. This is general information and not insurance advice.
About health insurance agents in Providence
Health insurance agents in Providence Rhode Island help individuals families and small businesses find coverage through Rhode Island HealthSource the state-based marketplace. Agents are licensed by the Rhode Island Department of Business Regulation and must follow state regulations including the Rhode Island Health Insurance Portability and Accountability Act. They can guide you through open enrollment and special enrollment periods specific to Rhode Island law.
Frequently Asked Questions
What does a health insurance agent in Providence do?
A health insurance agent in Providence helps you compare plans from different carriers like Blue Cross Blue Shield of Rhode Island and Neighborhood Health Plan. They explain deductibles copays and out-of-pocket maximums. They also assist with applications for premium tax credits and cost-sharing reductions through Rhode Island HealthSource.
Do I need to pay a fee to use a health insurance agent in Rhode Island?
Most health insurance agents in Rhode Island are paid by the insurance company not by you. Their commission is built into the premium. However some agents may charge a consulting fee for complex cases so always ask about fees before you start.
Can a health insurance agent help me with Rhode Island HealthSource?
Yes a licensed agent can help you enroll through Rhode Island HealthSource the official state marketplace. They can verify your eligibility for subsidies and help you avoid common errors. Rhode Island requires agents to complete special training to assist with marketplace plans.
Health Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Warwick · Westerly · Woonsocket