The top-rated health insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 815 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 19 health insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | Bedrock Retirement Solutions | 200 Main St #350 | (401) 519-6630 |
| 10 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
Affordable Insurance serves the Pawtucket and greater Providence metropolitan area as a health insurance agent. The agency helps individuals and families navigate plan selection and enrollment through both public exchanges and private carriers. Assistance is provided for understanding coverage options, subsidies, and plan renewals. The team also works with small business owners to identify suitable group health plans. Open enrollment and qualifying life event applications are among the key services handled.
Andrews Insurance Agency provides a full range of health insurance services to clients throughout the Pawtucket, Rhode Island area. Its offerings include individual and family health plans, as well as group coverage options for local employers. The agency assists with annual plan reviews and helps clients navigate enrollment periods to maintain continuous coverage. Supporting both residential and commercial clients, Andrews Insurance Agency services single-family homes, apartments, retail businesses, and restaurants in the community.
Medicare Mavis in Pawtucket, RI distinguishes between one-time enrollment assistance and recurring coverage management for clients. As a health insurance agent, the company helps individuals compare Medicare plans and understand changing policy details each year. Service coordination includes evaluating prescription drug coverage and ensuring beneficiaries meet enrollment deadlines. Ongoing support can be provided to adjust plans during Open Enrollment periods. All assistance runs on either a one-time or as-needed basis depending on each client’s specific needs.
Serving Pawtucket, Rhode Island, and its surrounding communities, Jack Tavares: Allstate Insurance offers health insurance agent services for individuals and families. It helps clients navigate the selection of health plans to match their medical needs and budget. The agency works with local providers to outline coverage details, including deductibles and out-of-pocket costs. When handling a typical job, it first assesses the client’s current health situation and financial requirements before presenting a few plan options for comparison.
Butler & Messier Insurance serves homeowners, businesses, and property managers in Pawtucket, Rhode Island, providing health insurance agent services. They help clients navigate individual and group health plans, connect with major carriers for coverage options, and assist with annual enrollment periods. The agency also offers guidance on understanding policy details and potential subsidies. Its service area additionally covers the neighboring community of Central Falls and the broader Providence metro region.
Smith Insurance Group, located in Pawtucket, RI, specializes in providing individual health plans and family coverage options. The agency assists clients in navigating the annual enrollment periods, matching policy benefits to specific medical needs and budgets. It also offers guidance on understanding provider networks and prescription drug coverage for local residents. As open enrollment season approaches in the fall, the company helps individuals and families to review their current plans and make necessary adjustments before the December deadlines.
As the open enrollment period approaches each fall, many Rhode Island families in the Pawtucket area begin reviewing their coverage options. Garcia Insurance Agency helps individuals compare available health plans to match their medical needs and household budget. Whether you are seeking individual, family, or short-term policies, the agency explains the differences between plan tiers, deductibles, and prescription coverage. Each new client is invited to schedule an initial consultation to discuss current needs and review any existing policy documents for potential gaps.
All-Star Insurance Agency assists individuals and businesses in Pawtucket, Rhode Island, with their health insurance needs. The company specializes in offering additional policy options to supplement core health plans. Agents guide clients through plan selection, ensuring compliance with regional insurance requirements. Their services are designed for a variety of commercial operations, including corporate offices, industrial warehouses, and full-service food establishments.
Bedrock Retirement Solutions in Pawtucket, RI assists residents with individual health insurance plan selection for their personal needs. The firm also helps businesses in the area navigate commercial group coverage options and compliance requirements. Their service area includes Pawtucket and surrounding communities throughout Providence County. When clients require adjustments to their policies or need help understanding new benefits between annual enrollment periods, the company offers consistent follow-up and repeat service during regular visits to ensure coverage remains appropriate.
General Insurance LLC in Pawtucket, RI, is known for helping individuals and families navigate the local health insurance market. The agency offers assistance with plan selection from major carriers, explaining coverage details, and managing enrollment periods. Clients often rely on this agent for guidance on accessing preventive care and understanding out-of-pocket costs associated with various policies. An additional service the agency can provide is helping clients coordinate their health insurance with local pharmacy benefit programs.
What Does a a Health Insurance Agent in Pawtucket Cost?
Health insurance agents in Rhode Island generally do not charge consumers directly for their services. Their compensation comes from insurance carriers, typically a percentage of the premium. For individual plans, agent commissions may range from 2% to 5% of the annual premium. For Medicare plans, commissions are set by the Centers for Medicare and Medicaid Services and vary by plan type. Costs for the consumer depend on the plan chosen and any subsidies available through Rhode Island HealthSource. This is general information and not insurance advice.
About health insurance agents in Pawtucket
Health insurance agents in Pawtucket, Rhode Island help individuals and families find coverage through the Rhode Island HealthSource exchange or private plans. Rhode Island state law requires all health plans to cover essential health benefits and preventive services. Agents can guide you through open enrollment periods and special enrollment qualifying events.
Frequently Asked Questions
What does a health insurance agent in Pawtucket do?
A health insurance agent helps you compare plans from different carriers, apply for subsidies through Rhode Island HealthSource, and enroll in coverage. They can also assist with Medicare Advantage and Medigap plans for seniors. Agents are licensed by the Rhode Island Department of Business Regulation.
Do I have to pay a fee to use a health insurance agent in Rhode Island?
In most cases, health insurance agents are paid commissions by the insurance company, so you do not pay a separate fee. However, some agents may charge a consulting fee for certain services, which must be disclosed upfront. Always ask about fees before working with an agent.
When can I enroll in health insurance in Pawtucket?
Open enrollment for ACA plans through Rhode Island HealthSource typically runs from November 1 to January 31 each year. You may also qualify for a special enrollment period if you have a life event like losing other coverage, moving, or having a baby. Rhode Island does not have a state-specific extended enrollment period beyond federal rules.
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