The top-rated health insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 254 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 11 health insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Espejo: Allstate Insurance | 1318 Plainfield St | (401) 831-2099 |
| 2 | Expert Insurance | 1705 Hartford Ave | (401) 709-7720 |
| 3 | Narragansett Bay Insurance Company | 1301 Atwood Ave #102W | (401) 725-5600 |
| 4 | Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance | 1465 Atwood Ave | (401) 273-8700 |
| 5 | Tax Insurance Solutions | 1215 Plainfield St | (401) 944-1512 |
| 6 | Smyth Business Solutions | 1665 Hartford Ave | (401) 227-9256 |
| 7 | Cesar Loaiza: Allstate Insurance | 653 Killingly St | (401) 942-0500 |
| 8 | Capital Insurance Group | 454 George Waterman Rd | (401) 349-5757 |
| 9 | Jack Noonan, Financial Professional - New York Life | 1301 Atwood Ave Ste 306n | (401) 276-7439 |
| 10 | Brenda Santos - New York Life Securities LLC Financial Services Professional | 1301 Atwood Ave Suite 306N | (401) 222-0772 |
Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island area and surrounding communities as a local health insurance agent. This agency helps individuals and families understand their available coverage options and navigate enrollment periods. They assist clients in selecting plans that meet routine medical needs and unexpected healthcare expenses. The office also provides guidance on coordinating benefits with existing coverage and managing open enrollment changes for individual health plans.
Expert Insurance serves homeowners, families, and local businesses in Johnston, Rhode Island, offering guidance on individual and group health insurance agent services. Policies are explained clearly to help clients compare plans and enroll during open enrollment or special qualifying events. The agency assists with navigating coverage options available through the Health Insurance Marketplace and private insurers. Its service area also extends into nearby Providence, ensuring residents across the metropolitan region can access professional advice for their healthcare coverage needs.
Narragansett Bay Insurance Company provides a full range of health insurance agent services, including individual and group plan consultations, plan comparisons, and enrollment assistance. It offers ongoing service plans that include annual policy reviews and support for claims and billing questions. Based in Johnston, RI, the company helps clients understand their coverage options and navigate changes in their healthcare needs. It services single-family homes, apartments, retail businesses, and restaurants.
Serving the Johnston, Rhode Island area and its surrounding communities, Graham Insurance Inc., operated by Vincent S Podmaska with Nationwide Insurance, handles health insurance agent needs for local residents and small businesses. The company assists clients in reviewing and comparing various health coverage plans to meet their medical and financial requirements. Its approach for a typical job involves evaluating each client’s situation and then presenting plan options that align with those needs.
Clients of Tax Insurance Solutions can choose between a one-time consultation for specific health insurance questions or an ongoing arrangement for continuous policy management and annual review. As a health insurance agent in Johnston, RI, the company helps individuals and families navigate coverage options to find plans meeting their medical needs and budget. Service may run on either a scheduled basis for periodic check-ins or an as-needed basis whenever a client requires immediate assistance.
Smyth Business Solutions specializes in matching individuals and small groups with suitable health insurance plans, guiding clients through open enrollment periods and coverage options. As a local health insurance agent in Johnston, RI, it serves the broader Rhode Island area by explaining key plan details like deductibles, networks, and preventive care benefits. The agency also helps clients navigate qualifying life events, such as job changes or new births, that allow for special enrollment outside a standard annual window.
As Johnston residents begin exploring their coverage options during the open enrollment season, Cesar Loaiza: Allstate Insurance provides guidance on health insurance plans for individuals and families in Rhode Island. The agency helps clients compare various policies to find suitable medical and prescription drug coverage that fits their healthcare needs and budgets. Every new consultation includes a careful review of a client’s current situation, coverage gaps, and preferred providers before suggesting plans to consider. A comprehensive introductory session is scheduled to evaluate specific requirements and outline the next steps toward enrollment.
Capital Insurance Group in Johnston, Rhode Island, provides guidance on health insurance coverage for individuals and families. The agency assists clients in comparing local marketplace plans, helping them understand deductibles and network options. It also specializes in supplemental policies that address specific medical needs not covered by standard insurance. Commercial sectors served by the company include small offices in the Providence metro area, industrial warehouses in nearby business parks, and food service establishments throughout the region.
Jack Noonan, Financial Professional with New York Life, serves residents in Johnston, Rhode Island, helping them select individual health insurance plans that meet personal healthcare needs. The agency also assists local businesses by providing commercial coverage options for their employees and their families throughout the greater Johnston area. During consultations, clients receive guidance on plan details and enrollment procedures. Follow-up assistance is available between regular visits to address any changes in coverage or to update policy information as circumstances evolve.
What Does a a Health Insurance Agent in Johnston Cost?
Health insurance agents in Rhode Island typically do not charge you a fee for their services. They receive commissions from the insurance carriers, which are built into the plan premiums. For individual plans, monthly premiums in Rhode Island can range from around 300 to 800 dollars per person depending on age, income, and metal tier. Costs vary by case and plan selection. This is general information, not insurance advice.
About health insurance agents in Johnston
Health insurance agents in Johnston, Rhode Island help individuals and families navigate plan options through Rhode Island HealthSource, the state-based marketplace. These agents are licensed by the Rhode Island Department of Business Regulation and can assist with Open Enrollment periods and Special Enrollment events. They provide guidance on plans that meet Rhode Island state coverage requirements.
Frequently Asked Questions
What is Rhode Island HealthSource?
Rhode Island HealthSource is the official health insurance marketplace for Rhode Island residents. It was established under the Affordable Care Act and offers qualified health plans with premium tax credits. A local agent can help you compare these plans in Johnston.
Do I need an agent to buy health insurance in Rhode Island?
No, you can apply directly through Rhode Island HealthSource. However, a licensed agent can explain plan differences, estimate subsidies, and help with paperwork. Their service is usually free to you because they are paid by the insurance company.
What is the Open Enrollment period in Rhode Island?
The Open Enrollment period for 2025 plans runs from November 1, 2024 to January 31, 2025. Outside this window, you can only enroll if you qualify for a Special Enrollment Period due to a life event like marriage or job loss.
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