The top-rated health insurance agent in Lincolnton, North Carolina is L&L Insurance Agency Lincolnton, NC, rated 4.9 stars across 350 reviews. Other highly rated options include Kale Insurance, Billye Roland - State Farm Insurance Agent, Paul Parker - State Farm Insurance Agent. This directory lists 19 health insurance agents serving Lincolnton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L&L Insurance Agency Lincolnton, NC | 1442 N Aspen St | (704) 732-1811 |
| 2 | Kale Insurance | 107 N Cedar St | (704) 732-4646 |
| 3 | Billye Roland - State Farm Insurance Agent | 1912 E Main St | (704) 732-2253 |
| 4 | Paul Parker - State Farm Insurance Agent | 1203 E Main St | (704) 735-7700 |
| 5 | Patricia Mosteller: Allstate Insurance | 2614 E Main St | (704) 732-6890 |
| 6 | Watson Insurance Agency | 301 E Main St | (704) 735-3006 |
| 7 | Alan Carpenter: Allstate Insurance | 479 N Generals Blvd | (704) 735-8952 |
| 8 | Total Choice Insurance Agency | 2586 E Main St | (704) 908-1505 |
| 9 | Leavitt Elite Insurance Advisors | 2740 NC-27 | (704) 735-6974 |
| 10 | Leonard Insurance Advisors, LLC | 312 E Water St | (704) 735-7427 |
L&L Insurance Agency serves Lincoln County and the Lincolnton, North Carolina area as a health insurance agent. It specializes in helping individuals and families navigate plan options for medical coverage. The agency provides guidance on selecting and enrolling in policies that match varying healthcare needs and budgets. Its work involves comparing plans from multiple carriers to find suitable arrangements for each client. Specific services it handles include assisting with Medicare supplement plans and Affordable Care Act marketplace health insurance policies.
Kale Insurance provides individual health plans, family coverage, and group policy options to residents in and around Lincolnton, NC. The company assists clients with annual enrollment, plan comparisons, and subsidy qualification to ensure suitable coverage is maintained. Service includes ongoing policy reviews and assistance with claims or plan changes during the year. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Billye Roland - State Farm Insurance Agent serves homeowners, small business owners, and renters in Lincolnton, NC, offering health insurance policies to help cover medical costs and preventive care. The agency also assists local property managers with group insurance options, ensuring tenants and staff have access to necessary coverage. Residents seeking to compare plans for individual or family needs can receive personalized guidance. The agency additionally works with clients in the neighboring community of Denver, North Carolina, and along the Lake Norman corridor.
Serving Lincolnton, NC, and the surrounding communities, Paul Parker - State Farm Insurance Agent handles health insurance needs for individuals and families in the region. The agency works with clients to understand their coverage requirements and explore available plan options. Offerings typically include major medical policies and supplemental health products designed to address routine and unexpected medical expenses. Using a straightforward, consultative approach, the agent reviews each client’s specific situation to recommend suitable coverage that fits their healthcare needs and budget.
Patricia Mosteller: Allstate Insurance in Lincolnton, NC, helps clients understand the difference between one-time health plan enrollments and ongoing coverage adjustments. As a health insurance agent, the agency guides individuals through plan options tailored to changing medical needs and budgets. Service is provided on an as-needed basis, whether for annual open enrollment, life changes like marriage or a new job, or a sudden question about a current policy.
Watson Insurance Agency provides a full range of health insurance services for individuals and families in Lincolnton, North Carolina. It offers plan selection assistance to match coverage needs with available options. The agency also helps with annual open enrollment periods and guides clients through policy maintenance and renewal processes throughout the year. Its advisors explain deductibles, premiums, and provider networks to ensure clear understanding of each plan. The agency services single-family homes and small apartments, as well as local retail businesses and restaurants needing group health coverage.
Alan Carpenter: Allstate Insurance in Lincolnton, NC, provides health insurance agent services, offering individual plans and family coverage options. The agency works to match clients with policies that suit their healthcare needs and budgets, also assisting with policy changes, claims questions, and enrollment procedures. This local office helps residents understand their Medicare supplements and plan selections. As open enrollment periods approach each year, it guides customers through the timeline and paperwork to avoid gaps in their medical coverage.
As the open enrollment season or a change in personal circumstances creates the need for coverage, residents turn to local expertise. Total Choice Insurance Agency in Lincolnton, NC, serves the community as a dedicated health insurance agent, guiding individuals and families through available plan options. The agency helps clarify policy details to match different healthcare needs and budgets. Before recommending a specific plan, the initial step generally involves a thorough assessment of the client’s current health requirements and financial situation.
Leavitt Elite Insurance Advisors serves homeowners, families, and local business owners in Lincolnton, North Carolina, offering individual and group health insurance plans. The agency guides clients through enrollment for major medical policies and assists with Medicare-related options. Coverage selections focus on meeting varying needs for prescription drug, hospital, and preventive care benefits. In addition to serving Lincolnton residents, the firm also provides its advisory services to clients in the nearby community of Denver.
Leonard Insurance Advisors, LLC serves clients in the Lincolnton, North Carolina area by guiding them through the process of obtaining health insurance coverage. The company specializes in helping individuals and groups find plans tailored to their specific healthcare needs. Their role involves explaining different policy options and assisting with applications. Leonard Insurance Advisors can also work with local businesses, tailoring health benefits for commercial clients in various settings such as offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Lincolnton Cost?
Health insurance agents in North Carolina typically earn a commission from the insurance carrier, so you usually pay no direct fee. For individual plans, monthly premiums can range from 200 to 800 dollars depending on age, income, and coverage level. Medicare Supplement plans may cost 100 to 300 dollars per month. Costs vary widely by plan and insurer. This is general information, not insurance advice.
About health insurance agents in Lincolnton
Health insurance agents in Lincolnton, North Carolina help individuals and families find coverage through the Affordable Care Act marketplace, private insurers, and Medicare. North Carolina requires all health insurance agents to hold a valid state license and follow strict disclosure rules. Local agents understand the specific needs of Lincoln County residents, including access to nearby healthcare providers.
Frequently Asked Questions
What does a health insurance agent in Lincolnton do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can guide you through North Carolinas open enrollment period, which typically runs from November 1 to January 15 each year. Agents also help with special enrollment periods for life events like marriage or job loss.
Do I have to pay a fee to use a health insurance agent in North Carolina?
In most cases, health insurance agents in North Carolina are paid by the insurance company, not by you. Their commission is built into the plan premiums. However, some agents may charge a separate fee for consulting or administrative services, so always ask about costs upfront.
Can a Lincolnton agent help me with Medicare plans?
Yes, many Lincolnton agents are licensed to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They can help you compare options during the annual Medicare Open Enrollment Period from October 15 to December 7. North Carolina also has a State Health Insurance Assistance Program for free counseling.