The top-rated health insurance agent in Davidson, North Carolina is Roger O'Connell State Farm Insurance Agency, rated 4.8 stars across 329 reviews. Other highly rated options include Relation Insurance - Parks Group, Wade Associates, Zurita Insurance & Financial Services - Davidson. This directory lists 10 health insurance agents serving Davidson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roger O'Connell State Farm Insurance Agency | 452 S Main St #100 | (704) 892-3131 |
| 2 | Relation Insurance - Parks Group | 190 Jackson St | (704) 892-1115 |
| 3 | Wade Associates | 212 S Main St | (704) 892-9297 |
| 4 | Zurita Insurance & Financial Services - Davidson | 210 Delburg St | (704) 469-5000 |
| 5 | Lake Norman Insurance Agency | 400 N Harbor Pl Suite E | (704) 895-1075 |
| 6 | ANT Insurance | 210 Delburg St | (704) 530-6096 |
| 7 | TotalCoverage Health Insurance NC | 572 Jetton St | (704) 851-1363 |
| 8 | Davidson Benefits Agency | 212 S Main St | (704) 931-5739 |
| 9 | Met Life | 705 Northeast Dr #16 | (704) 892-2226 |
| 10 | Bridgewater Insurance Group | 710 Northeast Dr STE 11 | (704) 450-4344 |
Roger O'Connell State Farm Insurance Agency serves the Davidson, North Carolina area and offers health insurance agent services. The agency helps local individuals and families navigate their health coverage options through the marketplace. It also works with clients to assess need for supplemental plans that address routine and unexpected medical expenses. Each policy consultation focuses on matching coverage to personal health requirements and budget. In this region, the agency handles enrollment for individual health plans and provides guidance on short-term medical insurance options.
Relation Insurance - Parks Group provides health insurance agent services to clients in Davidson, North Carolina. Its offerings include guiding individuals and families through plan selection for medical coverage. The company helps clients understand available maintenance plans and annual enrollment options to keep their policies active and compliant with local regulations. Routine policy reviews are part of its service to ensure coverage meets changing needs. The agency serves a variety of property types in the area, including single-family homes, apartments, retail businesses, and restaurants.
Wade Associates serves homeowners, businesses, and property managers in the Davidson, North Carolina area, guiding clients through the selection of individual and group health insurance plans. It assists with evaluating policy options, navigating enrollment periods, and understanding coverage details for medical, dental, and vision needs. The agency provides ongoing support for claims questions and plan renewals. Its service area also extends to nearby Huntersville and the greater Lake Norman region of the Charlotte metro.
Zurita Insurance & Financial Services - Davidson serves the Davidson, NC area and surrounding communities, assisting residents with their health insurance needs. It handles individual and family health plans, helping clients navigate policy options for medical coverage. The agency works to match customers with plans that align with their healthcare requirements and financial situations. To manage a typical job, it begins by reviewing a client’s current coverage and health priorities, then compares available marketplace or private plans to find a suitable fit, guiding them through the enrollment process step by step.
Lake Norman Insurance Agency in Davidson, North Carolina distinguishes between one-time policy comparisons for individual needs and recurring annual open enrollment reviews for ongoing adjustments. Their work as a health insurance agent involves helping clients assess local plan options and understand coverage exclusions. The agency ensures clients can navigate marketplace requirements effectively. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s enrollment cycle and any mid-year changes to their circumstances.
ANT Insurance specializes in helping individuals and families navigate the complexities of health insurance plans, offering guidance on policy selection and enrollment. Operating in Davidson, NC, the agency works directly with clients to compare coverage options and understand their benefits throughout the year. As independent agents, they assist with plan adjustments during open enrollment periods and address urgent coverage needs following major life changes like job transitions or new family additions. The agency helps residents manage their healthcare spending before annual deductibles reset at the start of the new year.
As the open enrollment period approaches each year, many Davidson residents seek guidance for their health insurance options. TotalCoverage Health Insurance NC assists clients in navigating these choices with personalized attention. The company specializes in comparing medical plans to match individual health needs and budgets. In this growing Lake Norman community, working with a local agent helps clarify terms and select suitable coverage. Their process begins with a complimentary review of your current policy and health requirements during a brief initial consultation.
Located in Davidson, North Carolina, Davidson Benefits Agency provides health insurance agent services to individuals and families. Its work includes assessing coverage needs and explaining plan options. The company specializes in finding suitable health plans that account for specific medical situations and budget constraints. Clients often require help navigating open enrollment periods and understanding policy networks. Davidson Benefits Agency can serve commercial sectors such as offices, warehouses, and food service establishments.
Met Life offers health insurance agent services for residents in Davidson, North Carolina, helping individuals select suitable plans for their needs. Commercial coverage is also available for local businesses seeking to protect their employees and operations within the greater Charlotte area. The agency assists clients in understanding policy options during the annual enrollment period. Regular follow-up is provided between annual visits to address any changes in coverage or emerging health concerns.
Bridgewater Insurance Group in Davidson, NC, is known for assisting individuals and families in navigating the local health insurance market. The agency helps clients compare major medical plans, Medicare options, and short-term coverage for their specific needs. It also advises on plans that fit different budgets and healthcare requirements. For added support, the group offers enrollment assistance and claims guidance as a specialty service.
What Does a a Health Insurance Agent in Davidson Cost?
Health insurance agents in North Carolina typically do not charge a direct fee for their services. Their compensation comes from commissions paid by insurance companies, which are built into the plan premiums. For ACA marketplace plans, agent commissions are set by law and vary by carrier, often ranging from 5 to 10 percent of the premium. For Medicare plans, commissions are regulated and differ by plan type. Costs to you as a consumer are generally zero for agent assistance. This is general information, not insurance advice.
About health insurance agents in Davidson
Health insurance agents in Davidson, North Carolina help individuals and families find coverage that meets their needs and budget. Agents licensed in North Carolina must follow state regulations, including rules for plan disclosures and enrollment periods. Working with a local agent can simplify the process of comparing plans on the federal marketplace or private options.
Frequently Asked Questions
What does a health insurance agent in Davidson do?
A health insurance agent helps you review and compare health plans from different carriers. They explain plan benefits, costs, and network details. In North Carolina, agents must be licensed by the state Department of Insurance.
Do I need an agent to buy health insurance in North Carolina?
No, you can buy directly from the marketplace or an insurer. However, an agent can help you understand plan differences and find subsidies. North Carolina agents cannot charge you a fee for their services on ACA plans.
Can a Davidson agent help with Medicare plans?
Yes, many agents specialize in Medicare Advantage, Medigap, and Part D plans. They must follow North Carolina rules for marketing and enrollment. They can help you compare plans during the annual enrollment period or special enrollment periods.