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Find Health Insurance Agents Near You in Charlotte, NC

Browse health insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated health insurance agent in Charlotte, North Carolina is Health Plans of NC, rated 5.0 stars across 1,184 reviews. Other highly rated options include CAP Insurance Group, Laurie Insurance Group, Latorre Insurance. This directory lists 41 health insurance agents serving Charlotte.

Showing 41 health insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Health Plans of NC4350 Congress St UNIT 300(800) 797-0327
2CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
3Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
4Latorre Insurance124 N McDowell St(704) 566-8181
5Flex Insurance, NC8318 Pineville-Matthews Rd #280g(980) 999-5511
6Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
7Carolinas Coverage Insurance Agency410 Westinghouse Blvd Suite B(704) 595-3429
8Daniela Melendez - State Farm Insurance Agent9620 Longstone Ln A(704) 733-9022
9O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
10Pruitt Keener Insurance8832 Blakeney Professional Dr #203(704) 759-1300
HP
4350 Congress St UNIT 300
Health Plans of NC
Health Insurance Agent · Charlotte, NC

Health Plans of NC serves the Charlotte, North Carolina metro area as a health insurance agent, helping individuals and families find insurance coverage that fits their needs. It offers guidance on plan options available through federal and state marketplaces, assisting with enrollment and helping clients navigate changes in coverage. The agency also provides support for Medicare supplement plans and short-term health insurance policies in this region.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Health Insurance Agent · Charlotte, NC

CAP Insurance Group serves Charlotte, North Carolina, and the surrounding communities, handling health insurance plans for individuals and families. The agency addresses a range of coverage needs, from major medical policies to supplemental plans that help with out-of-pocket costs. Agents work with clients to compare options from multiple carriers, explaining the differences in deductibles, copays, and network restrictions. To manage a typical job, the agency uses a consultative process that begins with a thorough review of each client’s healthcare history and budget before presenting plan recommendations.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Health Insurance Agent · Charlotte, NC

As a health insurance agent in Charlotte, NC, Laurie Insurance Group specializes in helping individuals and families select individual and family health plans. It also works with small business owners to navigate group health insurance options for their employees. The agency assists clients throughout the annual open enrollment period and during qualifying life events. Beyond plan selection, it helps residents understand coverage specifics like network access and prescription drug benefits. For those facing sudden job loss or a change in family status, Laurie Insurance Group provides guidance on obtaining timely, compliant coverage.

LI
124 N McDowell St
Latorre Insurance
Health Insurance Agent · Charlotte, NC

Latorre Insurance helps individuals and businesses in Charlotte select health coverage that fits their medical needs and financial situations. The agency specializes in supplementing basic plans with options for dental, vision, and critical illness protection. Clients benefit from guidance through enrollment periods and claims questions without pressure. The company serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.

FI
8318 Pineville-Matthews Rd #280g
Flex Insurance, NC
Health Insurance Agent · Charlotte, NC

Flex Insurance, NC specializes in helping individuals and families find individual health plans, short-term medical coverage, and Medicare supplements in Charlotte, North Carolina. It generally assists clients by comparing available marketplace policies and explaining how different deductibles and copays affect monthly premiums. The agent works to match each person’s healthcare needs with a suitable carrier. During the annual Open Enrollment Period or after a qualifying life event, it helps customers secure coverage that prevents gaps in medical care and avoids tax penalties.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Health Insurance Agent · Charlotte, NC

Capstone Insurance Agency in Charlotte, North Carolina distinguishes itself by offering both one-time plan comparisons and recurring support for ongoing coverage needs. Their health insurance agents help individuals and families navigate annual enrollment periods, as well as Medicare and marketplace plan selections. They also assist small business owners in understanding group health options. Service is available on a scheduled appointment basis to discuss new policies or adjust existing coverage under changing circumstances.

CC
410 Westinghouse Blvd Suite B
Carolinas Coverage Insurance Agency
Health Insurance Agent · Charlotte, NC

Based in Charlotte, North Carolina, Carolinas Coverage Insurance Agency assists individuals and organizations in navigating various medical insurance options. The agency specializes in finding suitable add-on coverage that addresses gaps in standard plans. Their services focus on helping clients understand complex policy details to make informed decisions about their healthcare needs. This independent agency provides tailored solutions for commercial sectors, including local offices, warehouses, and food service establishments.

DM
9620 Longstone Ln A
Daniela Melendez - State Farm Insurance Agent
Health Insurance Agent · Charlotte, NC

Each year, as open enrollment approaches, Charlotte residents often seek to adjust their health coverage to match changing medical needs. Daniela Melendez - State Farm Insurance Agent provides guidance for navigating those annual policy decisions, helping clients compare marketplace options and supplemental plans for the year ahead. The office focuses on explaining coverage details clearly, assisting with applications, and confirming plan networks specific to North Carolina providers. New clients start by scheduling a brief consultation to review their current health circumstances and identify suitable insurance adjustments.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Health Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. serves residents of Charlotte and the surrounding North Carolina communities with personal health insurance coverage. For local businesses, the agency also assists in securing group health plans and navigating employee benefits options. The service area concentrates primarily on the greater Charlotte metropolitan region. Clients can expect the agent to facilitate follow-up enrollment or policy adjustments between regular annual enrollment periods, ensuring ongoing coverage needs are met with professional coordination.

PK
8832 Blakeney Professional Dr #203
Pruitt Keener Insurance
Health Insurance Agent · Charlotte, NC
JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Health Insurance Agent · Charlotte, NC
(704) 926-7565
thejordaninsuranceagency.com
SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Health Insurance Agent · Charlotte, NC
(704) 545-7171
thesuperiorinsurance.com
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Health Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
RI
10720 S Tryon St J
ROMA INSURANCE AGENCY
Health Insurance Agent · Charlotte, NC
(704) 675-9144
romainsuranceagency.net
SB
1811 Sardis Rd N # 207
Safeguard Benefit Services
Health Insurance Agent · Charlotte, NC
(704) 412-6989
safeguardbenefitservices.com
KB
1981 J N Pease Pl STE 202
Kevin Brewer & Associates Inc
Health Insurance Agent · Charlotte, NC
(704) 549-1222
kevinbrewerassociates.com
CL
13777 Ballantyne Corporate Pl
Carolina Living Benefits Associates
Health Insurance Agent · Charlotte, NC
(704) 287-5757
carolinalba.com
LI
10130 Mallard Creek Rd #300
Lily Insurance
Health Insurance Agent · Charlotte, NC
(980) 288-5798
lilyinsured.com
NH
4651 Charlotte Park Dr #420
No Hassle Health Quotes - Kayla Arnold
Health Insurance Agent · Charlotte, NC
(407) 748-9091
nohasslehealthquotes.com
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Health Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
HG
5113 Piper Station Dr #207
Hilb Group
Health Insurance Agent · Charlotte, NC
(704) 552-5888
charlotteinsurance.com
FI
4009 Corning Pl Ste E2-260
Family Insurance Help
Health Insurance Agent · Charlotte, NC
(980) 272-8203
familyinsurancehelp.com
BH
7810 Pineville-Matthews Rd Suite #8
Ballantyne Health Insurance
Health Insurance Agent · Charlotte, NC
(704) 243-5851
calendly.com/robdelavega/phone-appt
TL
4651 Charlotte Park Dr
Terre Lee Insurance
Health Insurance Agent · Charlotte, NC
(407) 782-5408
terreleeinsurance.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Health Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
TI
8440 Rea Rd Ste P
Tillman Insurance Advisors - Insurance Advisors in Charlotte
Health Insurance Agent · Charlotte, NC
(704) 960-1860
tillmaninsuranceadvisors.com
BS
8516 S Tryon St #102
Blue Store South Charlotte
Health Insurance Agent · Charlotte, NC
(704) 527-4220
bluestoresouthcharlottenc.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Health Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
CS
10130 Perimeter Pkwy #200
Carolina's 1st Choice Agency
Health Insurance Agent · Charlotte, NC
(704) 464-0300
carolinas1stchoice.com
HQ
1981 J N Pease Pl
Health Quotes Corporation
Health Insurance Agent · Charlotte, NC
(704) 703-8652
healthquotes-nc.com
HI
10400 Cedar Cir Dr
HealthFlex Insurance NC
Health Insurance Agent · Charlotte, NC
(704) 251-5261
hermilawollen69430.wixsite.com/-universe-health-ins
MB
10816 Black Dog Ln #120
MI Benefits
Health Insurance Agent · Charlotte, NC
(704) 393-3799
FH
11535 Carmel Commons Blvd
Fit Health Insurance NC
Health Insurance Agent · Charlotte, NC
(704) 275-5414
AH
615 S College St
Affordable HealthCare
Health Insurance Agent · Charlotte, NC
(704) 345-0220
applyforaffordablehealthcare.com
CH
11535 Carmel Commons Blvd
Carolina Health Insurance
Health Insurance Agent · Charlotte, NC
(252) 546-9455
GI
4404 Red Holly Ct
Grasso Insurance Group
Health Insurance Agent · Charlotte, NC
(704) 900-1929
grassoinsurancegroup.com
AI
3611 Mt Holly-Huntersville Rd
allwood insurance charlotte nc
Health Insurance Agent · Charlotte, NC
(704) 395-1239
allwoodinsurance.com
AN
FRENETTE BUILDING, 11016 Rushmore Dr #175
AmeriLife of North Carolina, LLC
Health Insurance Agent · Charlotte, NC
(704) 910-0161
amerilife.com/northcarolina
SI
2137 Chatham Ave
Southeast Insurance Solutions, Inc
Health Insurance Agent · Charlotte, NC
(704) 560-8972
individualhealthinsurancenc.com
LT
5230 Rocky Branch Dr Apt 203
Lady Thomas Insurance Agency
Health Insurance Agent · Charlotte, NC
(980) 475-2949
AH
11439 Northwoods Forest Dr
Affordable Health Insurance
Health Insurance Agent · Charlotte, NC
(980) 270-0404

What Does a a Health Insurance Agent in Charlotte Cost?

Health insurance agents in North Carolina usually do not charge you directly for their services. They earn commissions from insurance carriers, which are built into the plan premiums. For ACA plans, premiums in Charlotte range from around 300 to 700 dollars per month for a single adult depending on income and plan tier. Medicare agents may offer free assistance. This is general information and not insurance advice.

About health insurance agents in Charlotte

Health insurance agents in Charlotte, North Carolina help individuals and families find coverage through the federal marketplace or private insurers. Under North Carolina law, agents must be licensed by the North Carolina Department of Insurance and follow state regulations for plan disclosures. They can explain options like ACA qualified health plans, Medicare Advantage, and short-term medical policies available in Mecklenburg County.

Frequently Asked Questions

What types of health insurance plans can a Charlotte agent help me find?

Charlotte agents can help you enroll in ACA marketplace plans, Medicare Part D and Advantage plans, short-term medical policies, and group health insurance for small businesses. They also assist with North Carolina specific programs like NC Medicaid expansion.

Is there a fee to use a health insurance agent in North Carolina?

Most health insurance agents in North Carolina are paid by the insurance company, not by you. However, some agents may charge a consulting fee for complex cases. Always ask about fees before starting the process.

What deadlines apply for health insurance enrollment in Charlotte?

Open enrollment for ACA plans in North Carolina typically runs from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like losing other coverage or moving to Charlotte.

Health Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.