The top-rated health insurance agent in Durham, North Carolina is Superior Insurance of Durham, rated 4.8 stars across 422 reviews. Other highly rated options include Mike Embree Insurance Agency, The Insurance Pros, ClearBenefits Group LLC. This directory lists 20 health insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 2 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 3 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 4 | ClearBenefits Group LLC | 2828 Pickett Rd #250 | (919) 493-4272 |
| 5 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 6 | SKW Insurance | 4130 Garrett Rd #418 | (919) 358-3835 |
| 7 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
| 8 | Palmetto Medicare Advisors | 4324 S Alston Ave | (919) 897-7198 |
| 9 | Insurance People of North Carolina | 1920 Front St | (919) 383-0442 |
| 10 | George Stevens Insurance Inc | 1320 Hill St | (919) 403-3611 |
Superior Insurance of Durham serves Durham County and the surrounding area as a health insurance agent. It assists individuals and families in navigating healthcare coverage options under the Affordable Care Act. The agency works to match clients with suitable plans from major carriers, focusing on local provider networks and prescription drug coverage. It also offers annual enrollment support and guidance for qualifying life changes. Additionally, Superior Insurance of Durham handles Medicare Advantage plans and Medicare Supplement policies for eligible residents.
Mike Embree Insurance Agency in Durham, NC provides health insurance plans for individuals, families, and small business owners in the area. The agency offers annual enrollment support and policy maintenance to help clients adjust coverage as their medical needs or income shift over time. Typical work involves reviewing plan networks and comparing deductible options across insurers each year. Services focus on residential single-family homes, apartment renters, local retail shops, and independent restaurants throughout the Triangle region.
The Insurance Pros assists residents, homeowners, and small business owners throughout Durham, North Carolina, in navigating their health insurance options. The agency helps clients compare individual plans and group coverage to fit medical needs and financial situations. They simplify policy paperwork and explain benefit details for those enrolling in plans during open enrollment or qualifying life events. Guidance is available for high-deductible plans associated with health savings accounts. In addition to serving Durham, this health insurance agent also covers clients in the neighboring community of Chapel Hill.
Local residents seeking health coverage may work with ClearBenefits Group LLC on either a one-time policy review or an ongoing advisory relationship. The Durham, NC firm assists individuals and small businesses in understanding available medical plans within the local marketplace. Insurance options are reviewed to match client budgets and healthcare needs. Their service runs on a one-time, scheduled, or as-needed basis.
All About Insurance - Durham serves clients throughout the Durham region and surrounding communities, handling a full range of health insurance needs for individuals, families, and local small businesses. The agency explains complex plan options and helps compare coverage from the available health insurance carriers during open enrollment or special enrollment periods. It guides each client through plan selection by first reviewing their healthcare usage and budget, then matching them with a suitable policy.
As the annual open enrollment period approaches in Durham, many residents seek guidance through the complexities of health plan options. SKW Insurance helps clients compare available plans to match their coverage needs and budget. The agency works with individuals and families to navigate the various subsidy qualifications under current regulations. Policy details, deductibles, and network options are reviewed clearly during a personal consultation. The process typically begins with a no-obligation initial assessment at the client's home or via phone to review current coverage needs and identify any gaps.
All About Insurance - Durham (University Dr) in Durham, NC specializes in connecting individuals and families with suitable health insurance policies. The agency evaluates various plan options to match clients with coverage that meets their specific medical needs and financial situations. It serves as a local resource for navigating plan details, network restrictions, and cost structures. As the annual Open Enrollment Period approaches, the agent helps Durham residents assess their current coverage and decide on plan changes before the deadline.
Palmetto Medicare Advisors, based in Durham, NC, specializes in helping individuals and families navigate health insurance options. The agency focuses on providing guidance for selecting suitable plans and understanding coverage details. It serves the local community with general health insurance agent services. Additionally, the agency can assist commercial clients including offices, warehouses, and food service establishments with their business insurance needs.
Insurance People of North Carolina provides health insurance agent services for residents in the Durham, North Carolina area. The agency also assists local businesses with commercial group coverage options for employers and their employees. Service extends throughout the greater Durham region and surrounding communities in central North Carolina. New clients can review their current health plans and explore alternative coverage solutions during an initial consultation. The agency remains available for follow-up assistance and policy adjustments between regular scheduled visits.
George Stevens Insurance Inc in Durham, NC is known for helping individuals and families navigate the complexities of health insurance plans. The company provides thorough guidance on selecting suitable coverage through the marketplace and private insurers. Their services include explaining policy details, comparing options, and assisting with enrollments during open seasons. For Durham residents needing ongoing support, this agent offers targeted assistance with health plan renewals and annual policy reviews.
What Does a a Health Insurance Agent in Durham Cost?
Using a health insurance agent in North Carolina is generally free to you because the agent earns a commission from the insurance carrier. For ACA plans this commission is typically around 5 to 10 percent of the monthly premium. For Medicare plans the commission is set by law and varies by plan type. Costs for the consumer depend on the plan selected not the agent service. This is general information not insurance advice.
About health insurance agents in Durham
A health insurance agent in Durham North Carolina can help you compare plans from major carriers like Blue Cross NC and UnitedHealthcare. North Carolina law requires agents to be licensed by the state Department of Insurance. Agents provide free guidance on ACA marketplace plans short term policies and Medicare options.
Frequently Asked Questions
What does a health insurance agent in Durham do?
A health insurance agent helps you review and enroll in health plans. They explain coverage details costs and provider networks. North Carolina agents must follow state regulations and disclose their license status.
Do I have to pay for a health insurance agent in North Carolina?
Most health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. You should confirm this before working with any agent.
What is the open enrollment period for health insurance in North Carolina?
The ACA open enrollment period in North Carolina typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like marriage or job loss.