The top-rated health insurance agent in Gastonia, North Carolina is Pegram and Noyes Insurance, rated 5.0 stars across 392 reviews. Other highly rated options include New Hope Insurance, Beard Insurance Group, Elite Insurance. This directory lists 22 health insurance agents serving Gastonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pegram and Noyes Insurance | 4312 Wilkinson Blvd | (704) 823-9495 |
| 2 | New Hope Insurance | 2664 S New Hope Rd | (704) 824-3130 |
| 3 | Beard Insurance Group | 1312 W Franklin Blvd | (704) 861-5999 |
| 4 | Elite Insurance | 413 S York St | (704) 867-0731 |
| 5 | Watson Insurance Agency | 245 E Second Ave | (704) 865-8584 |
| 6 | Pinnacle Insurance Partners LLC | 3302 S New Hope Rd Ste 300A | (704) 970-1804 |
| 7 | Ewing Insurance Agency Inc | 1548 Union Rd | (704) 861-0100 |
| 8 | A-1 Insurance Coverage | 1108 Union Rd D | (704) 866-7550 |
| 9 | Sheffield Insurance Agency | 1550-B, Union Rd Ste B | (704) 671-4779 |
| 10 | Johnson Insurance Group, Inc. | 1905 E Garrison Blvd | (704) 854-8646 |
Pegram and Noyes Insurance offers a full range of health insurance options for individuals and families in the Gastonia area. Their services include helping clients navigate policy selection during open enrollment periods. They also assist with plan renewals and coverage adjustments throughout the year. The agency provides ongoing support for claims questions and benefit changes. By staying current with local healthcare regulations, they help ensure their clients have appropriate coverage. This includes servicing policies for single-family homes, apartments, retail businesses, and restaurants in the region.
New Hope Insurance serves the Gastonia, North Carolina, metro area as a local health insurance agency. The agency helps individuals and families navigate the annual open enrollment period for Affordable Care Act marketplace plans. It also assists small business owners with group health coverage options for their employees. In this area, it handles Medicare supplement plan comparisons and short-term health insurance applications for clients needing temporary coverage.
Beard Insurance Group serves homeowners, families, and local business owners seeking individual and group health insurance plans. The agency helps clients navigate open enrollment periods and understand their coverage options. It provides consultations to match policies with specific budget needs and medical requirements. Based in Gastonia, North Carolina, the company also works with residents and employers throughout the greater Charlotte metro area, including nearby communities such as Belmont.
Based in Gastonia, North Carolina, Elite Insurance serves that city and the surrounding Gaston County communities. The agency handles a range of health insurance needs, from individual and family plans to group coverage for local small businesses. Its agents focus on explaining how specific plan features, such as deductibles and prescription drug coverage, apply to each client's medical situation. To handle a typical enrollment, the agency first reviews a client's current healthcare usage and budget before suggesting plan comparisons that meet those personal requirements.
Watson Insurance Agency in Gastonia, NC assists clients with one-time policy evaluations or ongoing coverage management. As a health insurance agent, the agency helps individuals and families compare plans to meet medical and financial needs. Services include explaining enrollment periods, plan benefits, and cost structures. Clients can schedule appointments on an as-needed basis, either for a single consultation about a new plan or for regular reviews of existing coverage throughout the year.
Pinnacle Insurance Partners LLC in Gastonia, NC specializes in helping individuals and families find suitable health coverage. It assists clients in navigating the complexities of the health insurance market, from plan selection to enrollment. The agency works to clarify policy details and coverage options for local residents. During the annual Open Enrollment period, Pinnacle Insurance Partners helps ensure clients meet deadlines to avoid gaps in coverage for the coming year.
As the changing seasons bring new health considerations for residents of Gastonia, reliable coverage often requires local guidance. Ewing Insurance Agency Inc specializes in health insurance plans, helping individuals and families navigate network options and enrollment periods. The agency focuses on matching clients with policies that fit their specific medical needs and budgets. A thorough consultation and review of current coverage begins the process of finding suitable options, allowing clients to understand their choices before committing. An initial assessment of individual health requirements and local provider availability initiates each client relationship.
At A-1 Insurance Coverage in Gastonia, NC, the firm assists individuals and families with selecting appropriate health plans. This work includes guiding clients through open enrollment periods and explaining coverage options. Agents also help arrange supplemental policies that address specific medical needs not covered by standard plans. The company provides these services to commercial sectors, including offices, warehouses, and food service operations in and around the Gastonia region.
Sheffield Insurance Agency serves residents of Gastonia, North Carolina, guiding them through plans that meet individual healthcare needs. The agency also assists commercial clients in the surrounding region, helping businesses secure appropriate group coverage options. Each client consultation focuses on understanding specific circumstances before comparing available policies. After enrollment, the agent provides follow-up support and remains available for annual reviews or mid-year adjustments between regular client visits.
Johnson Insurance Group, Inc., based in Gastonia, NC, is known for connecting individuals and families with suitable health insurance agent services. The company assists clients in selecting from available individual health plans, family coverage, and small business group policies in the region. By navigating open enrollment periods and marketplace options, the agency helps match consumers with appropriate medical, dental, and vision plans. A common add-on service is guiding clients through Medicare supplement plans and prescription drug coverage for those who are eligible.
What Does a a Health Insurance Agent in Gastonia Cost?
Health insurance agents in Gastonia typically do not charge you directly for their services. Instead, they earn commissions from the insurance companies whose plans they sell. These commissions are built into the plan premiums and do not add extra cost to you. For private plans outside the marketplace, agent commissions can range from 2% to 5% of the annual premium. For ACA plans, commissions are set by the government and vary by plan. This is general information, not insurance advice.
About health insurance agents in Gastonia
Health insurance agents in Gastonia, North Carolina help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. North Carolina has specific state laws that regulate agent licensing and plan offerings, including the requirement that agents be appointed by insurers they represent. Local agents understand the Gastonia healthcare market and can guide you through open enrollment periods and special enrollment events.
Frequently Asked Questions
What does a health insurance agent in Gastonia do?
A health insurance agent in Gastonia helps you compare plans from different companies, explains coverage options, and assists with enrollment. They are licensed by the North Carolina Department of Insurance and must follow state rules. Agents can help with individual plans, family plans, Medicare, and short-term coverage.
Do I have to pay a fee to use a health insurance agent in North Carolina?
In most cases, health insurance agents in North Carolina are paid by the insurance company, not by you. This means their services are usually free to you. However, some agents may charge a consulting fee for certain services, so always ask about fees before working with them.
When can I enroll in a health plan through a Gastonia agent?
The main enrollment period for ACA plans is the annual Open Enrollment Period, which usually runs from November 1 to January 15 in North Carolina. You may also qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, getting married, or having a baby. Medicare has its own enrollment windows.