The top-rated health insurance agent in Webster, New York is Steinmiller Insurance, rated 4.9 stars across 114 reviews. Other highly rated options include Bene-Care Inc., Jerry Christopher - State Farm Insurance Agent, Sheedy Insurance Services, LLC - Lisa Sheedy Agency. This directory lists 19 health insurance agents serving Webster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steinmiller Insurance | 1223 Bay Rd | (585) 671-5660 |
| 2 | Bene-Care Inc. | 1260 Creek St | (585) 347-1300 |
| 3 | Jerry Christopher - State Farm Insurance Agent | 1778 Empire Blvd | (585) 671-8830 |
| 4 | Sheedy Insurance Services, LLC - Lisa Sheedy Agency | 1681 Empire Blvd | (585) 347-4015 |
| 5 | Frank C Argento Jr - State Farm Insurance Agent | 65 W Main St | (585) 265-3930 |
| 6 | Chris Ross - State Farm Insurance Agent | 790 Ridge Rd | (585) 670-0830 |
| 7 | Davide Turco: Allstate Insurance | 1140 Crosspointe Ln Ste 6b | (585) 899-6690 |
| 8 | Foley Agency Inc | 9 E Main St | (585) 265-9440 |
| 9 | Russell-Haidari Agency: Allstate Insurance | 807 Ridge Rd Ste 210a | (585) 787-1160 |
| 10 | World Insurance Associates LLC | 4 E Main St | (585) 872-5700 |
Steinmiller Insurance serves Monroe County residents from its office in Webster, New York, specializing in individual and group health insurance plans. The agency helps clients find coverage that fits their medical needs and budget, guiding them through enrollment in private plans and marketplaces. It assists with annual enrollment periods and life changes requiring special enrollment. Additionally, Steinmiller Insurance handles Medicare supplement plans and prescription drug coverage for eligible individuals in the area.
Bene-Care Inc. in Webster, NY offers a full range of health insurance agent services, including plan selection guidance and enrollment assistance for individuals and families. The company helps clients review annual policy changes and explains options for managing coverage throughout the year. It provides ongoing support for claims questions and benefit renewals. Its service areas include single-family homes, apartment complexes, retail locations, and local restaurants.
Jerry Christopher - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Webster, NY, with a focus on health insurance agent services. The agency helps clients navigate individual health plans, group coverage options, and supplemental policies to meet varying medical needs and budgets. Each appointment centers on explaining plan details clearly so customers can make informed choices about their healthcare coverage. The office also extends its health insurance support to families and small business owners in the greater Rochester metro area, including nearby Penfield.
Navigating health insurance coverage requires a choice between one-time events like open enrollment and the recurring need to adjust plans as life changes. Sheedy Insurance Services, LLC - Lisa Sheedy Agency in Webster, NY helps individuals and families find suitable health insurance solutions for their medical needs. An agent works to explain coverage details, policy options, and provider networks. Services run on an as-needed basis, accommodating consultations at the client's request without a mandatory ongoing appointment schedule.
Frank C Argento Jr - State Farm Insurance Agent serves the Webster, New York area and its surrounding communities, handling a range of health insurance needs for local residents and families. The agency works with individuals seeking coverage plans that align with their medical requirements and budgets. It addresses questions regarding policy details and enrollment periods during initial consultations. The typical job begins with an assessment of a client’s current situation, followed by a comparison of available plan options to find a suitable match for their health priorities and financial circumstances.
Chris Ross - State Farm Insurance Agent in Webster, NY specializes in health insurance coverage, including individual plans and group policies for local small businesses. The agency also assists clients with Medicare supplements and prescription drug plans. General services involve explaining policy details and comparing plan options to fit different budgets and medical needs. As open enrollment periods approach, the agency helps residents understand deadlines and avoid gaps in coverage during life changes such as job transitions or new family additions.
As open enrollment season brings questions about coverage options and tax credits, Davide Turco: Allstate Insurance in Webster, NY helps individuals and families compare health plans that fit their needs. The agency answers questions about deductibles, prescription drug tiers, and network restrictions with clarity. Understanding that income changes or life events often require a plan adjustment, the agent reviews each customer’s current situation carefully. A full inspection of existing coverage and anticipated medical usage begins the initial-assessment step.
Foley Agency Inc serves residents of Webster, New York, offering personal health insurance plans tailored to individual needs. The agency also assists commercial clients in the area with group coverage options, ensuring businesses can find suitable healthcare benefits. Their work involves guiding customers through the selection, enrollment, and management of policies in the local market. After an initial enrollment period, the team provides ongoing support for policy changes or questions, with follow-up service available between regular plan renewal visits.
Russell-Haidari Agency: Allstate Insurance in Webster, NY, is known as a local health insurance agent helping individuals and families find suitable coverage. Its service range includes assisting clients with plan comparisons, enrollment guidance, and claims support for medical and supplemental health policies. The agency works to address changing healthcare needs, offering personalized consultations to explain deductible options and network choices. A specialty service it can add on is providing assistance with Medicare supplement plans to bridge gaps in federal coverage.
World Insurance Associates LLC works with individuals and groups in the Webster area to identify and select health insurance plans that match their needs and budgets. The company specializes in navigating plan options, including coverage for preventive care and medical services. Local businesses, including offices, warehouses, and food service operations, can consult the agency about available health insurance benefits for their employees or for themselves.
What Does a a Health Insurance Agent in Webster Cost?
The cost of health insurance plans in New York varies by age, location, and plan type. For 2024, a mid-level Silver plan for a 40-year-old in Monroe County may range from approximately $500 to $700 per month before subsidies. Premiums for a Bronze plan may start around $400 per month. Out-of-pocket maximums for 2024 are capped at $9,450 for an individual and $18,900 for a family under Affordable Care Act plans. This is general information and not insurance advice.
About health insurance agents in Webster
Health insurance agents in Webster, New York help individuals and families find coverage that meets their needs and budget. New York requires all health insurance plans to cover essential health benefits and comply with state guaranteed issue laws. A local agent can explain options like Qualified Health Plans through the NY State of Health marketplace or off-exchange plans.
Frequently Asked Questions
What services does a health insurance agent in Webster provide?
A health insurance agent in Webster can help you compare plans from multiple carriers, complete applications, and understand your coverage options. They assist with individual and family plans, Medicare, and small business health insurance. Agents are licensed by the New York State Department of Financial Services.
Do I have to pay a fee for using a health insurance agent in New York?
In New York, health insurance agents are typically compensated by the insurance company, not by the consumer. You do not usually pay a separate fee for their services. However, you should confirm this with the agent before starting.
Can a health insurance agent help me with NY State of Health enrollment?
Yes, many agents in Webster are certified to help you enroll through the NY State of Health marketplace. They can assist with determining eligibility for subsidies and Medicaid. Open enrollment periods and special enrollment periods follow New York state rules.
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