The top-rated health insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 342 reviews. Other highly rated options include Fidelis Care - Bay Shore Community Office, Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent. This directory lists 15 health insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Fidelis Care - Bay Shore Community Office | 1656-G 5th Ave | (631) 231-3696 |
| 3 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 4 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 5 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | AllSafe Insurance Agency | 1175 Sunrise Hwy | (631) 517-1173 |
Sound Harbor Insurance serves clients across Bay Shore and all of Suffolk County, offering guidance on individual and family health plans. As a local health insurance agent, the company assists residents in selecting coverage that meets their medical needs and financial situations. Its services include navigating open enrollment periods and explaining the differences between HMO and PPO options. The agency also helps clients review Medicare supplements and short-term health insurance solutions.
Fidelis Care - Bay Shore Community Office offers a range of health insurance services, including plan selection guidance and enrollment assistance. Its service approach includes helping clients understand coverage options and navigate ongoing policy management needs throughout the year. The office serves the local Bay Shore area, supporting individuals and families as they maintain their health benefits. It services single-family homes, apartments, retail, and restaurants.
Serving homeowners, renters, and local business owners in Bay Shore, this agency helps individuals and families compare and select health insurance plans that meet their medical needs and budget. The agent works to find suitable coverage options from major carriers in the individual and family market. In addition to open enrollment assistance, guidance on changes due to life events is provided. This location also offers support to clients residing in nearby Islip and throughout the broader Suffolk County metro area.
Michael S. Stagnitta - State Farm Insurance Agent serves clients in Bay Shore and the surrounding communities of Long Island’s South Shore. The agency handles a full range of health insurance options, including individual plans, family coverage, and Medicare supplements suited to local needs. Policies are carefully reviewed to match each person’s medical requirements and household budget. When working with a new client, the agent typically begins by discussing current coverage gaps and helps compare plan benefits side by side to find a suitable fit.
Helping clients choose between short-term health plans for temporary gaps and traditional major medical policies for ongoing protection, Bill Dunn - State Farm Insurance Agent in Bay Shore, NY, guides individuals through annual enrollment options. Coverage comparisons focus on deductibles, premiums, and the specific networks available in the local area. Initial consultations clarify eligibility for subsidies or catastrophic plans. Ongoing policy adjustments accommodate changes in employment or family status. All service runs on a one-time, scheduled, or as-needed basis.
ACME Insurance Brokerage of Bay Shore INC. specializes in connecting individuals and families with comprehensive health insurance plans tailored to their specific needs. It also assists local businesses in navigating group health coverage options and compliance requirements. Based in Bay Shore, NY, the agency serves clients throughout Suffolk County, helping them understand policy details and find suitable coverage. During the annual open enrollment period, it provides guidance to ensure residents meet deadlines and avoid gaps in their medical protection.
As Bay Shore residents prepare for Medicare open enrollment or seek coverage for self-employment, Oxford Millin Insurance Agency Ltd helps clients navigate health insurance changes. This local agent assesses individual needs, explains plan differences, and clarifies subsidy options for the New York marketplace. Focusing on medical and prescription drug coverage, the agency works to match each household with a suitable policy for the coming year. An initial consultation in Bay Shore identifies current healthcare usage and budget constraints before comparing available plans.
C Walsh Agency provides guidance on health insurance plans, assisting individuals and families in Bay Shore, New York, with coverage options. The company specializes in helping clients understand complex policy details, including cost-sharing and network choices. It serves the local area by connecting residents to suitable health plans. Beyond individual needs, the agency can help with insurance arrangements for commercial sectors such as offices, warehouses, and food service operations.
Jay Tee Insurance in Bay Shore, NY, assists residents with their personal health insurance needs, securing coverage for individuals and families. The agency also guides local businesses in obtaining commercial health plans for their employees. Serving clients throughout the Bay Shore area, agents provide clear explanations of available plan options. After enrollment is complete, the company remains available for follow-up support, assisting with claims questions or policy changes that arise between regular annual visits.
AllSafe Insurance Agency, serving the Bay Shore, New York area, is a local health insurance agent office that helps individuals and families compare major medical plans from different carriers. Its licensed representatives guide clients through enrollment in Affordable Care Act marketplace options, Medicare supplements, and short-term coverage policies. The agency focuses on explaining plan benefits, out-of-pocket costs, and network restrictions in clear terms. A specialty service it offers are dental and vision insurance add-ons to compliment comprehensive health policies.
What Does a a Health Insurance Agent in Bay Shore Cost?
Health insurance premiums in New York vary widely based on plan type, metal tier, age, and location. For an individual in Bay Shore, a bronze plan might cost around $400 to $600 per month, while a gold plan could range from $600 to $900 per month. Agents do not charge additional fees for their services. This is general information, not insurance advice.
About health insurance agents in Bay Shore
Health insurance agents in Bay Shore, New York help residents and small businesses navigate plan options on the NY State of Health marketplace and private insurers. New York requires all health plans to cover essential health benefits and prohibits medical underwriting for individual policies. A local agent can guide you through open enrollment periods and special enrollment qualifying events.
Frequently Asked Questions
What does a health insurance agent in Bay Shore do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help with plan changes during New York's annual open enrollment period, which typically runs from November 1 to January 31.
Do I have to pay a fee to use a health insurance agent in New York?
No. Health insurance agents in New York are typically paid by the insurance carrier, not by you. Their commission is built into the plan premium, so using an agent does not increase your cost.
Can a Bay Shore agent help me with New York's Essential Plan?
Yes. Licensed agents can assist with enrollment in the New York Essential Plan, which is a low-cost option for adults with incomes up to 250% of the federal poverty level. Agents can verify your eligibility and help you apply through the NY State of Health marketplace.
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