The top-rated health insurance agent in Baldwinsville, New York is Horan Companies - The Insurance Place, rated 5.0 stars across 140 reviews. Other highly rated options include Scott Northrup - State Farm Insurance Agent, Heritage Insurance Agency, Inc., White Harbor Group Insurance. This directory lists 16 health insurance agents serving Baldwinsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Horan Companies - The Insurance Place | 63 E Genesee St Suite B | (315) 635-2095 |
| 2 | Scott Northrup - State Farm Insurance Agent | 52 Oswego St #1 | (315) 303-4426 |
| 3 | Heritage Insurance Agency, Inc. | 8 Tappan St | (315) 925-5300 |
| 4 | White Harbor Group Insurance | 26 E Genesee St #305 | (315) 352-0035 |
| 5 | State Farm Insurance | 60 1/2 Salina St | (315) 638-0247 |
| 6 | Frank Marinelli - State Farm Insurance Agent | 3444 NY-31 Ste 5 | (315) 622-7283 |
| 7 | Higgins Insurance Agency | 2273 Downer St | (315) 635-0050 |
| 8 | Central Cooperative Insurance | 6 Southgate Rd | (315) 635-7606 |
| 9 | Huntington Insurance Agency | 6 Southgate Rd | (315) 635-9795 |
| 10 | Financial Alternatives, Inc. | 7527 Woodcrest Dr | (315) 622-7000 |
Horan Companies - The Insurance Place serves the Baldwinsville area and the surrounding Onondaga County region. The company provides health insurance agent services, assisting individuals and families in navigating their coverage options. Their work involves explaining different plan structures and helping clients enroll during open enrollment periods. They also assist with Medicare-related plans and individual health policies for local residents needing tailored coverage.
Scott Northrup - State Farm Insurance Agent in Baldwinsville, NY, provides a range of health insurance options, including individual plans and family coverage. The agency assists clients with selecting suitable policies and offers ongoing plan maintenance to adjust coverage as needs change. Bruce and his team help guide customers through enrollment periods and policy details. Their services cover various properties and individuals in the local area, including single-family homes, apartments, retail businesses, and restaurants, ensuring appropriate health protection for both residential and commercial clients.
Heritage Insurance Agency, Inc. serves homeowners, families, and individuals in Baldwinsville, NY who need guidance navigating health insurance options. It helps clients compare plans, understand coverage details, and enroll during open enrollment or special enrollment periods. The agency focuses on matching customers with policies that suit their healthcare needs and budgets. It also offers support for Medicare-related questions and plan selection. In addition to serving Baldwinsville, Heritage Insurance Agency provides its services to residents in the neighboring community of Liverpool.
White Harbor Group Insurance serves individuals and families in Baldwinsville and the surrounding central New York communities. It handles a full range of health insurance options, helping clients understand plan details, coverage limits, and network options for their specific situations. The agency guides customers through the enrollment process, explaining complex policy terms in straightforward language. For a typical job, it first reviews a client’s medical needs and budget, then compares available plans to recommend a suitable fit.
Specializing in health insurance plans for individuals, families, and small groups, this local agency also offers a full range of Medicare supplement options and prescription drug coverage to residents in Baldwinsville, NY. It works with clients to review current policies, compare new plan benefits, and guide them through open enrollment periods. With each changing season, the agency helps customers understand how their plan covers urgent care visits and seasonal allergy treatments.
Frank Marinelli - State Farm Insurance Agent in Baldwinsville, NY, helps clients choose between one-time health insurance policies for short-term needs and ongoing coverage plans that provide continuous year-round protection. As a local health insurance agent, the office assists individuals and families in understanding plan options for doctor visits, prescriptions, and hospital care. Services run on a scheduled basis, meeting with clients during open enrollment periods or when qualifying life events occur to review coverages.
Higgins Insurance Agency in Baldwinsville, NY focuses on helping individuals and families navigate health insurance options. The company works with clients to understand their medical needs and identify suitable coverage plans. Many who seek its services are self-employed or without employer-sponsored benefits. By assessing different policy structures, the agency assists in selecting appropriate plans for various residential scenarios. Its support extends to commercial clients, including local offices, warehouses, and food service establishments seeking employee health benefits.
As the open enrollment period approaches in Central New York, residents of Baldwinsville and the surrounding communities often seek clear guidance on their coverage options. Central Cooperative Insurance provides personalized consultations to help individuals and families understand their health insurance choices and select appropriate plans for their needs and budgets. These discussions cover available networks, prescription drug benefits, and potential cost-sharing requirements. An in-person or virtual appointment begins with a review of the client's current coverage and a brief assessment of their anticipated healthcare utilization.
Huntington Insurance Agency serves residents of Baldwinsville, New York, with health insurance plans tailored to individual and family needs. The agency also provides commercial health coverage for local businesses seeking group benefits for their employees. Service extends to clients throughout the greater Baldwinsville area. Agents assist with plan selection during open enrollment and handle claims questions. Between regular annual visits, the office manages policy updates and renewal paperwork to ensure continuous coverage without disruption.
Financial Alternatives, Inc., based in Baldwinsville, NY, is known for guiding individuals and families through the selection of health insurance plans that match their specific medical needs and financial situations. The company offers comprehensive assistance with plan comparisons, enrollment processes, and ongoing policy management. Their services address the complexities of local healthcare coverage options. They further specialize in evaluating supplemental dental and vision insurance policies to complement major medical plans.
What Does a a Health Insurance Agent in Baldwinsville Cost?
Health insurance agent services in New York are typically free to consumers because agents earn commissions from insurance carriers. The cost of a health insurance plan itself varies widely. For an individual in Baldwinsville, monthly premiums can range from about 300 to 800 dollars depending on age, plan tier, and subsidies. Small business group plans may have different pricing. This is general information and not insurance advice.
About health insurance agents in Baldwinsville
Health insurance agents in Baldwinsville, New York help residents and small businesses find coverage that meets their needs. New York has a guaranteed issue law, meaning insurers cannot deny coverage based on pre-existing conditions. Agents can guide you through the New York State of Health marketplace or private plans.
Frequently Asked Questions
What does a health insurance agent in Baldwinsville do?
A health insurance agent helps you compare plans from different carriers. They explain coverage options, costs, and network details. They also assist with enrollment and annual renewals.
Do I need to use the New York State of Health marketplace?
You can buy health insurance through the marketplace or directly from an agent. The marketplace offers subsidies if your income qualifies. An agent can help you decide which option is better for you.
Can a health insurance agent help with small business plans in Baldwinsville?
Yes, agents can help small businesses find group health plans. New York requires small group plans to cover essential health benefits. An agent can compare plans from multiple carriers to fit your budget.
Health Insurance Agents in Other New York Cities
Albany · Amityville · Babylon · Ballston Spa · Bay Shore · Binghamton · Brentwood · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cicero · Clifton Park · Commack