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Looking for a health insurance agent in Smithtown? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 health insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
AAA Smithtown
729 Smithtown Bypass, Smithtown, NY 11787
(631) 393-7613
branches.northeast.aaa.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Central Insurance Agency
93 E Main St, Smithtown, NY 11787
(877) 242-9600
ciainsures.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989
insnavigator.com
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300
islandagencyinc.com
Gallagher Insurance, Risk Management & Consulting
1 E Main St, Smithtown, NY 11787
(860) 426-6200
assuredpartners.com
Health insurance agents in Smithtown, New York help individuals, families, and small businesses find coverage that meets their needs. New York law requires all health insurance plans sold in the state to include essential health benefits and guarantee issue, meaning insurers cannot deny coverage based on pre-existing conditions. A local agent can explain these rules and guide you through the New York State of Health marketplace or private options.
What Does a Health Insurance Agent in Smithtown Cost?
Health insurance agent services in New York are typically free to consumers because agents are paid commissions by the insurance carriers. The cost of health insurance plans themselves varies widely based on age, location, income, and plan type. For example, a bronze plan for a 40-year-old in Smithtown might range from 400 to 600 dollars per month before subsidies, while a gold plan could be 600 to 900 dollars. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Smithtown do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed by the New York State Department of Financial Services and must follow state regulations. Agents can help you understand subsidies available through the New York State of Health marketplace.
Do I need to use the New York State of Health marketplace to get coverage?
Not always. You can buy health insurance directly from a carrier or through an agent outside the marketplace. However, only plans purchased through the marketplace qualify for premium tax credits and cost-sharing reductions if you meet income requirements. An agent can help you decide which path is right for you.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.